Best Renters Insurance Providers

So you don't own a house with homeowners insurance but you still want/need to protect your valuable possessions? If you rent a house, condo, townhome, or apartment, you can still get coverage for your things.

Most insurance companies carry both homeowners insurance as well as renters insurance. The primary difference is that while homeowners will cover the physical structure, most renters insurance will only cover your possessions and personal liability.

The Top Ten

1 Liberty Mutual Liberty Mutual

They have a handy calculator to tell you how much coverage you need based on your possessions. Liberty Mutual also has very friendly customer service who will walk you through setting up your policy and/or filing a claim. Very inexpensive for all the perks they give you as well.

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2 State Farm State Farm

State Farm is great for renters insurance. They have multiple policy discounts and lots of ways to save money by having things like deadbolts and fire extinguishers on the premises. They are really easy to work with and quick to set up.

I had a claim with a no fault rear-end collision. The car that hit me had State Farm too. Well, as you can imagine...State did NOT pay and sent in their State Farm attorney to grill me for 2 hours. State Farm is all friendly when they are taking your money and writing the policy but, when it comes time to taking care of their injured customers...they find every reason to NOT pay. I was under such stress. All needless as we have been with State Farm over 40 years. There you have it.

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4 Allstate Allstate

You really are in good hands with Allstate. They make it easy to file claims in case of a theft or accident. Their prices are competitive and their agents will walk you through anything you need.

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5 Progressive Progressive
6 Geico Geico

Fast, cheap, and easy to manage online, if you already have your auto insurance through Geico it makes sense to bundle your renters insurance with them too.

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7 Farmers

A dedicated agent makes your experience pretty friendly with Farmers. Not only are the commercials great and fun to watch, their customer service is excellent and leaves you feeling safe in your choice.

8 American Family
9 Esurance Esurance
10 Nationwide Nationwide

The Contenders

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