Top 10 Best Car Insurance Companies

I've had State Farm my whole life and they have always done right by me. On April 10, 2009, my home was destroyed by a tornado. Amidst all the turmoil, the traffic, and the inability to call anyone, I was finally able to reach my agent around midnight to report my claim. The next morning, I went to the location of my destroyed home around 8 am to find my agent was already there with a check in hand to keep me on my feet. My agent and claims team found me a townhome to stay in, fully furnished it with supplies and furniture, and allowed me to stay there until the construction on my new home was complete. All the while, tending to my every need and resolving any complications or worries I had very quickly.

I recently inherited my grandfather's Jeep, and he had done a fair bit of minor damage to the side. Nothing serious, just simple scratches and whatnot. After I got the car from him, we wanted to get those scratches fixed up so I wasn't driving a visibly used car. I called the claims adjuster from State Farm, and he arrived right at the time they said he would. While surveying the damages, he asked about a few scratches that were even smaller than the ones we wanted to get fixed up. I was honest and said that he had used a row of bushes at his house to guide his car into the garage, and he was extremely pleasant and appreciative of my honesty. We wound up getting an insurance check worth more than the body shop's repair estimate!

After I was "forgotten" by Progressive, they attempted to raise their rates by almost 20% in just one year, despite my lack of claims. I decided to obtain a quote from a State Farm agent, and their quote was significantly lower than both Progressive's and Geico's. Not only that, but State Farm offered me more coverage. Additionally, the agent can manage my business, car, truck, and renter's insurance, and there is a discount available for bundling them together. I have experienced excellent service thus far and appreciate the fact that I can call and speak to a real person at any time, 24/7.

You owe it to yourself to at least get a quote from them.

I've had my car insured with State Farm since I first started driving. I've been in several accidents that weren't my fault, and I have had great service. State Farm offers so many products and services that others are not aware of. It's truly a one-stop shop if you're looking to have a successful financial future. I have my policies in Tracey Rivera's office, and she's been great! I am a military spouse, and her office caters to military families. I recommend State Farm over any company out there. They are financially sound and one of the only companies who hasn't taken on someone in financial trouble.

They are always there! When I lost control of my new pickup (11 months old) on slick streets and totaled it in 2007, I was all alone. No one for miles in any direction. I called USAA to let them know what had happened. I was scared and alone, and the representative stayed on the phone with me until someone got to me. I was physically unhurt but scared. She eased my fear and talked me through everything I needed to do. She gave me sound advice as to where to take the truck. Everything was handled smoothly and quickly. The settlement was swift. I was in a rental car in a matter of a few hours and in a new car in a matter of days. We have been with USAA since 1976. We have had three burglary claims with them over the years, and every one was handled well, and payment was swift. They are an honorable company who put their customers first. They are fast, efficient, and thorough. I highly recommend USAA to anyone who wants to be treated well!

I've had USAA auto insurance for over 30 years. Fortunately I have not had to use the coverage frequently but when I have, it has been excellent. In 2014 I was run off of the road by an 18 wheeler in a remote area. Fortunately I did have a cell phone signal and was able to contact USAA. They dispatched a tow truck and the representative stayed on the line with me until it arrived. I was not physically injured, just a bit upset due to the fact that the 18 wheeler driver did not stop nor did 2 more that were following behind. Within 2 1/2 hours, my vehicle was at a repair shop where the USAA appraiser would be inspecting it for damage and I was in a rental and back on the road. I have always had prompt and courteous service from USAA. They also have some of the best coverage rates available.

USAA is just the best for taking care of their customers and making a stressful situation virtually stress free.

I have had USAA since 1975. I qualified based on my father's status as a US Army Officer. In 1978, I became qualified on my own when I received a direct commission as an officer.

USAA used to be for Officers and their families only. Not long ago they opened up membership to non-commissioned officers, then to all active military. Recently they even opened up membership to include honorably discharged veterans as well.

Without a doubt the absolute best insurance company in the world. This is a not-for-profit company owned by members and run by well trained professionals. Don't see how any company can beat them on cost, service or range of coverage (cars, home, boat, personal property, individual liability, +). I've been with them for 49 years now, and had numerous claims that were all settled to my advantage. Now I get huge rebates each year because I've been with them for so long. I've made comparisons with other company costs over the years and USAA always comes up 20-30 percent lower. I have friends who would love to be able to insure with them but don't meet the military or former military requirement. They cry in their beer when I explain my benefits.

I had State Farm before. I bought a new car and sold the old one. State Farm was charging me $120 a month for full coverage, and that didn't include coverage for a broken windshield. I wouldn't have thought about getting a new insurance company if it hadn't been for my State Farm agent who kept ignoring me. I called him multiple times, but someone else answered the phone. He took my message and said my agent would call me back, but he never did. Then, I happened to drive by a Geico office and decided to inquire. Geico is charging me $90 per month for the same full coverage I had with State Farm, and it includes windshield insurance. That's a savings of $360 per year! Additionally, they gave me some freebies like pens, a tumbler, and other stuff. I went to AAA, but they said they wouldn't insure me because my US driver's license is less than 18 months old. They also wouldn't honor my professional driver's license from another country, even though I'm 30 years old. On the other hand, ...more

I love GEICO. They have excellent customer service! They are always great; they're always so personal. They are always there to help all day, night, and weekends, and you don't have to worry about someone being on vacation or sick because there's always more and great agents there to help. Plus, they work with other outside companies, and you can get discounts at other places just for being with them. I just wanted to say I think GEICO is worth calling and getting a quote if you don't already have a policy.

I absolutely love GEICO. I had State Farm and hated them, as well as their ridiculous rates, and then switched to GEICO. I don't think I have ever been so satisfied with an insurance company in my life. I have a 100/200 policy and plan on switching to a 300/300 policy for my Camry, and the rates are amazing. GEICO renews the little guy's faith in businesses, as it treats customers with the utmost respect and dignity. Every time I call, the reps are extremely thoughtful, caring, and genuine. They have never given me any hassle or issue, and I genuinely love GEICO. Highly recommended!

I just switched from Progressive to Geico after purchasing a new vehicle. Other companies would not cover me because of my age pretty much because I'm not old. I checked 7 different places 2 wouldn't cover me and others were so I high I could not afford it. Geico has dropped my insurance 50 dollars from what I was paying before I recently traded. They did a great job for me, but my advice to everyone is check around before you settle, and read the fine print. Don't just buy car insurance because of the name on it. Find what works for you

I just switched from State Farm to Nationwide. State Farm was reasonable, though I wasn't necessarily happy with the coverage. It was only $79 a month for full coverage, but they didn't have accident forgiveness. If I got into an accident, I would have to pay 20% of the rental fee for a car, and the lowest deductible for collision they will go is $250. I switched to Nationwide a week ago, and the quote was for $70 a month (every little bit counts), but the big difference is the coverage. I got accident forgiveness included. Also, they pay 100% of the car rental fee, and I only have a $100 deductible for collision. However, they do have a $0 deductible, but $100 I can do. This is for a 2011 Ford Focus, which Focuses are generally cheap to insure.

I have been with Progressive for over two years but keep getting bills with extra charges, and if I don't pay, they will cancel my coverage. I went online and checked several other companies, but no success. When I contacted Nationwide, I ran into a problem doing the online quote, so I called and talked with an agent. He was extremely helpful, got me three times the coverage, roadside service, towing, and all at a much lower rate! I'm very thankful for the kindness and outstanding service that this man and company showed me, and how he made me feel like my business was important to him and his company. I believe that I'm going to be a very satisfied customer and long-time client as well!

I was 19 years old when I got my first car and my driver's license.

Before buying my car, I talked to many agents from different car insurance companies, and Progressive was the cheapest one. $1500 dollars for the first year, driving a 2002 Camry with 101k miles on it. Let's say it was a fair price for not having experience before.

When I had to renew my contract, Progressive wanted me to give them $100 more per year, without having any accidents or tickets.

I did my car insurance shopping again, and Nationwide was giving me the same coverage for my car, better medical payment for a cheaper price.

Now I am paying only $1,100 dollars per year. Nationwide saved $400-$500 a year. The only issue I had with Nationwide is that no one in my house can drive my car. If they do so, Nationwide won't pay if they have an accident.

If I drive their car and have an accident, Nationwide won't cover me because their car wasn't included in my policy.

I love Nationwide! I previously had State Farm under my parents and switched onto my own when quoted. I received a call the next week telling me it would be $90 more a month! I called everywhere, and the cheapest I could find was $4,000/6 months until I called Nationwide. (I am only 18 with a new car and high coverage.) My new agent is very nice and informative, and I am only paying $1,200/6 months. One week after switching, someone totaled my car, and Nationwide was right there, helping me through everything. I would never switch! Go Nationwide!

I used to have Farmers insurance until I got in an accident. Even though I had a local insurance agent, because I had to file my claim after hours, I had to contact a generic claims call center. Then, since I initiated the claim using the 1-800 number, I had to complete the rest of the process that way. At that point I was asking myself why I was paying a premium to have a local agent when he was doing nothing to help me. After the whole experience, I decided to shop around and ended up choosing Progressive. They had much better prices and since it no longer mattered to me to have a local agent, I signed up. I've had nothing but a positive experience with Progressive so far.

Cheapest rate anywhere I could find. If you have a '96 or newer vehicle, you can get the snapshot discount. I drive a '95, so I don't qualify, but the rates are still low. Motorcycle policy is great because most insurers don't offer roadside assistance for cycles, but Progressive does. They only go back 3 years on driving history instead of 5 like most other providers. Progressive is at the top, whether we like to admit it or not. Most insurance companies drop you in a claim; that is just part of doing business for profit.

I shopped around for the best price for the coverage I wanted, and Progressive undercut the others by around $1200. Every 6 months, my monthly premium goes down. After the first six months, we added another car, and the premium only went up by $6 because the policy dropped by such a significant amount. They've been good at getting my documents to me quickly and having 24-hour customer service, which I'm coming to appreciate more and more with the odd hours I'm awake and work.

It is quite obvious different people have a vast number of different opinions when it comes to car insurance. Most companies will have both positive and negative reviews. I have had car insurance for sixty years. Every couple of years I shop all the majors. Consistently Progressive followed by Farmers have always been the lowest. As for claim service, frankly I don't know. I haven't had to file a claim in over thirty years.

They helped me during an insurance lapse during a move to Oklahoma from California. I could have lost quite a bit without coverage. It helped that it was not my fault. In Cali, I would have just got zilch. Here, I got help, thanks.

I had two unfortunate accidents and they never canceled my policy, like State Farm does, and I've been with them for 6 years! That's all I have to say.

Best car insurance, saved $688 for 6 months. You can call up your local agent anytime, and they know you by name. There's no 800 number. They're number 1!

The only company that does not penalize you for being separated from your spouse!

I've had Travelers for over thirty years. My insurance agent a few years ago left a message on my answering machine that I should give her a call, and I might be able to save money on my insurance. And my insurance went down by over 1/3 of the cost. This year, I had all my policies starting on the same date - my auto insurance is now for a year instead of two six-month terms, and I saved money on the yearly policy!

I have never had a problem with any claim.

I compared other online and "brick" insurance companies against Travelers, and they were the best compared to the coverages we previously had. I even called AARP-The Hartford and told them that I found better-priced coverage. I asked if they could do better, but they told me no. So we switched. I even got my Jeep covered. Our combined home and (2) cars for 2013-2014 cost $1419 for the year. We had a glass claim, and it was handled quickly and efficiently. I recommend trying them.

The best, period. You get an actual local agent and not somebody at a call center in another state like GEICO and Esurance. Plus, because they use independent agents, you know you're getting the best company for you. My previous State Farm agent always told me State Farm was the best... of course, he did. It's all he could offer me. After I paid high premiums for 11 years with State Farm, I'll be a Travelers customer for life.

I don't understand how this company gets a rating of 13. My coverages all doubled with Travelers, and I am saving $35.00 a month compared to having the coverage with Geico. Plus, I had been with Geico for four years, never saw a decrease, and I was perfect - no accidents, no tickets.

I just finished up an auto claim with AAA. I had used AAA for my first car years ago but switched to Geico and then State Farm since I had to be insured on a college student budget.

Post-grad, I moved back to AAA when I was making a higher income. This past weekend was the first time I've had to actually invoke my car insurance coverage due to a hit and run on my car while parked.

The response time, courteousness, and professionalism shown by the AAA agent were amazing.

I intend to stay with AAA for many, many years to come. Thumbs up.

I have had AAA Car Insurance for about 5 years. I have been very impressed with this company. They help their clients. If it is a few dollars more, so what? I can rely on insurance I can trust! Their Roadside Service is impeccable! They are there! No wait! Why would I want to give up outstanding service such as this to save a few bucks? AAA has been my Car Insurance long enough to know they are the best!

Their car insurance for four vehicles beats everybody else - Liberty Mutual, State Farm, Allstate, Geico, Travelers, Progressive, Nationwide, and Farmers - by at least $600. Their home insurance surpasses the same group of competitors by at least $200, while offering far superior coverage. Consequently, I switched last year. This year, there has been an overall 9% increase in my premiums, mostly on the home insurance, but they still remain highly competitive. I habitually shop around every year, but I don't anticipate finding a better deal. I haven't had any occasion to file claims yet, but my agent has been exceptionally polite and responsive when providing quotes and addressing inquiries. Comments from others in this forum suggest that they maintain the same level of professionalism when it comes to processing claims. I find it somewhat surprising that they rank 8th in this list, so those with other companies should definitely give them a try.

I just saved about $400 a year by switching to AAA from State Farm. The coverage for my cars is the same, and the coverage for my home is much better (and cheaper) than before. I have a credit card through AAA, roadside assistance through AAA, and finally, my insurance through AAA. I could not be happier. On all fronts, AAA has the best customer service I've ever encountered.

When I talked to the employees at 21st Century Insurance, they didn't talk at me, they talked to me just like they would any other person. They looked past the bottom line dollar signs and saw me as an individual; a lot of insurance companies today can't seem to deliver that. I think it's obnoxious when a company becomes so big that they don't treat the customers as people anymore or when companies become so large that the employees become impersonal and arrogant. So far, I haven't encountered this with 21st Century Insurance and that, my friends, leaves me a satisfied customer!

I love 21st Century. I am elated that I made the switch from Farmers. Farmers used to make mistakes on my policy, and I had to pay for it by them overcharging me, so enough said about them. 21st Century, keep up the good work! Your customer service skills are on point, as well as the compassion you show your policyholders.

I would recommend this company, and the savings are awesome. A satisfied customer.

The specialist that spoke with me helped me understand what no other insurance company ever did. Wow! I thought the lowest was okay, but now I know. I'm glad I called. They took the time to explain and make suggestions. I was only saving $10, but it was worth the switch from another company on the top 10 list.

I tried several other companies and could not find anyone cheaper. The coverage is what I wanted too. I had GEICO before for a few years, but they were several hundred dollars higher. No one else could or would compete. I am very happy with this company.