Top 10 Best Pet Insurance Providers
Your pets are part of the family, and you want to be able to treat them as such. This includes providing them with high-quality health care.Veterinary costs can be expensive. Like all living things, your pets are susceptible to illness and injury. On top of regular preventative visits to the vet's office, this means you may also have to pay for testing, medications, surgical procedures, and more to ensure your pet is healthy and happy.
This can end up being quite a financial burden, but even worse is not being able to provide your pet with the care they need. Nobody wants to be put in a situation where they have to measure the health, or even the life, of their pet in financial terms.
When you make the decision to bring a pet into your household, it is impossible to know what the future holds regarding your pet's medical needs. Some pets need nothing more than their vaccinations. Others will require much more. To ensure they can provide for their pet's well-being regardless of what the future holds, many people insure their pets.
As is the case with medical insurance for people, pet insurance helps cover office visits, medications, treatments, and more. Also, like selecting medical insurance for yourself, when shopping for pet insurance, you'll want to make note of what exactly is covered by the policy (surgeries, hospital stays, therapeutic foods), what limits are in place (coverage percentage, per-year limits, per-illness limits), what deductible amounts will be charged, and whether the plan pays based on the actual veterinary bills or a predetermined schedule.
To help you get started, here is a list of top pet insurance providers.
The Top Ten
Pets Best
Pets Best offers accident and illness coverage with optional wellness plans. They have no upper age limits for enrollment. The company provides a 24/7 pet helpline for customers. Waiting periods are three days for accidents and 14 days for illnesses.
Pets Best offers accident and illness coverage with optional wellness plans. They have no upper age limits for enrollment. The company provides a 24/7 pet helpline for customers. Waiting periods are three days for accidents and 14 days for illnesses. Great Company, fast response & have been really happy for my 2 dogs.
I love pets best. Only the best for my girls!
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Trupanion
Trupanion covers unexpected injuries and illnesses, including hereditary and congenital conditions. They offer direct payments to veterinarians at checkout. There are no payout limits on claims. The company does not cover routine wellness care. Visit Website
Trupanion covers unexpected injuries and illnesses, including hereditary and congenital conditions. They offer direct payments to veterinarians at checkout. There are no payout limits on claims. The company does not cover routine wellness care. Visit Website
Embrace
Embrace provides accident and illness coverage with optional wellness rewards. They offer diminishing deductibles, reducing by $50 each year without a claim. Coverage includes dental illnesses and alternative therapies. Waiting periods are two days for accidents and 14 days for illnesses. Visit Website
Embrace provides accident and illness coverage with optional wellness rewards. They offer diminishing deductibles, reducing by $50 each year without a claim. Coverage includes dental illnesses and alternative therapies. Waiting periods are two days for accidents and 14 days for illnesses. Visit Website
MetLife Pet Insurance (formerly PetFirst)
MetLife Pet Insurance offers customizable coverage options for dogs and cats. Policies can include accident and illness coverage, with optional wellness plans for routine care. They provide flexible deductible and reimbursement choices to suit various budgets. Enrollment is available for pets aged 8 weeks and older.
MetLife Pet Insurance offers customizable coverage options for dogs and cats. Policies can include accident and illness coverage, with optional wellness plans for routine care. They provide flexible deductible and reimbursement choices to suit various budgets. Enrollment is available for pets aged 8 weeks and older. I've been a PetFirst policyholder for almost two years. They've always paid claims promptly, and their customer service people are very friendly.
Fetch (formerly Petplan)
Fetch offers comprehensive coverage for accidents and illnesses. They include dental coverage for every tooth and gums. Exam fees for sick visits are covered without additional cost. Alternative and holistic care are also included in their plans.
Fetch offers comprehensive coverage for accidents and illnesses. They include dental coverage for every tooth and gums. Exam fees for sick visits are covered without additional cost. Alternative and holistic care are also included in their plans.
Healthy Paws
Healthy Paws provides pet insurance plans covering accidents and illnesses for dogs and cats. Their policies include treatments such as cancer care, emergency care, and alternative therapies. There are no per-incident, annual, or lifetime caps on payouts. They also offer coverage when traveling to Canada with your pet.
Healthy Paws provides pet insurance plans covering accidents and illnesses for dogs and cats. Their policies include treatments such as cancer care, emergency care, and alternative therapies. There are no per-incident, annual, or lifetime caps on payouts. They also offer coverage when traveling to Canada with your pet. They are #1 rated by CUSTOMERS. That should really count for something. Not as expensive as a lot of others, but will pay quite a lot of money. I think like, 90% of the vet expenses, something like that. Just awesome. I'd at least take a look at some reviews and comparisons of this insurance.
Nationwide (formerly Veterinary Pet Insurance)
Veterinary Pet Insurance (VPI), now part of Nationwide, was the first and largest provider of pet health insurance in the U.S. They offer coverage for a variety of pets, including dogs, cats, birds, and exotic animals. Their Whole Pet with Wellness plan covers 90% of eligible veterinary expenses. This comprehensive plan includes injuries, illnesses, wellness care, and hereditary conditions.
Veterinary Pet Insurance (VPI), now part of Nationwide, was the first and largest provider of pet health insurance in the U.S. They offer coverage for a variety of pets, including dogs, cats, birds, and exotic animals. Their Whole Pet with Wellness plan covers 90% of eligible veterinary expenses. This comprehensive plan includes injuries, illnesses, wellness care, and hereditary conditions.
24PetWatch
24PetWatch offers pet insurance plans for cats and dogs, with enrollment ages between eight weeks and 10 years for dogs and eight weeks and 12 years for cats. They provide four plan levels covering accidents and illnesses, with coverage up to $20,000 per policy term. Optional wellness and other benefits can be added to the policies. Deductible options range between $100 and $1,000, with an 80% coverage rate.
24PetWatch offers pet insurance plans for cats and dogs, with enrollment ages between eight weeks and 10 years for dogs and eight weeks and 12 years for cats. They provide four plan levels covering accidents and illnesses, with coverage up to $20,000 per policy term. Optional wellness and other benefits can be added to the policies. Deductible options range between $100 and $1,000, with an 80% coverage rate.
ASPCA
ASPCA offers Complete Coverage and Accident-Only Coverage. Complete Coverage includes accidents, illnesses, hereditary and chronic conditions, behavioral issues, and more. There is also an option to add Preventive Care coverage for routine wellness services. Policies are customizable with various deductible and reimbursement options.
ASPCA offers Complete Coverage and Accident-Only Coverage. Complete Coverage includes accidents, illnesses, hereditary and chronic conditions, behavioral issues, and more. There is also an option to add Preventive Care coverage for routine wellness services. Policies are customizable with various deductible and reimbursement options.
Spot
Spot offers accident and illness coverage with optional preventive care add-ons. They have no upper age limits for enrollment. Coverage includes alternative therapies and behavioral treatments. Waiting periods are 14 days for both accidents and illnesses.
Spot offers accident and illness coverage with optional preventive care add-ons. They have no upper age limits for enrollment. Coverage includes alternative therapies and behavioral treatments. Waiting periods are 14 days for both accidents and illnesses.
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