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Be prepared for the application!dallinatkinson Gettting a quote from a Health Insurance Company is quick and easy, usually taking a matter of minutes. But actually applying for health insurance is a different thing altogether. You should be prepared for the application process to take 30-40 minutes per individual when applying for health insurance online. Some health insurance applications may go quicker than others, but having applied for a few in the past, it seems like this is a good baseline to go off of.