Top Ten Best Insurance Companies In Australiamattro These days its important to have insurance and especially when the one company can insure almost everything you have with a deal or something.
The Top TenXW
Just because their rates are low, does not mean it is great! READ your Product Disclosure Statement (PDS)! ;)
Been with GIO for a while with very comprehensive cover, I thought. Went to claim on a lost top of the range MacBook Air (MBA) and was told the like for like PDS does not cover the replacement of a high end product as the newer basic entry level is just as fast as my older MBA.
My $2,400 MBA was replaced with a $1,300 MBA, even though we insured it as a custom made product and for $2,400. Further, we were also paying the appropriate premium for this cover and was told we could nt be refunded either as it is my responsibility to check PDS and ensure I am insuring correctly!
I am searching for an insurance Co which replaces a quality item with a quality item.
As a side note, during our discussions, claims officer stated our $2,000 Panasonic Viera can be replaced with a $800 Panasonic Viera if it meets the "like for like" elements.
PLEASE CHECK ...more
I have been with GIO for years now, they always deliver excellence when it comes to car/home and contents cover for our family. Had an at fault claim a few years back and the service that was given was fantastic. Easy to deal with, friendly customer support and claims are no hassle what so ever
Now this is a very popular company and it does have great rates so it makes the top ten list - mattro
GIO the worst of worse when lodging a contents claim 6 months later we still waiting for the claim to be resolved.
I'm defiantly not impressed I was insured by them for over a year to find out they don't actually cove my field of work, even when my business name clearly states what I doV3 Comments Visit Website9
Look I know it's not that popular but it has some great rates and offers -
Been with them for years, claimed twice, easy no fuss, Had Allianz on my home insurance, trouble, trouble, trouble! Never got back to me with their claim decision. I called again and again, even lodged a compliant, then they got back to me pretty quick, and that was six weeks later, told me my claim was declined! I had a leaking roof in the middle of winter. Could have told me earlier so that I would get it fix five weeks earlier! Allianz is bad, don't get anywhere near!
This is the best insurance company! Very quick with their claims!
Greatest insurance company, very reliable and friendly. It is an honour to have them as my insurer!V1 Comment Visit Website9
Well these guys are fair on price and fantastic on service, staff members are trained really well and have the best claims department in the insurance industry. No wonder they have been voted best general insurer in Australia 3 TIMES! Including 2011! Remember its not all about premium price when it comes to insurance!
Great company excellent customer service easy car rental following an accident and car fixed promptly with no hassles. They pride themselves and stand behind their cover and so they should have been with other cheap repairers mentioned and it was no where near as efficient as this service nor was it as pleasant to speak to someone there. Wouldn't change! Worth every cent.
The house was robbed, contacted allianz they said they would send out claim forms, after 2 weeks I rang back, sorry about the delay will send the forms out right now, 2 weeks later no forms, I ring back and I am told to fix it myself and send out the bill, so I did, I fix it myself and then I fix allianz and went to gio and have been there ever since
Hard to say I love an insurance company, but feel these guys are doing the right thing. I get what I'm covered and what I'm not covered for, they answer the phone when I need it, I'm happy with that.V3 Comments Visit Website9
Shocking customer service. VERY long story short, after someone drove into the drivers door of my car at an intersection AAMI sent the car off to their repairer who had the amazing idea to remove the compliance labels from the drivers door sill to conduct repairs. when they gave the car back the handed me the compliance labels on a sheet of A4 paper and told me to keep them in the glove box! I took the car to be valued with the compliance labels removed and it was worth $10,000 less than it should have been. In the process of removing the compliance labels they were ripped (sticker type label) and had pieces missing so when the repairer insisted on attempting to refit them it was a disaster. AAMI don't want anything to do with it and it is now in the hands of the ombudsman. Don't get cheap car insurance thinking it'll give you the same policy as the better companies, you get what you pay for I guess...
Don't Bother! Landlord Insurance claim has been has been a nightmare with this company, they state they cover Malicious damage by bad tenants.. I had superglue put in my door locks, 5 months of unpaid rent, new kitchen bench tops vandalised with paint stripping chemicals, cook top smashed, holes in walls, a court order pending to evict the tenants, the list goes on.. AAMI claims they do not believe it to be Malicious damage? Couldn't believe my ears when they tried to say the bench top would have been damaged when the tenants cleaned the bench tops.. What cleaning? The place was left in such a state I had to pay professionals $1000 to clean. This company is extremely rude and and I am certainly taking my 3 policies elsewhere. Goodbye and good riddance AAMI.
Terrible 2 years later, I am told door hinge problem due to lube. Door still doesn't sit flush to drivers side which effects the petrol electronic primer within volks Wagon door electrics. Then I'm told at Preston assessment its a 2003 model car and they can't get me a hire car again.. And they are somewhat surprised when you get upset.. Low grade company never again.
Very bad customer service. Unhappy with the way that AAMI staff talking to customers. Even they are not listening to us. So rude staff.. Supervisors and every one.V10 Comments Visit Website9
Truckers Insurance HQ is a leading general insurance broker agency in Australia & expert in Insurance to the Transport Industry. They provide you risk effective and cost effective insurance service, according your needs.
I had a good experience with Truckers Insurance HQ. Went with Truckers Insurance HQ because it was the cheapest but best. Request a free quote.V3 Comments Visit Website9
Just keep driving the prices up and keeping the value of my car down even though I could sell it for more than the value they are putting on it after years of having my insurance with you guys I'm taking my business elsewhere see ya later NRMA!
Still waiting for repairs following April storm in Newcastle. Neighbors fortunate enough to be with GIO, and of cause theirs is fixed already. Looking for new insurer after 15 years with no claims, ever!
Their service and quality is unmatched. Not the cheapest, but you know you're covered. I have claimed 3 times in the past 10 years, and each time have had a great experience.
I agree, they may not be the cheapest but they have been the best. Excellent customer service. They make is very easy to claim and they care about their clients.V4 Comments Visit Website9
Superannuation Warehouse has great advisers for financial service, especially for smsf. This is one of the best small business accountant and the most trustworthy financial planners.
SMSF Insurance at wholesale rates if you signup with SMSF Warehouse's Code. It is compulsory for SMSF Trustees to consider insurance for every member. The insurance premiums can be paid directly from your SMSF.V1 Comment Visit Website9
There are many companies that are emerging in AU in insurance field and one of the unique is the http://www.Tradecoverwa.com/ that provide some valuable services to the Aussies in terms to make Aussies financial strong.Visit Website9
Absolutely terrible when it comes to making a contents claim! Have just had to make a claim for a lost engagement ring with a valid valuation certificate. Suncorp is refusing to pay what the valuations states as their "Jeweller" (I use this term very very very loosely) said the ring retails at $12,500 but they can remake it for $7724. Don't know how this works when the valuation certificate states the value of the ring is $9380. Am in the process of going through dispute resolution to get the full value of my ring. DO NOT INSURE YOUR JewELLERY WITH THEM! I am taking my insurance somewhere else.
Have had to make 2 car insurance claims in the last 3 months through no fault of my own. Claimed over the phone, fixed my car both times straight away with no hassles whatsoever and provided 2 weeks car hire in each case. Very happy with their service.
Well I guess they are not just a bank cause they have insurance rates and they arent great but they arent bad -
Love Suncorp! Easiest claim ever. 24 hours and money was in my account.V3 Comments Visit Website9
Don't agree or believe your comment,
Worst insurer ever for car insurance! Wanted to use their own dodgy repairer who would replace with second-hand parts (and the assessor was rude and arrogant), even though the car was 2 years old! Had to fight tooth and nail to get who we wanted for a repairer. Youi valued the damage at half the price our repairer said it would cost to fix it properly as new standard. Needless to say we promptly changed insurers! Will never insure with them again.
My wife smashed our navara total right off. They were excellent. Gave us a very fair price, quick payment no issues. Even the tow truck driver said "oh you have youi, you will be fine" I kind of figured he would know and he was right.
Guess what its got some pretty good rates and now there's people talking about it so it's up there in the top ten -Visit Website
I know that they are not heard of by many of you but its got some pretty good rates -
Please enter in India Market because in India Travel Insurance & Health Insurance good portfolio.Visit Website
I'm interested working your company can you chance me please I'm Iqbal. Answer reply me take care.
I honestly don't know anyone who is insured with them but their rates arent bad so they're on the top tens -Visit Website
Specialists in business insurance. Business owners can access multiple quotes and expert business insurance advice from SMART Business Insurance. Good pricing and responsive service on public liability, professional indemnity and commercial property.
SMART Business Insurance is a specialist business insurance adviser based in Melbourne, bridging the gap between small local brokers, large multi national direct insurers, and insurer online websites.Visit Website
Recommned these guys for those starting out in SMSF. My biggest consideration was choosing a company that was owner operated. After years of working in financial services I know what it's like being shifted from rep to rep. These guys know there stuff and have been extremly helpfulVisit Website
BizCover is Australia s leading online business insurance service. They provide Australian Small businesses with a faster, simpler insurance experience, by allowing them to compare and buy the right cover at the right price from some of Australia s leading insurance companies.Visit Website
I would say RACV is worst insurance company, but I say they have a quite few very doggy individuals. I have had experience with a doddy assessor to assess my car, which was crushed by a third party when my car was stationary on a car park. I would think my luck was bad enough been hit by someone. However, I found my luck was even worse when dealt with the RACV assessor. He told me that the car damages were not caused by the crush "someone in middle night with bare feet damaged your car". Can you believe that?
I have been insured with RACV for more than 15 years, and this is first time to make a claim. I am always proud of being a member of RACV when other friends made complains about their own insurers. Now I am in the same situation.
I thinks individuals damage the brand.
Related ListsBest Car Insurance Companies Best Life Insurance Companies Best Health Insurance Companies Top 10 Best Insurance Companies Best Homeowners Insurance Companies
List StatsUpdated 9 Feb 2016
5 years, 348 days old