Best Motorcycle Insurance Companies

When shopping for motorcycle insurance, much like just about any other type of insurance, you want to find a provider that gives you a good mix of price and service. You don't want to be overpaying for insurance, but when you really need it, you also don't want to find out that your cut rate plan also includes a cut rate service. You may find that by paying a little more, you end up getting a better value.

When shopping for motorcycle insurance, rates are certainly something to consider, but make sure you are comparing apples to apples. Make note of coverage amounts and limits, deductibles, and reimbursements. Check for features such as genuine parts guarantees, first-accident waivers, and gap coverage. Also make note of the fine print to make sure you are covered whether or not you are at fault, your passenger is covered, and damages are covered whether they be to your bike, its accessories, another vehicle, or any other property you may collide with. Finally, see if your bike is covered even when you are not on it so you don't end up footing the entire bill if your bike gets vandalized, crashed into, or stolen.

To help you get started with finding the right motorcycle insurance provider for you, here is a list of the top ten companies serving riders in the U.S..
The Top Ten
1 GEICO An acronym for Government Employees Insurance Company, Geico was established in 1936. Headquartered in Chevy Chase, Maryland, it specializes in auto insurance but also offers other types of insurance products. The company is well-known for its advertising campaigns featuring the Geico Gecko.

I've been with Geico for 12 years and they have always been the lowest rate for me.

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2 Progressive Founded in 1937, Progressive is an insurance company that primarily focuses on auto insurance. Based in Mayfield Village, Ohio, the company also offers home, boat, and motorcycle insurance. Progressive is known for its "Name Your Price" tool, which allows customers to customize their insurance plans.

Lowest rate of the 10

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3 Allstate Founded in 1931, Allstate is an insurance provider based in Northfield Township, Illinois. The company offers a variety of insurance options including auto, home, and life insurance. Allstate is recognized for its "You're in Good Hands" slogan and has a strong focus on digital platforms for customer interaction. Visit Website
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5 State Farm Established in 1922, State Farm specializes in insurance and financial services. With its headquarters in Bloomington, Illinois, the company is best known for its auto and homeowners insurance. State Farm employs a large network of agents across the United States to provide personalized services.
6 Nationwide Nationwide Mutual Insurance Company and affiliated companies is a group of large U.S. insurance and financial services companies based in Columbus, OH. In 2015, they released a very controversial ad featuring a boy who died by drowning in a bathtub.
7 Esurance Esurance is an American-based auto insurance company founded in 1999, with headquarters located in San Francisco, California. The company provides insurance policies through its online platform, which allows customers to obtain quotes, purchase policies, and file claims entirely online. Esurance offers a range of coverage options, including liability, collision, and comprehensive insurance, as well as additional services such as roadside assistance and rental reimbursement. The company also provides insurance policies for motorcycles, boats, and renters, making it a popular choice for customers seeking a wide range of coverage options.
8 Farmers
9 Liberty Mutual Founded in 1912, Liberty Mutual is an insurance company headquartered in Boston, Massachusetts. It offers a range of insurance products including auto, home, and life policies. The company operates globally, extending its services to multiple countries. It is known for its customer-focused approach and flexible policy options.

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10 Rider Insurance
The Contenders
11 IFFCO-Tokio

IFFCO tokio provides you the comprehensive two wheeler insurance plan.

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