Best Debt Settlement CompaniesIt can happen to just about anyone. You lose your job, someone in the family gets sick, or some other unexpected expense comes into your life and suddenly you're faced with the prospect of not being able to pay your bills on time. From there things start to snowball. You get further and further behind on payments, late fees and interest rates keep getting higher and since in today's economy it is as hard as ever to generate additional income, the gap between how much money you have and how much money you owe keeps increasing. You don't want to give up, but it starts looking like bankruptcy may be the only way out.
Debt settlement may be a way to keep from having to declare bankruptcy. Debt settlement companies work to negotiate with your creditors to lower your debts. Then, if they are successful in reducing the amount you owe, you can reverse the downward spiral and save yourself from the embarrassment and intrusive court-mandated controls of bankruptcy.
Debt settlement is not for everyone. Debt settlement does not work for all types of debt and like declaring bankruptcy, debt settlement will wreck havoc on your credit reports and your credit score. Debt settlement should not be taken lightly and should only be considered when you are nearing the end of your rope. But if you are afraid that bankruptcy is on the horizon, it is worth investigating debt settlement as an option.
Listed here are the top ten best debt settlement companies. If debt settlement is a good option for you, contacting these companies could be the first step in bringing your finances bank under your control. Don't agree with the list? Vote for an existing item you think should be ranked higher or if you are a logged in, add a new item for others to vote on or create your own version of this list.
The Top Ten
We are a 23yr old credit repair and debt negotiation co. with an A BBB rating, currently providing a 50 discount.
Entire company was created with the clients interest in mind, they put helping the client before earnig a profit.
Wonderful to work with and cared about my state of finances. I actually felt like they cared for me and my quality of life as well as my debt. They didn't make me feel like a sub-human being or a bad person. These folks are great! Thank you!
I was very happy with anything that they advised me on. They helped me every single step. I'd get something in the mail and right away I'd call them and they'd say 'take it easy, take it easy'. They were very understanding and they kept trying to cheer me up like 'it'll be over, it'll be over'. They were really good to me and I'm not sorry I did it. "
These guys rock! Saved me TONS and I'll recommend anyone go their direction!
Read their reviews on Google maps and you will see why. Stephen Craig is personable and he knows debt settlement more than anyone I know. He got my debt down to much less than I was actually expecting to pay. Give them a try...
Extremely professional and very thorough in working with clients. They saved my brother and I a lot of time and money but telling us the accounts that were linked. The previous company I was with had no idea what they were doing. GHS is great
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summer3More comments about Premier Debt Help
My rates were getting to where I was struggling to make my payments. I depleted my savings and had to start taking money from my retirement fund. I searched the internet and came across "Right Start", read their webpage and was impressed. I sent my information in and received a phone call quickly. I was a little nervous but I was assured that they could help me. My rates were reduced from 9.125 percent adjustable to a fixed rate of 5.625 percent. Everyone that I dealt with was very professional, thoughtful and courteous. I'm very thankful for the talented people with "Right Start".
I had many questions and made many calls to Dan throughout this process. He always answered all of my questions in a manner that left me feeling assured and comfortable with this program.
They did a great job
Thanks a lot guys for all the help you bestowed on an old lady like me. You guys cleared out my 20000 debt within 12 months and that too I dint feel the pain of the monthly payments even. I feel free these days and my credit is also good. Once again thanks a lot.
End High Debt is a very good debt settlement company. I got a very good service from there. End High Debt settle my debt to less the balance and save a huge money for me. Now I am very happy. It cares customers well. It is one of the best debt settlement company in USA.
I want to say a heartfelt thank you to Adam and the staff at Debt Free Company. I was in debt and it was more than I could control. I called them and was greatly relieved when I found I could receive help. I was stressed and frustrated during this time and thanks to them I was able to pay off my debts. It just feels awesome to live like a free bird.
Just want to thank you guys for all the help you'll gave me. Owing a debt of $80000 was like impossible to pay back. And then calls on top of calls from all companies and collection agencies. And then have judgement was like the cherry on the topping. Later I heard of Debt Free company from a friend of mine and thought of giving it a try. They are really superb. They answered all my queries and helped me a lot in understanding the program. They put me in a 48 months plan with easy installments. And now after 18 months with them, my 3 cards are paid off and my judgement account is no longer with me. I do not get calls anymore and I am living a free life now. All thanks to Debt Free Company. You guys truly made me debt free.
Just want to thank you guys for all the help you'll gave me. Firstly explaining the full program, then sending the rep at home and finally the customer care, all of them were very helpful to me. Its been 8 months being into your program and you have already settled 2 of my cards with good percentage. Its just more 15 months and I will be fully paid off with all me bills. All credit to you'll. Thanks a lot Guys.
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Updated Thursday, March 06, 2014