Top 10 Best Home Warranty Companies for U.S. Homeowners
Owning a home means facing the occasional breakdown of appliances or home systems, from a busted water heater to a finicky furnace. Home warranties help shoulder these surprise repair costs by covering the repair or replacement of major appliances and systems when they fail due to normal wear and tear.This provides peace of mind and budget protection, ensuring you're not paying thousands out of pocket for a new HVAC system or refrigerator when the unexpected happens. In short, a good home warranty can be a safety net that keeps your house running smoothly without derailing your finances.
Choosing the right home warranty, however, means balancing cost with coverage and credibility. Below are the top 10 national providers (with #1 as the top pick) based on affordability, the breadth of services and coverage, customer satisfaction ratings, and each company's track record.
The original rankings drew on reputable customer reviews and ratings (such as Better Business Bureau grades and Consumer Affairs feedback) and expert analyses from home service publications. The rankings favored companies available in most states, offering solid coverage options, and demonstrating a history of reasonably satisfied customers, even in an industry where complaint counts can be high.
The Top Ten
American Home Shield (AHS)
American Home Shield (AHS) is a pioneer in the home warranty industry, with over 50 years of experience and a reputation for broad coverage. It offers three plan options: Systems, Appliances, or a Combo plan. It also covers older items regardless of age or maintenance history, a rare feature among competitors.
AHS stands out with its higher-than-average payout limits, offering up to $5,000 per covered system (such as HVAC) and $4,000 per appliance. These limits far exceed the typical $2,000 to $3,000 caps of most plans. Its top-tier "ShieldPlatinum" plan includes unique perks like limited roof-leak repairs and an annual HVAC tune-up, adding extra value for homeowners.
While AHS provides comprehensive coverage, its plans can be pricier than budget competitors, and it has accumulated a significant number of customer complaints over the years. With a BBB rating of B and over 6,000 complaints closed in the past year, some homeowners may find this concerning. However, given AHS's size and long history, a higher complaint volume is not entirely unexpected. The company is also proactive in addressing negative reviews, demonstrating a commitment to customer service.
Service fees range from $100 to $125, with flexibility to adjust the fee to lower premiums. Although AHS may cost more, it offers extensive coverage, generous limits, and a well-established reputation, making it a strong choice for homeowners with aging systems or high-end appliances. Visit Website
American Home Shield (AHS) is a pioneer in the home warranty industry, with over 50 years of experience and a reputation for broad coverage. It offers three plan options: Systems, Appliances, or a Combo plan. It also covers older items regardless of age or maintenance history, a rare feature among competitors.AHS stands out with its higher-than-average payout limits, offering up to $5,000 per covered system (such as HVAC) and $4,000 per appliance. These limits far exceed the typical $2,000 to $3,000 caps of most plans. Its top-tier "ShieldPlatinum" plan includes unique perks like limited roof-leak repairs and an annual HVAC tune-up, adding extra value for homeowners.
While AHS provides comprehensive coverage, its plans can be pricier than budget competitors, and it has accumulated a significant number of customer complaints over the years. With a BBB rating of B and over 6,000 complaints closed in the past year, some homeowners may find this concerning. However, given AHS's size and long history, a higher complaint volume is not entirely unexpected. The company is also proactive in addressing negative reviews, demonstrating a commitment to customer service.
Service fees range from $100 to $125, with flexibility to adjust the fee to lower premiums. Although AHS may cost more, it offers extensive coverage, generous limits, and a well-established reputation, making it a strong choice for homeowners with aging systems or high-end appliances. Visit Website
Liberty Home Guard (LHG)
Liberty Home Guard is a newer player in the industry but has quickly gained a strong reputation for customer service and flexibility. It offers three core plans: Appliance Guard, Systems Guard, and Total Home Guard. Its standout feature is the extensive list of more than 40 add-on options, which is more than any competitor.
Homeowners can get coverage for items most warranties overlook, such as swim spas, second refrigerators, central vacuum systems, pest control, and carpet cleaning. This mix-and-match approach allows customers to build a warranty that fits their specific needs rather than paying for unnecessary coverage. The easy quote process also makes it simple to adjust coverage levels and explore pricing options.
Beyond its customization, Liberty Home Guard sets itself apart with strong customer satisfaction. In an industry notorious for negative reviews, over 90 percent of LHG's feedback is positive across multiple review sites. Homeowners frequently praise its quick claims response, with technicians typically dispatched within 12 hours, which is crucial for urgent repairs like a leaking washer or broken AC. LHG also offers 24/7 emergency service, ensuring homeowners are not left waiting with critical issues.
However, its standard coverage caps are lower than average, around $2,000 per item, which means costly system failures might still require out-of-pocket expenses. Despite this, its combination of flexibility, service, and nationwide availability in 48 states makes LHG a top choice, particularly for those with unique home features to protect. Visit Website
Liberty Home Guard is a newer player in the industry but has quickly gained a strong reputation for customer service and flexibility. It offers three core plans: Appliance Guard, Systems Guard, and Total Home Guard. Its standout feature is the extensive list of more than 40 add-on options, which is more than any competitor.Homeowners can get coverage for items most warranties overlook, such as swim spas, second refrigerators, central vacuum systems, pest control, and carpet cleaning. This mix-and-match approach allows customers to build a warranty that fits their specific needs rather than paying for unnecessary coverage. The easy quote process also makes it simple to adjust coverage levels and explore pricing options.
Beyond its customization, Liberty Home Guard sets itself apart with strong customer satisfaction. In an industry notorious for negative reviews, over 90 percent of LHG's feedback is positive across multiple review sites. Homeowners frequently praise its quick claims response, with technicians typically dispatched within 12 hours, which is crucial for urgent repairs like a leaking washer or broken AC. LHG also offers 24/7 emergency service, ensuring homeowners are not left waiting with critical issues.
However, its standard coverage caps are lower than average, around $2,000 per item, which means costly system failures might still require out-of-pocket expenses. Despite this, its combination of flexibility, service, and nationwide availability in 48 states makes LHG a top choice, particularly for those with unique home features to protect. Visit Website
Choice Home Warranty (CHW)
Choice Home Warranty is a well-known nationwide provider that stands out for its affordability and straightforward coverage. It offers two simple plan options: a Basic Plan and a Total Plan. The top-tier Total Plan often costs under $50 per month, making it significantly cheaper than many competitors' comprehensive plans.
Despite the lower prices, Choice maintains a strong service network with over 15,000 contractors across the country. Many customers praise its quick claim processing and high approval rates, as well as the quality of repairs and efficient scheduling. For homeowners seeking solid, no-frills protection on a budget, Choice is an appealing option. Even its add-ons, like roof leak or central vacuum coverage, are available for just a few extra dollars per month.
However, the budget-friendly nature of Choice Home Warranty comes with some trade-offs. The Basic Plan is quite limited, excluding key appliances like refrigerators, washers, dryers, and air conditioners. Most homeowners opt for the Total Plan instead.
While the company has nearly 40,000 Trustpilot reviews averaging close to four stars and holds a "B" rating with the BBB, it has also faced legal and reputational challenges, including an ongoing lawsuit from the Arizona Attorney General over alleged deceptive practices. Though this issue remains unresolved, Choice continues to be a popular choice for those looking for cost-effective home warranty coverage.
If you prioritize affordability and reliable service and are comfortable choosing the more comprehensive Total Plan, Choice Home Warranty is a strong contender. Visit Website
Choice Home Warranty is a well-known nationwide provider that stands out for its affordability and straightforward coverage. It offers two simple plan options: a Basic Plan and a Total Plan. The top-tier Total Plan often costs under $50 per month, making it significantly cheaper than many competitors' comprehensive plans.Despite the lower prices, Choice maintains a strong service network with over 15,000 contractors across the country. Many customers praise its quick claim processing and high approval rates, as well as the quality of repairs and efficient scheduling. For homeowners seeking solid, no-frills protection on a budget, Choice is an appealing option. Even its add-ons, like roof leak or central vacuum coverage, are available for just a few extra dollars per month.
However, the budget-friendly nature of Choice Home Warranty comes with some trade-offs. The Basic Plan is quite limited, excluding key appliances like refrigerators, washers, dryers, and air conditioners. Most homeowners opt for the Total Plan instead.
While the company has nearly 40,000 Trustpilot reviews averaging close to four stars and holds a "B" rating with the BBB, it has also faced legal and reputational challenges, including an ongoing lawsuit from the Arizona Attorney General over alleged deceptive practices. Though this issue remains unresolved, Choice continues to be a popular choice for those looking for cost-effective home warranty coverage.
If you prioritize affordability and reliable service and are comfortable choosing the more comprehensive Total Plan, Choice Home Warranty is a strong contender. Visit Website
First American Home Warranty
First American Home Warranty is a well-established provider known for excellent appliance coverage and some of the highest coverage limits in the industry. Its Premium Plan covers up to $7,000 per appliance, nearly double what many competitors offer. The company also provides unlimited coverage on essential home systems like plumbing and electrical, ensuring there are no hard dollar caps for major repairs.
A standout feature is the optional "First American Advantage" upgrade, which covers issues typically excluded elsewhere, such as improper installation, code violations, and even items encased in concrete. This makes First American an excellent choice for homeowners with high-end appliances or aging home systems that could lead to costly repairs.
The company offers three plan levels: Starter, Essential, and Premium. However, the entry-level Starter Plan is quite basic, excluding key items like air conditioning, washers, dryers, and water heaters. Most homeowners opt for at least the Essential Plan for broader coverage.
Pricing is competitive and flexible, with service call fees of $75, $100, or $125 that adjust monthly premiums accordingly. Add-ons, like extra refrigeration or pool coverage, are available for just a few dollars per month. First American operates in 35 states, so availability may vary.
While it has a solid reputation, customer feedback includes some complaints, and its average claim response time of 48 hours is decent but slower than some competitors that offer same-day service. Overall, First American Home Warranty is a strong choice, particularly for those seeking high appliance coverage limits and unique protections not commonly found in the industry.
First American Home Warranty is a well-established provider known for excellent appliance coverage and some of the highest coverage limits in the industry. Its Premium Plan covers up to $7,000 per appliance, nearly double what many competitors offer. The company also provides unlimited coverage on essential home systems like plumbing and electrical, ensuring there are no hard dollar caps for major repairs.A standout feature is the optional "First American Advantage" upgrade, which covers issues typically excluded elsewhere, such as improper installation, code violations, and even items encased in concrete. This makes First American an excellent choice for homeowners with high-end appliances or aging home systems that could lead to costly repairs.
The company offers three plan levels: Starter, Essential, and Premium. However, the entry-level Starter Plan is quite basic, excluding key items like air conditioning, washers, dryers, and water heaters. Most homeowners opt for at least the Essential Plan for broader coverage.
Pricing is competitive and flexible, with service call fees of $75, $100, or $125 that adjust monthly premiums accordingly. Add-ons, like extra refrigeration or pool coverage, are available for just a few dollars per month. First American operates in 35 states, so availability may vary.
While it has a solid reputation, customer feedback includes some complaints, and its average claim response time of 48 hours is decent but slower than some competitors that offer same-day service. Overall, First American Home Warranty is a strong choice, particularly for those seeking high appliance coverage limits and unique protections not commonly found in the industry.
AFC Home Club (America's First Choice)
AFC Home Club stands out for two key reasons: it allows you to choose your own repair technician, and it offers an industry-leading repair guarantee. Unlike most warranty companies that require you to use their contractor network and provide only a 30- to 60-day repair guarantee, AFC lets you hire any licensed and insured contractor or use their network if you prefer.
Even more impressively, AFC guarantees repairs for the entire length of your membership. If a covered repair fails within your three-year plan, for example, they will fix it again without an additional service fee, providing unmatched long-term protection and peace of mind.
AFC Home Club also offers four plan options: Systems-only, Appliance-only, a Gold combo plan, and a Platinum plan with expanded coverage, including plumbing stoppages and built-in fixtures. This flexibility helps homeowners avoid paying for unnecessary coverage. Pricing is generally mid-range, with service fee options of $75, $100, or $125, allowing for budget customization.
AFC is available in every state except Hawaii and holds a solid 4.1-star rating on ConsumerAffairs, reflecting strong customer satisfaction. As a membership-based service, AFC also includes perks like home security and credit monitoring discounts.
Overall, if you value choosing your own contractor and want the longest repair guarantee in the industry, AFC Home Club is a top choice for reliable, homeowner-friendly coverage.
AFC Home Club stands out for two key reasons: it allows you to choose your own repair technician, and it offers an industry-leading repair guarantee. Unlike most warranty companies that require you to use their contractor network and provide only a 30- to 60-day repair guarantee, AFC lets you hire any licensed and insured contractor or use their network if you prefer.Even more impressively, AFC guarantees repairs for the entire length of your membership. If a covered repair fails within your three-year plan, for example, they will fix it again without an additional service fee, providing unmatched long-term protection and peace of mind.
AFC Home Club also offers four plan options: Systems-only, Appliance-only, a Gold combo plan, and a Platinum plan with expanded coverage, including plumbing stoppages and built-in fixtures. This flexibility helps homeowners avoid paying for unnecessary coverage. Pricing is generally mid-range, with service fee options of $75, $100, or $125, allowing for budget customization.
AFC is available in every state except Hawaii and holds a solid 4.1-star rating on ConsumerAffairs, reflecting strong customer satisfaction. As a membership-based service, AFC also includes perks like home security and credit monitoring discounts.
Overall, if you value choosing your own contractor and want the longest repair guarantee in the industry, AFC Home Club is a top choice for reliable, homeowner-friendly coverage.
Select Home Warranty
Select Home Warranty stands out as a budget-friendly option, frequently offering some of the lowest plan prices in the industry. It provides three plan choices: one for appliances, one for systems, and a combo plan covering both.
A major selling point is its free roof-leak coverage, which most competitors either charge extra for or only include in their highest-tier plans. Though the coverage limit for roof repairs is around $400, which is enough for minor patches but not a full replacement, it is still a valuable bonus.
Monthly premiums typically stay under $60, even for comprehensive plans, and service call fees are reasonable, often around $75 per claim, making the overall cost of coverage more affordable.
Customer satisfaction with Select Home Warranty is mixed, which is common in the home warranty industry. While many homeowners appreciate its affordability and value, the Better Business Bureau gives Select a "C" rating due to over 5,000 complaints, some of which remain unresolved. However, this complaint volume is lower than that of some larger competitors. For example, Select had roughly one-third of the complaints American Home Shield received in the same period.
Essentially, homeowners choosing Select are trading a bit of service quality for a lower price point, a trade-off many find acceptable. The company operates in 46 states, making it widely available.
If you are a cost-conscious homeowner looking for basic coverage with the added perk of free roof protection, Select is a strong value pick. Just be sure to read your contract carefully to understand what is and is not covered.
Select Home Warranty stands out as a budget-friendly option, frequently offering some of the lowest plan prices in the industry. It provides three plan choices: one for appliances, one for systems, and a combo plan covering both.A major selling point is its free roof-leak coverage, which most competitors either charge extra for or only include in their highest-tier plans. Though the coverage limit for roof repairs is around $400, which is enough for minor patches but not a full replacement, it is still a valuable bonus.
Monthly premiums typically stay under $60, even for comprehensive plans, and service call fees are reasonable, often around $75 per claim, making the overall cost of coverage more affordable.
Customer satisfaction with Select Home Warranty is mixed, which is common in the home warranty industry. While many homeowners appreciate its affordability and value, the Better Business Bureau gives Select a "C" rating due to over 5,000 complaints, some of which remain unresolved. However, this complaint volume is lower than that of some larger competitors. For example, Select had roughly one-third of the complaints American Home Shield received in the same period.
Essentially, homeowners choosing Select are trading a bit of service quality for a lower price point, a trade-off many find acceptable. The company operates in 46 states, making it widely available.
If you are a cost-conscious homeowner looking for basic coverage with the added perk of free roof protection, Select is a strong value pick. Just be sure to read your contract carefully to understand what is and is not covered.
Cinch Home Services
Cinch Home Services (formerly Cross Country Home/Sears Home Warranty) stands out for offering extras that help prevent breakdowns before they happen. Its plans include coverage for unknown pre-existing conditions, rust and corrosion, and even small appliance parts like knobs, door seals, and handles, which many warranties exclude. Some plans also come with a free water sensor, and the company has been known to offer an annual air conditioner and furnace maintenance credit.
A major selling point is its 180-day workmanship guarantee, which is three times longer than the typical 30 to 60 days offered by most competitors. If a covered repair fails within six months, Cinch fixes it at no extra cost. With a large contractor network, 24/7 customer service, and a mobile app for easy service requests and claim tracking, it adds a tech-friendly convenience that many homeowners appreciate.
Cinch operates in 48 states, excluding Alaska and Hawaii, and offers three plans: one for appliances, one for systems, and a Complete Home plan that covers both. The appliance-only and systems-only plans are often priced lower than competitors, but the best value is typically in the Complete Home plan for broader coverage. Even with full protection, pricing remains reasonable, and customers can choose a service fee of $100, $125, or $150 to adjust their monthly rate.
Many users praise its fast response times and accessible support, though some note persistent sales follow-ups after inquiries. ConsumerAffairs gives it about a 3.9/5 rating, reflecting solid overall satisfaction.
In short, Cinch Home Services offers strong coverage, preventative maintenance perks, and an industry-leading guarantee, making it a top-tier choice for homeowners who value reliability and convenience.
Cinch Home Services (formerly Cross Country Home/Sears Home Warranty) stands out for offering extras that help prevent breakdowns before they happen. Its plans include coverage for unknown pre-existing conditions, rust and corrosion, and even small appliance parts like knobs, door seals, and handles, which many warranties exclude. Some plans also come with a free water sensor, and the company has been known to offer an annual air conditioner and furnace maintenance credit.A major selling point is its 180-day workmanship guarantee, which is three times longer than the typical 30 to 60 days offered by most competitors. If a covered repair fails within six months, Cinch fixes it at no extra cost. With a large contractor network, 24/7 customer service, and a mobile app for easy service requests and claim tracking, it adds a tech-friendly convenience that many homeowners appreciate.
Cinch operates in 48 states, excluding Alaska and Hawaii, and offers three plans: one for appliances, one for systems, and a Complete Home plan that covers both. The appliance-only and systems-only plans are often priced lower than competitors, but the best value is typically in the Complete Home plan for broader coverage. Even with full protection, pricing remains reasonable, and customers can choose a service fee of $100, $125, or $150 to adjust their monthly rate.
Many users praise its fast response times and accessible support, though some note persistent sales follow-ups after inquiries. ConsumerAffairs gives it about a 3.9/5 rating, reflecting solid overall satisfaction.
In short, Cinch Home Services offers strong coverage, preventative maintenance perks, and an industry-leading guarantee, making it a top-tier choice for homeowners who value reliability and convenience.
2-10 Home Buyers Warranty
2-10 Home Buyers Warranty stands out for its strong repair guarantees and budget-friendly pricing. Originally known for new construction warranties, it also offers robust coverage for existing homes. A key highlight is its one-year workmanship guarantee on repairs. If a fix fails, 2-10 will address it for up to a full year without an additional service fee. This exceeds industry norms, even surpassing Cinch's 180-day promise.
Another standout feature is the optional "Luxury" upgrade, which raises coverage caps from $2,000 to $5,000 per item for key systems like HVAC, making it competitive with top-tier plans such as AHS's. Even without the upgrade, 2-10 provides solid coverage for routine breakdowns, along with add-ons like extra refrigerator coverage, a pre-season HVAC tune-up, and limited roof leak protection.
Where 2-10 really shines is affordability, offering some of the most budget-friendly plans on the market. The basic plan starts as low as $35 per month, while even the highest-tier plan remains in the low $70s. This often undercuts competitors while maintaining standard coverage levels. However, some lower-tier plans exclude common appliances like washers and dryers unless added separately or included in the top-tier "Everything" plan.
While 2-10 doesn't have as many premium add-ons as some competitors, it focuses on essential coverage, which suits most homeowners. Customer feedback is generally positive, particularly regarding the smooth claims process and available discounts. The referral program, which offers Amazon gift cards, also reflects its commitment to customer loyalty.
Overall, 2-10 Home Buyers Warranty is an excellent value choice, combining low costs, a generous repair guarantee, and the ability to cover expensive fixes when needed.
2-10 Home Buyers Warranty stands out for its strong repair guarantees and budget-friendly pricing. Originally known for new construction warranties, it also offers robust coverage for existing homes. A key highlight is its one-year workmanship guarantee on repairs. If a fix fails, 2-10 will address it for up to a full year without an additional service fee. This exceeds industry norms, even surpassing Cinch's 180-day promise.Another standout feature is the optional "Luxury" upgrade, which raises coverage caps from $2,000 to $5,000 per item for key systems like HVAC, making it competitive with top-tier plans such as AHS's. Even without the upgrade, 2-10 provides solid coverage for routine breakdowns, along with add-ons like extra refrigerator coverage, a pre-season HVAC tune-up, and limited roof leak protection.
Where 2-10 really shines is affordability, offering some of the most budget-friendly plans on the market. The basic plan starts as low as $35 per month, while even the highest-tier plan remains in the low $70s. This often undercuts competitors while maintaining standard coverage levels. However, some lower-tier plans exclude common appliances like washers and dryers unless added separately or included in the top-tier "Everything" plan.
While 2-10 doesn't have as many premium add-ons as some competitors, it focuses on essential coverage, which suits most homeowners. Customer feedback is generally positive, particularly regarding the smooth claims process and available discounts. The referral program, which offers Amazon gift cards, also reflects its commitment to customer loyalty.
Overall, 2-10 Home Buyers Warranty is an excellent value choice, combining low costs, a generous repair guarantee, and the ability to cover expensive fixes when needed.
ARW Home (American Residential Warranty)
ARW Home, also known as American Residential Warranty, stands out for its strong customer satisfaction ratings and solid track record. It has received high marks from the Better Business Bureau (BBB) among home warranty companies and holds a top customer rating on ConsumerAffairs, as noted in a recent Business Insider list. Unlike many competitors that struggle with complaints, ARW maintains a positive reputation by keeping customers satisfied. It is available in all 50 states (plus D.C.), making its plans accessible to nearly all U.S. homeowners.
The company offers three main plans covering appliances, systems, or both, along with unique bundle options. Its Platinum Premier plan includes most appliances and systems, while the 4-in-1 Bundle extends coverage to external water and sewer lines, electronics protection, and additional appliances. ARW also provides a "Deluxe Advantage" add-on, which covers typically excluded items like faucets, fixtures, and certain appliance components, offering broader protection than most traditional home warranties.
ARW Home is known for its transparency in pricing and terms, with competitive rates and adjustable service fees. Customers frequently praise its responsive customer service and smooth claims process, contributing to its strong "A" range BBB rating and 4.2/5-star average on ConsumerAffairs. While not BBB-accredited, ARW receives relatively few complaints compared to major competitors like AHS or Choice and actively works to resolve issues. Additional perks, such as discounts on home security systems and a members' benefits portal, further enhance its value.
With its comprehensive coverage, including appliances, systems, electronics, and even utility lines, ARW Home is a top choice for homeowners seeking an all-in-one warranty solution with a strong customer satisfaction record.
ARW Home, also known as American Residential Warranty, stands out for its strong customer satisfaction ratings and solid track record. It has received high marks from the Better Business Bureau (BBB) among home warranty companies and holds a top customer rating on ConsumerAffairs, as noted in a recent Business Insider list. Unlike many competitors that struggle with complaints, ARW maintains a positive reputation by keeping customers satisfied. It is available in all 50 states (plus D.C.), making its plans accessible to nearly all U.S. homeowners.The company offers three main plans covering appliances, systems, or both, along with unique bundle options. Its Platinum Premier plan includes most appliances and systems, while the 4-in-1 Bundle extends coverage to external water and sewer lines, electronics protection, and additional appliances. ARW also provides a "Deluxe Advantage" add-on, which covers typically excluded items like faucets, fixtures, and certain appliance components, offering broader protection than most traditional home warranties.
ARW Home is known for its transparency in pricing and terms, with competitive rates and adjustable service fees. Customers frequently praise its responsive customer service and smooth claims process, contributing to its strong "A" range BBB rating and 4.2/5-star average on ConsumerAffairs. While not BBB-accredited, ARW receives relatively few complaints compared to major competitors like AHS or Choice and actively works to resolve issues. Additional perks, such as discounts on home security systems and a members' benefits portal, further enhance its value.
With its comprehensive coverage, including appliances, systems, electronics, and even utility lines, ARW Home is a top choice for homeowners seeking an all-in-one warranty solution with a strong customer satisfaction record.
Elite Home Warranty
Elite Home Warranty stands out by offering fully customizable coverage, unlike most providers that only offer set plans. Customers can tailor a plan to cover specific appliances and systems or modify preset plans as needed. With around 30 optional add-ons, including secondary appliances and pool equipment, Elite allows homeowners to fill any gaps in their coverage.
Another major advantage is its high coverage limits, with up to $6,000 per appliance and $10,000 per system, along with an annual payout cap of $15,000. These limits are significantly higher than many competitors, making Elite a strong choice for homeowners with high-value equipment. Additionally, the company offers a lower-than-average base service fee of $70 per call, while an after-hours service is available for $150 when needed.
Elite Home Warranty is available in 48 states, excluding California and Wisconsin, and has been earning high marks for customer satisfaction despite being a newer provider. Customers appreciate its personalized concierge-style support, which makes the claims process more user-friendly. The company also offers a 90-day repair guarantee, which is three times longer than the standard 30-day guarantee from most warranties.
While Elite's premium coverage comes at a slightly higher price and there is no instant online quote tool, its commitment to personalized service, higher coverage limits, and responsive customer care make it a compelling option for homeowners seeking a modern and flexible warranty experience.
Elite Home Warranty stands out by offering fully customizable coverage, unlike most providers that only offer set plans. Customers can tailor a plan to cover specific appliances and systems or modify preset plans as needed. With around 30 optional add-ons, including secondary appliances and pool equipment, Elite allows homeowners to fill any gaps in their coverage.Another major advantage is its high coverage limits, with up to $6,000 per appliance and $10,000 per system, along with an annual payout cap of $15,000. These limits are significantly higher than many competitors, making Elite a strong choice for homeowners with high-value equipment. Additionally, the company offers a lower-than-average base service fee of $70 per call, while an after-hours service is available for $150 when needed.
Elite Home Warranty is available in 48 states, excluding California and Wisconsin, and has been earning high marks for customer satisfaction despite being a newer provider. Customers appreciate its personalized concierge-style support, which makes the claims process more user-friendly. The company also offers a 90-day repair guarantee, which is three times longer than the standard 30-day guarantee from most warranties.
While Elite's premium coverage comes at a slightly higher price and there is no instant online quote tool, its commitment to personalized service, higher coverage limits, and responsive customer care make it a compelling option for homeowners seeking a modern and flexible warranty experience.
The Contenders
Armadillo Home Solutions
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