Top Ten Funniest Things Drivers Have Written On Insurance Forms

PositronWildhawk
Some of these are just some of the most stupid genuine excuses, some are just plain weird. Enjoy, fellow TopTenners.

The Top Ten

1 The driver had run over a cow. Q: What warning was given by you? A: Horn. Q: What warning was given by the other party? A: Moo.

Well, what else is the cow meant to say? Bring that up in court! - PositronWildhawk

You could have mooed too. Cows happen to be excellent communicators if you speak Cowean!

2 I knocked over a man. He admitted it was his fault as he had been run over before.

Oh, so you can just floor it even if some bloke's standing in your way, then? - PositronWildhawk

Sorry, I hit your car. I'll se if I have any money to replace it after I pay for the hospital bills. - CityGuru

That was dum he admitted that was stupied - 808swag

3 I didn't think the speed limit applied after midnight.
4 The guy was all over the road. I had to swerve a number of times before I hit him.

Haha! A real heroic attempt of murder! - HezarioSeth

5 I consider that neither car was to blame, but if either one was to blame, it would blame the other one.
6 I was thrown from my car as it left the road, and was later found in a ditch by some stray cows.
7 Coming home I drove into the wrong house and collided with a tree I don't have.

I think that britgirl is so right - 808swag

OH MY GOD! This is just so DUMB! Funny but goddam DUMB! Haha! Some people, eh? Thank God for them, I say! Haha! - Britgirl

8 I was going at about 70 or 80 mph when my girlfriend on the pillion reached over and grabbed my testicles so I lost control.

This happens to me all the time.

9 I started to turn and it was at this point I noticed a camel and an elephant tethered at the verge. This distraction caused me to lose concentration and hit a bollard.
10 A truck backed through my windshield into my wife's face

The Contenders

11 I had been driving for 40 years when I fell asleep at the wheel and had an accident.

40 years?!?! You're gonna have to fall asleep sometime! - PositronWildhawk

12 An invisible car came out of nowhere, struck my car and vanished.

This is just to ridiculous not to vote for - HannahHick80s

13 I was driving along when I saw two kangaroos copulating in the middle of the road causing me to ejaculate through the sun roof.

Well, you made it funny

14 I knocked over a man; he admitted it was his fault for he had been knocked down before.
15 I knew the dog was possessive about the car but I would not have asked her to drive it if I had thought there was any risk.

I'm dying reading this!

16 The pedestrian ran for the pavement, but I got him.

Made one last desperate dash, eh? - PetSounds

17 I pulled into a lay-by with smoke coming from under the hood. I realised the car was on fire so took my dog and smothered it with a blanket.
18 The accident happened because I had one eye on the lorry in front, one eye on the pedestrian and the other on the car behind.
19 I started to slow down but the traffic was more stationary than I thought.
20 I had no idea he was there. He didn't show up on my Sat-Nav.

Why are these people allowed to drive?

21 The car in front hit the pedestrian but he got up so I hit him again
22 I was driving along the motorway when the police pulled me over onto the hard shoulder. Unfortunately I was in the middle lane and there was another car in the way.
23 A pedestrian hit me and went under my car
24 In an attempt to kill a fly, I drove into a telephone pole.
25 Going to work at 7am this morning I drove out of my drive straight into a bus. The bus was 5 minutes early.. 
26 I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.
27 I was on my way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident.
28 I had been driving for forty years when I fell asleep at the wheel and had an accident.
29 I was sure the old fellow would never make it to the other side of the road when I struck him.
30 When I saw I could not avoid a collision I stepped on the gas and crashed into the other car.
31 Windscreen broken. Cause unknown. Probably voodoo.

Oh my gosh LOL! There were so many items in this list I wanted to vote for but kept holding off till I got to the bottom of the list...I found that item deserving the vote and am so surprised it’s right at the end!
Of all the stupid excuses humankind could come up with this is it! 🤦‍♀️

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List Stats

31 listings
5 years, 290 days old

Top Remixes (4)

1. I was driving along when I saw two kangaroos copulating in the middle of the road causing me to ejaculate through the sun roof.
2. The accident happened because I had one eye on the lorry in front, one eye on the pedestrian and the other on the car behind.
3. I was driving along the motorway when the police pulled me over onto the hard shoulder. Unfortunately I was in the middle lane and there was another car in the way.
Kiteretsunu
1. I was going at about 70 or 80 mph when my girlfriend on the pillion reached over and grabbed my testicles so I lost control.
2. I started to turn and it was at this point I noticed a camel and an elephant tethered at the verge. This distraction caused me to lose concentration and hit a bollard.
3. A truck backed through my windshield into my wife's face
EvanTheNerd
1. I knocked over a man. He admitted it was his fault as he had been run over before.
2. The driver had run over a cow. Q: What warning was given by you? A: Horn. Q: What warning was given by the other party? A: Moo.
3. The guy was all over the road. I had to swerve a number of times before I hit him.
PositronWildhawk

WRemix
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