Top 10 Best Insurance Companies

The best insurance providers based on pricing, coverage, customer service, and claims support.
The Top Ten
1 Liberty Mutual

Liberty Mutual is a company that really puts their policy holder's best interest first. They aren't concerned about being the cheapest, they are more concerned with helping people put their lives back together when they need it most. There has never been anything funny about tragedies and too many insurance companies try to make it a comedy.

Liberty Mutual stands by their policy holders. They are honest and work with you. When I got in my accident, my claims adjuster touched base with me through the entire process. I could not be happier with the service. I have a personal agent who is always there to answer my questions. I am very lucky to have Liberty on my side.

Best of the best by all insurance standards. They are especially phenomenal in their home state of Massachusetts. I highly recommend Liberty Mutual - A+

I wonder if Liberty has better uninsured motorist insurance than State Farm does.
State Farm's UMI is a rip-off. Good luck getting them to pay out from it.

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Insurance for the affluent these guys really just get it. They have the best coverage and best claims I have ever seen in the insurance business. They default on the over payment side of things to make their clients happy.

Gets it. Both on a personal level and as a global giant in the industry.

This is best insurance cop

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3 Amica

Excellent customer service and, prices Auto body shops say that AMICA treats customers very fairly and is one of the best insurance companies to deal with.

Simply the best. Better than all the rest. Better than anyone. Simply the best. JD Power winners 15? Years in a row. Unheard of. Small quiet carrier.

Good rates and even better service

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4 Allstate Insurance Company

Founded in 1931, Allstate provides a wide range of insurance products including auto insurance, homeowners insurance, renters insurance, business insurance programs, personal liability, life and many more. Allstate is the nation's largest publicly held personal lines insurer and has received numerous awards for their commitment to employee satisfaction, education, and diversity.

Allstate employs over 35,000 and provides insurance products to 17 million households.

Allstate's insurance plans are by far the most comprehensive and at a fair price. You may be able to find cheaper rates at some of the other insurers, but you get what you pay for, I.E. slower claims, poor customer service, inaccessible agents. After being with 2 other insurers I'm sticking with Allstate.

Have had Allstate for 20 yrs. Yes they are a little more costly than others, however I've NEVER had one bad issue with them when it came to a claim! My check from them minus my deductible was in my hands no later than 7-10 days. Customer service is their policy! Will never change as long as I don't need to.

I have been an Allstate customer for 14 years with a safe driving record and had a very modest increase of $15 increase for the year. Not bad for a 14 year period. I carry their best policy with low deductibles.

5 State Farm

State Farm is the #1 auto, fire, and individual life insurance provider in the US. They have twice as many customers as their nearest competitor - there must be a reason for this. They offer over 100 products so it can be a one stop shop. They have agents who have skin in the game so they care and customer service is the top priority. Insurance coverage is never apples to apples. For example, State Farm offers permissive use on their auto insurance (many companies do not) and actual loss on their homeowners policies (many companies have a cap) so if their price is a little higher then this may be why. If you have to pay a little more for peace of mind and sense of security then do it. We all pay in excess of $100 for our cell phone and television bills for the month. Why wouldn't you pay over $100 to insure your brand new Chevrolet, Ford, Hyundai, Toyota, Nissan, Acura, Honda, Dodge, Lexus, Mercedes, BMW, Range Rover, etc?

State Farm is the best. My agent really cares about my family and our finances. When my son started driving, my agent took time to show him a video regarding texting and driving and the consequences that this had on other young people. Very powerful video. She also offered rewards to my son for driving safely. This is only one of many wonderful things they have done. They will always have my business.

Best rates in the industry. I worked for the #1 on this list before coming to State Farm and the only reason I left was because we kept getting crushed by State Farm. I would reccomend that you Get a quote from State Farm and sit down with an agent who can go over your coverage with you.

State Farm sold it's first auto policy in 1922 for $11.17 and 20 years later became the #1 auto insurer in the United States, a distinction it still hold today. State Farm services over 80 million accounts throughout the United States and Canada.

6 Manulife

Tested and proven. Service is their priority...

Manulife is the best Insurance Company

7 AAA The American Automobile Association is a federation of motor clubs throughout North America. AAA is a privately held national member association, and service business with over 58 million members in the United States and Canada. AAA provides services to its members, including roadside assistance and more.

So far much better than Hartford. The reviews on Hartford are terrible and on AAA much better. There will always be some negatives but AAA had many more positives than Hartford.

Terrific coverage and wonderful customer service!

Great customer service always willing to help.

Fantastic deal and customer service

8 AIA Group Limited

The best life and general insurance company that I have came across, AIA group they're high on benefits once compared with others mainly customer satisfaction on claims which is the most, for now 10 years completing with AIA Insurance Lanka Plc, am proud to be a customer of AIA insurance Lanka Plc.


It's a to the best company

Uncontested in Asia-Pacific

9 Aflac

I love my aflac. I was burned in a fire a few years ago and it paid for short term disability and for my burns and hospital stay. I don't know what I would've done without my aflac. I am thankful that I had aflac thru work for 16 yrs. The best insurance to have.

The only insurance company on Ethisphere's list of most ethical companies for the past 7 years; highest loss ratio, paying $.66 on every dollar of premium they receive. I could go on!

Aflac is listed 118 on the Forbes list, they also pay pretty quick and their rates don't increase because a claim was filed. Can't beat that!

Fortune magazines #1 insurance company 13years 2012 2013 consecutive!

10 Truckers Insurance HQ

We provide cheapest insurance according your needs.

Thanks for the valuable insurance service.

They saved me heaps on my insurance

Amazing insurance service. Thanks Truckers Insurance HQ

The Contenders
11 Ameriprise

Changed from state farm and found them to be fair and reasonable on claims so far and will not change. AAA was also great for insuring both haouses and cars and if I ever change I will go back to AAA

12 Royal Sundaram

"Good coverage and benefits", Bang for the buck

Good team work

13 Pemco Insurance Company
14 Farmers Insurance Group

Farmers' 20,000 employees provide car insurance, motorcycle insurance, recreational insurance, homeowners insurance, business insurance, and other financial products to more than 15 million customers.

After being insured by them for over 25 years the first time I had a claim, a burglary, they refused the claim and have done everything they can to cancel my insurance.

Farmers pays you when you have a claim but they don't turn around and cancel you after you use your insurance, like a lot of the other companies do.

The best company out there. Not for everyone but claims are really taken care off. Service through agents not 800 number. Always there for me.

15 Travelers

Perfect company with great people who truly care about you and your family's things

Best customer service I've ever had, every time. Been with them for over 10 years.

Very good company to deal with and priced right!

Very helpful and friendly! Great prices too!

16 MetLife

After a house fire that was a total loss to the home and a vehicle in the garage, I was talking to an independent arson investigator. He told me "there are a lot of insurance companies out there. A couple of good ones and a whole lot of bad ones. You got the best! " I found his word to be very truthful. Metlife handled our 2 million plus claim with compassion and professionalism. They got me for life!

Just spoke with a agent and their quote saved us $500.00 on Auto insurance. Homeowners was a little high. Very nice to get a honest quote from.

The best insurance company for the price and the coverage!

One of the best for me!

17 The Hartford

Over 200 years old and one of the largest insurance and investment companies based in the United States.

Good to work with when you need them

Best products, good returns, LTC excellent

Hartford is there for their policyholders, not their shareholders, like Allstate is...

18 Nationwide Nationwide Mutual Insurance Company and affiliated companies is a group of large U.S. insurance and financial services companies based in Columbus, OH. In 2015, they released a very controversial ad featuring a boy who died by drowning in a bathtub.

Nationwide has been in business over 87 years and has a very high claims service rating. They are awesome with claims! They are the first on catastrophy scenes and the first to pay all their claims. They are a mutual company not a stock company. That means they make decisions on what is best for the members/policyholders who are part owners in the company. Others are stock companies who are most concerned with what is best for their stockholders. Ask your agent which one your company is.

Nationwide has the best Agribusiness - complete package, compared to any other company. I was able to put my farming operation, auto, farm store, grain storage and poultry confinement under one policy. Saved significant amount of money with better coverage than I previously had with Farm Bureau, needless to say it's under one policy and not 5. And all with the same date! It is designed specifically for the "Farmer/Business owner"! Check them out you will be glad you did!

Nationwide has been a wonderful company to deal with for over 20 plus years. I have never had a issue with any claims filed over the years either under my home or auto insurances and every representative I have come in contact with have been helpful and very professional! Thank you Nationwide for never putting me through the horror stories I have heard others talk about when describing there experiences with there insurance company.

19 Geico

I'm with Geico now for over 13 years. Their service is great and claims are settled on a timely basis. They are generous with re-reimbursement claims. They are very courteous on the phone and go that extra mile. I got a call from Allstate offering me $20 less a month versus my Geico policy. It was tempting but then I thought about the bait on the fish hook. What is the catch? Therefore, I went on line and researched Allstate. I found them as being one of the worst insurance companies at the top of the list. Their insurance premiums may be lower but the American Association for Justice stated that this company raises premiums over the original low quote they give you; then deny claims and refuse insurance to those who need it most" (Direct Quote from AAJ> The article describes the deceitful tactics of these "10 worst companies" in detail. Previous employees of Allstate were quoted as saying their primary goal is to make money for their stockholders. They delay paying ...more

I have my insurance for 10 years with Geico, 2 times my car was stolen and they pay with out many questions. For a personal reason I change to other company and from that I can't fine any better the GEICO. The only reason I'm not with them now is because they don't have business insurance and commercial. When you pay for insurance is not to give money for them, is for help us when we have a problem, the most of the companies don't do that and after you incident they cancel you insurance. I like Geico I wish to go back with them.

Geico's customer support is always extremely friendly! Anytime I need assistance, they are always very kind, and they want to make sure to help you with -ANYTHING- you could possibly need or want. As a bonus, they also have the best rate out there for me. But in my opinion, it's not about the rates, it's about the quality of their staff, and if they actually care about me as a customer or not. And Geico truly does.

I have been with GEICO insurance company for over 21 years and yes I have had numerous offers from other insurance company trying to offer me a better rate. But the simple truth is GEICO insurance company has proven to be there for me no matter what, and that is why I am still with them today.


We have been insured by USAA for over 45 years and due to their impeccable service we will never switch to any other company. We first got coverage while my husband was in the Navy. We are now retired and have never been treated better by any company. Claims are handled promptly and to our complete satisfaction. USAA is for us for life.

I have had USAA auto and homeowners insurance for over 30 years and will never change to another company. They have the best customer service of any company (not just insurance companies) that I have ever dealt with.

Parents had them for 30+ years and I will, too. Unbeatable rates and when I was in a major car wreck they made it easier, not harder.

Would not ever consider any other insurance company. Great service, and yes, I am a veteran.

21 Primerica

Education of consumers is key to their financial landscape. PRIMERICA is the ONLY major company in America that does this as A CORE BUSINESS PRACTICE.

Their products are very competitive and customized for each client needs, especial life products that are provided on an affordable NEED BASE to fit the client's financial goals.

In addition to being a public traded company and one of the 30 outstanding companies making up the Dow Jones Index. PRIMERICA is and has been providing what American families need since 1977, integrity, product value, financial education, debt elimination, wealth building for generations and the GREATEST business opportunity in America.


The only company that I have encountered that is willing to sit down with us and educate us on insurance so that we can make the best decision. The information the rep gave matched the research I had done as well as what other consumer advocates have said. Makes me wonder how many people are being SOLD something they don't need but benefits the agent or company more than the consumer. VERY COMPETATIVE rates too! I am a Primerica client for LIFE!

Not only did they relieve my 80 year old Father of paying for unnecessary whole life insurance (from one of those other companies),but Primerica also saved my Father from bankruptcy. They freed up the money from the policy when he cancelled it (seeing as they keep it when you die) and we paid all his debt and lowered his monthly payments so he could live more comfortably.

This company truly took the time to explain my existing Policies to me. They were nothing close to what I thought I had. They were able to save me money and show me how to properly save the extra I was over spending! They care about the whole financial game plan of their clients not just insurance! I'm a Primerica Client for life:-)

22 Prudential Financial

Ranked second in FORTUNE's 2010 list of "World's Most Admired Companies" in the life/health insurance category, Prudential focuses on life insurance policies but also offers long term care insurance as well as asset protection insurance such as car, home, and person liability insurance policies.

Their Financial Consultants are also very helpful and they discuss the details of the policy with high expertise.

The products and services are simply excellent!

The best company ever

23 Progressive

Had this insurance for my car for over 2 years and I had excellent service in Vero, Beach Florida. It was very easy to deal with them.

Covered my vehicle and the other person. Also paid for car rental.

24 Cigna

Is this a car insurance as well?

Cigna is a good company.

25 Auto-Owners Insurance

Insurance agent for 32 years. Auto Owners is by far the best!

Not well known, but they really do a good job

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