Top 10 Best Insurance Companies
In a world filled with uncertainty and unpredictability, finding the right insurance company to safeguard your assets and future is of utmost importance. The United States boasts a myriad of insurance providers, each offering a diverse range of products and services tailored to meet the specific needs of their clients. With a vast array of options, it can be a daunting task to identify the best-suited company for your individual requirements. To help you navigate the complex world of insurance, with the help of voters like you we have compiled a list of the top ten best insurance companies in the United States, based on factors such as financial strength, coverage options, customer service, and claims processing efficiency.These leading insurance companies have consistently proven themselves as reliable and trustworthy partners in times of need. With their strong financial backing, they have demonstrated an unwavering commitment to honoring their obligations to policyholders. Furthermore, these companies are renowned for their innovative and flexible insurance solutions, accommodating a wide range of needs from individuals and families to businesses and organizations. They are dedicated to providing exceptional customer service, ensuring that clients receive personalized attention and support throughout the entire insurance process.
The top ten best insurance companies in the United States have built their reputations by delivering on their promises and consistently exceeding customer expectations. These industry leaders have earned the trust and loyalty of millions of Americans by offering superior coverage, affordable premiums, and seamless claims experiences. So, whether you are looking to protect your home, your health, your vehicle, or your life, you can be confident that these companies have the expertise and resources to help you achieve peace of mind.
Liberty Mutual Group, founded in 1912 and headquartered in Boston, Massachusetts, is a prominent American diversified global insurer and the fourth largest property and casualty insurer in the United States. As a Fortune 100 company, Liberty Mutual offers a wide range of insurance products and services, including personal and commercial automobile, homeowners, workers' compensation, general liability, and more. With operations spanning over 30 countries and economies around the world, the company employs more than 45,000 people and serves millions of customers, providing tailored insurance solutions through its subsidiaries and affiliated companies. In 2020, the company reported $43.8 billion in consolidated revenue and ranked 77th on the Fortune 500 list of largest U.S. corporations based on revenue. Liberty Mutual is a company that really puts their policy holder's best interest first. They aren't concerned about being the cheapest, they are more concerned with helping people put their lives back together when they need it most. There has never been anything funny about tragedies and too many insurance companies try to make it a comedy.
Liberty Mutual stands by their policy holders. They are honest and work with you. When I got in my accident, my claims adjuster touched base with me through the entire process. I could not be happier with the service. I have a personal agent who is always there to answer my questions. I am very lucky to have Liberty on my side.
Best of the best by all insurance standards. They are especially phenomenal in their home state of Massachusetts. I highly recommend Liberty Mutual - A+
I was nervous to add my teen driver because of the cost but Liberty Mutual offered so many ways to save that it cost me less than $25 dollars a year!
Visit WebsiteInsurance for the affluent - these guys really just get it. They have the best coverage and best claims I have ever seen in the insurance business. They default on the overpayment side of things to make their clients happy.
Gets it. Both on a personal level and as a global giant in the industry.
Visit WebsiteExcellent customer service and, prices Auto body shops say that AMICA treats customers very fairly and is one of the best insurance companies to deal with.
Simply the best. Better than all the rest. Better than anyone. Simply the best. JD Power winners 15? Years in a row. Unheard of. Small quiet carrier.
Visit WebsiteTested and proven. Service is their priority...
AAA Insurance, a subsidiary of the American Automobile Association (AAA), is a prominent insurance provider in the United States, known for its comprehensive range of insurance products and services. Established in 1902, AAA Insurance has since expanded its offerings beyond its initial focus on automotive insurance to encompass home, life, and travel insurance policies.The company's financial strength, combined with its long-standing reputation for reliability and efficient claims processing, has solidified its position as a leading choice for insurance coverage among millions of Americans. AAA Insurance is also recognized for its membership-based model, offering members exclusive access to additional benefits and discounts on various products and services, further enhancing the value of its insurance policies.
So far much better than Hartford. The reviews on Hartford are terrible and on AAA much better. There will always be some negatives but AAA had many more positives than Hartford.
Terrific coverage and wonderful customer service!
Great customer service, always willing to help.
Great rates and services.
I love my aflac. I was burned in a fire a few years ago and it paid for short term disability and for my burns and hospital stay. I don't know what I would've done without my aflac. I am thankful that I had aflac thru work for 16 yrs. The best insurance to have.
The only insurance company on Ethisphere's list of most ethical companies for the past 7 years, with the highest loss ratio, paying $0.66 on every dollar of premium they receive. I could go on!
Aflac is listed 118th on the Forbes list. They also pay pretty quickly, and their rates don't increase because a claim was filed. Can't beat that!
Allstate Corporation is a publicly traded insurance company headquartered in Northfield Township, Illinois, and is considered one of the largest and most reputable insurance providers in the United States. Founded in 1931 as a subsidiary of Sears, Roebuck & Co., Allstate has since evolved into an independent entity, offering a wide array of insurance products, including auto, home, renters, life, and business insurance, as well as retirement and investment products. Boasting strong financial stability, Allstate consistently ranks high in terms of customer satisfaction and claims handling, making it a preferred choice for millions of policyholders nationwide. The company is widely recognized for its innovative marketing campaigns and its easily identifiable slogan, "You're in good hands with Allstate." As of 2021, Allstate was ranked 79th on the Fortune 500 list of the largest United States corporations by total revenue. The best customer service when you most need it!
Best coverages with best rates.
State Farm Insurance is a large group of insurance and financial services companies based in the United States. Founded in 1922 by retired farmer and insurance salesman George J. Mecherle, State Farm has grown to become one of the most prominent insurance providers in the country. The company originally started as a mutual automobile insurance provider for farmers in Illinois but has since expanded its offerings to include homeowners, renters, life, and health insurance policies, as well as banking and investment products. Headquartered in Bloomington, Illinois, State Farm employs over 58,000 individuals and operates a network of nearly 19,000 independent agents who serve customers across all 50 states and the District of Columbia. As of 2021, the company ranks 36th on the Fortune 500 list of largest corporations by revenue and holds the title of the largest property and casualty insurance provider in the United States by market share. State Farm is well-known for its strong financial stability, extensive product offerings, and commitment to customer service, which have contributed to its enduring success and reputation as a trusted insurance provider. State Farm is the #1 auto, fire, and individual life insurance provider in the US. They have twice as many customers as their nearest competitor - there must be a reason for this. They offer over 100 products so it can be a one stop shop. They have agents who have skin in the game so they care and customer service is the top priority. Insurance coverage is never apples to apples. For example, State Farm offers permissive use on their auto insurance (many companies do not) and actual loss on their homeowners policies (many companies have a cap) so if their price is a little higher then this may be why. If you have to pay a little more for peace of mind and sense of security then do it. We all pay in excess of $100 for our cell phone and television bills for the month. Why wouldn't you pay over $100 to insure your brand new Chevrolet, Ford, Hyundai, Toyota, Nissan, Acura, Honda, Dodge, Lexus, Mercedes, BMW, Range Rover, etc?
State Farm is the best. My agent really cares about my family and our finances. When my son started driving, my agent took time to show him a video regarding texting and driving and the consequences that this had on other young people. Very powerful video. She also offered rewards to my son for driving safely. This is only one of many wonderful things they have done. They will always have my business.
Best rates in the industry. I worked for the #1 on this list before coming to State Farm, and the only reason I left was because we kept getting crushed by State Farm. I would recommend that you get a quote from State Farm and sit down with an agent who can go over your coverage with you.
State Farm sold its first auto policy in 1922 for $11.17, and 20 years later, it became the #1 auto insurer in the United States - a distinction it still holds today. State Farm serves over 80 million accounts throughout the United States and Canada.
Farmers Insurance Group, commonly known as Farmers, is a leading American insurer, providing a comprehensive range of insurance products and services to individuals and businesses across the United States. Founded in 1928 by John C. Tyler and Thomas E. Leavey, the company initially focused on providing automobile insurance to farmers, who they believed presented a lower risk due to their rural lifestyle and limited time on the road. Headquartered in Woodland Hills, California, Farmers has since expanded its portfolio to include homeowners, renters, life, and commercial insurance, as well as financial services. As a subsidiary of Zurich Insurance Group, Farmers benefits from the financial strength and global expertise of its parent company. Farmers has earned a reputation for its commitment to customer service, efficient claims processing, and innovative products, which are tailored to meet the unique needs of its diverse clientele. Farmers' 20,000 employees provide car insurance, motorcycle insurance, recreational insurance, homeowners insurance, business insurance, and other financial products to more than 15 million customers.
Farmers pays you when you have a claim but they don't turn around and cancel you after you use your insurance, like a lot of the other companies do.
The best company out there. Not for everyone but claims are really taken care off. Service through agents not 800 number. Always there for me.
I had two insurance policies with Farmers, and after Hurricane Harvey I was paid completely on both in a very short time with no hassle.
Perfect company with great people who truly care about you and your family's things.
Best customer service I've ever had, every time. Been with them for over 10 years.
Very good company to deal with and priced right!
Very helpful and friendly! Great prices too!
After experiencing a house fire that resulted in a total loss of the home and a vehicle in the garage, I spoke with an independent arson investigator. He told me, "There are a lot of insurance companies out there, a couple of good ones and a whole lot of bad ones. You've got the best!" I found his words to be very truthful. Metlife handled our 2 million plus claim with compassion and professionalism. They have earned my loyalty for life!
The best insurance company for the price and the coverage!
One of the best for me!
Just spoke with an agent, and their quote saved us $500.00 on auto insurance. Homeowners was a little high. Very nice to get an honest quote from.
Over 200 years old and one of the largest insurance and investment companies based in the United States.
Nationwide Mutual Insurance Company, commonly known as Nationwide, is a prominent American insurance and financial services organization headquartered in Columbus, Ohio. Established in 1926 as the Farm Bureau Mutual Automobile Insurance Company, it initially aimed to provide affordable auto insurance to Ohio farmers. Over the years, Nationwide has expanded its services and coverage to include a comprehensive range of insurance products, such as homeowners, renters, life, and commercial insurance, as well as financial planning and investment services. As of 2021, Nationwide is ranked as the 75th largest company in the United States in terms of total revenue, demonstrating its considerable presence within the industry. The company operates under the core values of integrity, trust, and customer focus, and is well-regarded for its exceptional customer service and innovative insurance solutions. Nationwide's iconic "On Your Side" slogan and blue-frame logo have been synonymous with its commitment to helping clients protect what matters most to them. Nationwide has been in business for over 87 years and has a very high claims service rating. They are awesome with claims! They are the first on catastrophe scenes and the first to pay all their claims. They are a mutual company, not a stock company. That means they make decisions based on what is best for the members/policyholders who are part-owners in the company. Others are stock companies who are most concerned with what is best for their stockholders. Ask your agent which one your company is.
Nationwide has the best Agribusiness complete package compared to any other company. I was able to put my farming operation, auto, farm store, grain storage, and poultry confinement under one policy. I saved a significant amount of money with better coverage than I previously had with Farm Bureau. Needless to say, it's all under one policy and not 5, and all with the same date! It is designed specifically for the "Farmer/Business owner"! Check them out. You will be glad you did!
Nationwide has been a wonderful company to deal with for over 20 plus years. I have never had a issue with any claims filed over the years either under my home or auto insurances and every representative I have come in contact with have been helpful and very professional! Thank you Nationwide for never putting me through the horror stories I have heard others talk about when describing there experiences with there insurance company.
The Government Employees Insurance Company (GEICO) is a prominent American auto insurance company headquartered in Chevy Chase, Maryland. Established in 1936 by Leo Goodwin Sr. and his wife Lillian Goodwin, the company was initially created to provide insurance coverage specifically to government employees and military personnel. GEICO has since expanded its services to cater to a broader clientele, and as of 2021, it stands as the second-largest auto insurer in the United States, with a market share of over 13%. A wholly-owned subsidiary of Berkshire Hathaway since 1996, GEICO is known for its comprehensive coverage options, competitive pricing, and innovative direct-to-consumer sales model, which allows the company to bypass agents and sell policies directly to customers. The company's advertising campaigns, featuring the iconic GEICO Gecko and humorous slogans, have become a staple of American pop culture, solidifying GEICO's status as a household name in the insurance industry. I have had my insurance for 10 years with Geico. Twice my car was stolen, and they paid without many questions. For a personal reason, I changed to another company, but since then, I can't find anything better than Geico. The only reason I'm not with them now is that they don't offer business insurance and commercial coverage. When you pay for insurance, it's not just to give money to them. It's to get help when we have a problem. Most companies don't do that, and after you have an incident, they cancel your insurance. I really like Geico, and I wish to go back with them.
Geico's customer support is always extremely friendly! Anytime I need assistance, they are always very kind, and they want to make sure to help you with -ANYTHING- you could possibly need or want. As a bonus, they also have the best rate out there for me. But in my opinion, it's not about the rates, it's about the quality of their staff, and if they actually care about me as a customer or not. And Geico truly does.
I have been with GEICO insurance company for over 21 years and yes I have had numerous offers from other insurance company trying to offer me a better rate. But the simple truth is GEICO insurance company has proven to be there for me no matter what, and that is why I am still with them today.
I use Geico for my insurance company!
USAA (United Services Automobile Association) is a San Antonio, Texas-based Fortune 500 diversified financial services group of companies, founded in 1922 by a group of United States Army officers. The company primarily serves active and retired military personnel and their families, offering a wide range of insurance products, including automobile, homeowners, renters, life, and health insurance, as well as banking and investment services. USAA is renowned for its exceptional customer service and commitment to its members, consistently receiving high ratings in customer satisfaction surveys. The company operates under a member-owned structure, allowing it to return profits to its members in the form of dividends, reduced premiums, and other benefits. With its strong financial stability, USAA has established itself as a leading provider of insurance and financial services within the military community, demonstrating a steadfast dedication to supporting the unique needs of service members and their families. We have been insured by USAA for over 45 years and due to their impeccable service we will never switch to any other company. We first got coverage while my husband was in the Navy. We are now retired and have never been treated better by any company. Claims are handled promptly and to our complete satisfaction. USAA is for us for life.
I have had USAA auto and homeowners insurance for over 30 years and will never change to another company. They have the best customer service of any company (not just insurance companies) that I have ever dealt with.
Parents had them for 30+ years and I will, too. Unbeatable rates and when I was in a major car wreck they made it easier, not harder.
Would not ever consider any other insurance company. Great service, and yes, I am a veteran.
Primerica, Inc. (NYSE: PRI), founded in 1977 and headquartered in Duluth, Georgia, is a leading insurance and financial services company operating in the United States, Canada, and Puerto Rico. The company primarily offers term life insurance, investment products, and other financial services, targeting middle-income households to help them achieve financial independence. As a multi-level marketing (MLM) organization, Primerica employs a vast network of independent representatives who sell policies and recruit new agents, empowering individuals to become entrepreneurs and create their own business opportunities. In addition to its insurance offerings, Primerica provides various financial services, including mutual funds, annuities, managed investments, and credit monitoring. The company prides itself on its mission to educate families on essential financial concepts, offering personalized financial solutions that cater to their unique needs and goals. The only company that I have encountered that is willing to sit down with us and educate us on insurance, so that we can make the best decision. The information the representative gave matched the research I had done, as well as what other consumer advocates have said. It makes me wonder how many people are being sold something they don't need but benefits the agent or company more than the consumer. They offer VERY COMPETITIVE rates too! I am a Primerica client for LIFE!
Education of consumers is key to their financial landscape. PRIMERICA is the ONLY major company in America that does this as A CORE BUSINESS PRACTICE.
Their products are very competitive and customized for each client needs, especial life products that are provided on an affordable NEED BASE to fit the client's financial goals.
In addition to being a public traded company and one of the 30 outstanding companies making up the Dow Jones Index. PRIMERICA is and has been providing what American families need since 1977, integrity, product value, financial education, debt elimination, wealth building for generations and the GREATEST business opportunity in America.
There IS NO MATCH!
Not only did they relieve my 80 year old Father of paying for unnecessary whole life insurance (from one of those other companies),but Primerica also saved my Father from bankruptcy. They freed up the money from the policy when he cancelled it (seeing as they keep it when you die) and we paid all his debt and lowered his monthly payments so he could live more comfortably.
This company truly took the time to explain my existing Policies to me. They were nothing close to what I thought I had. They were able to save me money and show me how to properly save the extra I was over spending! They care about the whole financial game plan of their clients not just insurance! I'm a Primerica Client for life:-)
Ranked second in FORTUNE's 2010 list of "World's Most Admired Companies" in the life/health insurance category, Prudential focuses on life insurance policies but also offers long-term care insurance as well as asset protection insurance, such as car, home, and personal liability insurance policies.
Their Financial Consultants are also very helpful and they discuss the details of the policy with high expertise.
The products and services are simply excellent!
The best company ever.
Progressive Corporation, commonly referred to as Progressive, is a leading American insurance company founded in 1937 by Joseph Lewis and Jack Green. Headquartered in Mayfield Village, Ohio, Progressive specializes in providing various insurance products, including auto, home, renters, motorcycle, and commercial insurance. As one of the largest car insurance providers in the United States, Progressive is renowned for its innovative approach to insurance, being the first company to offer reduced rates for low-risk drivers, and pioneering usage-based insurance programs such as Snapshot. The company's commitment to customer service is exemplified by its 24/7 claims reporting and concierge service, which has earned it a strong reputation for efficient claims processing. Progressive's iconic spokesperson, Flo, portrayed by actress Stephanie Courtney, has become a recognizable figure in popular culture, further solidifying the company's status as a household name in the insurance industry. As of 2021, Progressive was ranked the third-largest insurer of private passenger auto insurance in the United States by market share, and it continues to expand its reach and services, aiming to meet the diverse insurance needs of millions of Americans. Had this insurance for my car for over 2 years and I had excellent service in Vero, Beach Florida. It was very easy to deal with them.
Covered my vehicle and the other person. Also paid for car rental.
Cigna is a good company.
Insurance agent for 32 years. Auto Owners is by far the best!