Top 10 Most Annoying Dungeons and Dragons Situations

Just annoying situations in DnD that are very frustrating.

1. The DM says "Roll initiative" when everything looks calm

   Last time this happened, my whole party died.

2. Your Cleric doesn't heal you because you have been "rude"

   There should be no exceptions, guys. If someone on your team is dying, you should heal them because they can be useful. At least do it for that.

   The DPS, the tank, and the bard are down, fighting a dragon. The cleric heals the bard before the DPS or tank because "Hargvar said something rude while he was in a rage," and "Zemula III didn't attack the kobold attacking me earlier because 'the chief was a bigger threat.'"

3. You beat a boss and the DM gives bad loot

   This happened to me once.

   Me: I defeated Pythor! Yeah! So what treasure do I get?

   DM: You have unlocked 150 GP.

   Me: Pythor is a 50-foot-long dragon demigod who can do a maximum of 50 damage per turn, and we get 250 GP?

   DM: Your complaining attracts every single dragon god in the universe.

4. A Bard says, "I roll to seduce the ____"

5. Someone splits the party for their own gain

   Even worse is when they're trying to die so they can stop playing D&D.

6. Your party is too weak

7. You win an encounter alone and the party asks to split the loot

   This happened to me once.

   Me: Slash six goblins into bits.

   DM: The goblin scouts drop twenty SP.

   Party: Let's split the money. Everyone needs some.

   My party killed me over this once.

8. You get left behind to die

   This happened to me once.

   Me: Woohoo! We defeated the sahuagin ships.

   Pirate captain: Yes. Now it is time to throw you all on a deserted island.

   DM: You get knocked out and find yourself on a small island nowhere near the mainland.

9. You have the crazy DM

   This happened once.

   DM: Okay, I'll pick a random monster. You be level one whatevers. Okay, we're doing ancient green dragon.

   Ancient green dragon: Use poison breath.

   DM: You all are dead. Man, are you guys bad at this.

10. The DM decides to have you fight a monster twice your party's level

    This happened to me once.

    DM: Okay, level 20ers. Time to fight a level 40 lich. I've been bored of using easy stuff for battles.

    Me: What! Now you're just trying to kill us.

    DM: I totally am.

The Newcomers
11. ?

    Nobody listens even though your way is easier

12. ?

    A player really wants to kill their character

The Contenders

13. You don't understand a situation and the DM won't explain

    This happened to me once, but I had no idea what the DM said.

14. The Bard is talking to a king (or someone similar), says something rude, and the DM says "Roll initiative"

    This happened to me once.

    Bard: That hat looks dumb.

    Me: We've been killed this way seven times already.

    Bard: Yeah, but I think I'll get a high enough initiative this time. Rolls die.

    DM: You got a 1. The initiative is 18. You will be thrown in the dungeons.

15. A teammate takes everything