Best Online Money Transfer ServicesThese are the best services for transferring money between two people. Services like this initially took hold as consumers needed a service where they could quickly and efficiently transfer money for online purchases such as those made on eBay or other auction sites. Sending personal checks, money orders, or cash was too time consuming and risky so there was a demand for a digital solution that didn't require the consumers themselves to set up merchant accounts and process payments themselves.
Today, the market is dominated by a handful of players, but there are always new entrants on the horizon looking to add something to the game. Here we have listed 10 online payment services for you to vote on and add to in an effort to determine which service is the very best for transferring money between two people. Don't agree with the list? Vote for an existing item you think should be ranked higher or if you are a logged in, add a new item for others to vote on or create your own version of this list.
The Top Ten
Backed by American Express, Serve is a newer player in the industry, but they offer a number of features such as physical cards and subaccounts that set them apart.
Not a traditional alternative to PayPal, but it is the premier service for big ticket items. Funds are held in escrow (hence the name) until the purchase has changed hands and both parties have signed off on the transaction. This way, when you buy something expensive and don't get what you expected, you don't have to jump through all the hoops in an attempt to get your money back. The fees are high so it's not a great service for volume purchases, but if you are paying 4-figures on your online purchase, they are totally worth it.
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Updated Friday, August 22, 2014