Best Merchant Cash Advance Companies

Unable to get approved for traditional financing or unwilling to deal with the hassles of a long approval process, stacks of paperwork, guarantees and collateral, and fixed monthly payments, many business owners are turning to merchant cash advance loans as a means of raising capital for their company.

A merchant cash advance loan works by paying business owners in advance for a percentage of future sales. The advance is then paid back over time in the form of a small, fixed percentage of the business' credit card transactions so the repay is more flexible and based on cash flow.

Merchant advances help business owners get the cash they need for equipment, services, inventory, settling past debts and just about anything they need to grow their business and these are the top 10 best resources for getting a merchant cash advance for your business needs.

The Contenders: Page 2

21 Rapid Capital Funding

These people are really friendly, they will hold your hand every step of the way. They are upfront, no hidden charges as I was looking for. I've had last minute changes that make me be a little skeptical about these type of companies out there, but they showed me the right way and I will be working with them as long as they have the same people and same process...

Very efficient and very professional.

Great Company! Simply the Best!

22 Merchant Money

Easy to work with and they answered all my question in a timely manner.

23 Next Level Funding

They were able to help me out when other banks and companies said no. Thank you.

24 Business Cash Advance
25 Retail Capital

Retail Capital knows that they make the most money when the small business owners they fund are happy. They're very helpful to entrepreneurs like us! - jacklang

Retail Capital knows that they make the most money by truly helping small business owners.

26 eMerchant Cash Advance UK

EMerchant Cash Advance are a provider of business cash advance. A Business cash advance allows you to raise finance for your business from you credit and debit card terminal.

27 Cashbloom

My experience with Advance Capital has been really good. Unlike other companies I called, this one helped me get ready financially for the holiday season. I was offered multiple options and was able to choose the one that fits my needs best. I highly recommend them.

I have been a customer of advantage capitol funds for almost 5 years and I just took my 11th loan. I called my renewal manager and received the additional funds the very next day. I Couldn't be any happier!

28 Yellowstone Capital

The best place ever

29 Smart Business Friend, Inc.

Down to earth and gets the job done without all the hassles or the obstacles. They have numerous programs that will fit your company's goal.

V 1 Comment
30 LendC
31 My Factoring Network
32 Float Funding

Great company to work with. They're up and coming and work well in explaining a Merchant Cash Advance. They're quick and reliable.

33 American Stimulus Funding

Great group! I have done 5 deals with Michael and each time it's been great.

V 2 Comments
34 Z&R Funding, LLC

Got funded fast with minimal paperwork thanks

35 Citi Wide Merchant Funding
36 GSP Capital

Excellent customer service here.

37 Biz4Loans
38 Fast Capital 360
39 Ventury Capital

They are full service and offer far more than a cash advance, but if that's what you qualify for then this is the best route. They have Kevin Harrington, original shark tank backing the company so they're the real deal in the industry. They were formally Bentley Capital Ventures for years and ran a solid operation, today they are nationwide and reaching out to a wide array of business owners. They're ethical and efficient, they seem to only hire the best people, from my experience over 2 years.

I love seeing this company on here! We have worked with them for years when they were Bentley, now they brought on some big investors and they do B2R and more than just short term, daily loans. They're professional and as said below, ethical.

40 Happy Rock Merchant Solutions

They are the best very good fair people

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List Stats

300 votes
47 listings
7 years, 167 days old

Top Remixes (7)

1. My Factoring Network
2. Retail Capital
3. Smart Business Friend, Inc.
emilyhuston03
1. United Capital Source
2. Merchant Cash and Capital
3. American Finance Solutions
vinnyp17
1. Kabbage
2. Merchant Cash and Capital
3. AdvanceMe, Inc.
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