Top 10 Best Insurance Companies in Australia

I have been with GIO for years now. They always deliver excellence when it comes to car, home, and contents cover for our family. Had an at-fault claim a few years back, and the service that was given was fantastic. Easy to deal with, friendly customer support, and claims are no hassle whatsoever.

Now, this is a very popular company, and it does have great rates, so it makes the top ten list.

I thoroughly enjoyed the excellent service provided by Allianz. They surpassed my expectations when I applied for my car insurance. Their dedication to the customer, seamless transaction process, and competitive pricing convinced me to switch from GIO.

I can't agree with the author's experience where his house was robbed, and he was asked to "fix" it himself before going to GIO - that doesn't make sense. I took considerable time to make my decision, and I encourage you to do the same.

Great company, excellent customer service, easy car rental following an accident, and the car was fixed promptly with no hassles. They pride themselves on their coverage and rightfully so. I have experienced other cheap repair services, and they were nowhere near as efficient or pleasant. I wouldn't change a thing. It was worth every cent.

Been with them for years, claimed twice, easy no fuss. Had Allianz on my home insurance, trouble, trouble, trouble! Never got back to me with their claim decision. I called again and again, even lodged a complaint. Then they got back to me pretty quickly, and that was six weeks later, to tell me my claim was declined!

I had a leaking roof in the middle of winter. They could have told me earlier so that I would get it fixed five weeks sooner! Allianz is bad, don't get anywhere near them!

Fantastic company and they do have my back! I've been with them for a long time, and they do protect their customers even when it comes to claims! Great customer service!

Recently, I had an accident. I was at fault. Reading all these comments and reviews, I believed that they would repair my car (a serious accident with airbags deployed). I read that they use cheap second-hand parts, etc. But not only was that not true, they wrote off my car, and they were super quick. From the date of the accident till I saw the money in my account, it took exactly 10 days.

I'm really happy with the way they handled the situation. My Hyundai i45 was insured with them for the last 3 years. The premium was $900, a lot cheaper than other competitors. And yet, the service was exceptional. Very happy.

Customer for 45 years, yes! Had a few hiccups, some because I did not read the policy. Others... all companies increase policies. Received half the value of the camera, damaged away from home, that was not covered under my policy. In the past, four houses, six cars, two boats. It's NRMA for me, for now.

Their service and quality are unmatched. Not the cheapest, but you know you're covered. I have claimed three times in the past ten years, and each time, I have had a great experience.

I agree, they may not be the cheapest, but they have been the best. Excellent customer service. They make it very easy to claim, and they care about their clients.

Had a great experience with these guys. Adam is an awesome broker - very down-to-earth and really knows his stuff. He not only saved me an extra $80 from what I was going to pay, but he also got me inclusions I didn't even consider. Very happy customer... which is rare because insurance sucks!

Truckers Insurance HQ is a leading general insurance broker agency in Australia and an expert in insurance for the transport industry. They provide you with risk-effective and cost-effective insurance service, according to your needs.

The cheapest and best motor vehicle insurer, in my opinion.

My wife smashed our Navara - total write-off. They were excellent. Gave us a very fair price, quick payment, no issues. Even the tow truck driver said, 'Oh, you have Youi, you will be fine.' I kind of figured he would know, and he was right.

Very easy to deal with and quick professional service.

Gives a good price and has good service.

I have made one not-at-fault claim with RACQ. They were quick to respond and get the car into the repairer. The only problem was the repairman took nearly seven weeks to fix our car, and our car hire was only covered for 14 days. The rest came out of our pocket for the rental.

Besides that... so far, so good!

Guess what, it's got some pretty good rates and now there are people talking about it. So, it's up there in the top ten.

A company with a good vision for what to do next.

I know that they are not heard of by many of you, but it's got some pretty good rates.

Cheap, and claims are dealt with very fast and easily.

I liked how they dissed AAMI! They said, "There's no Ship Creek in South Australia," meaning "don't use AAMI because it's not South Australian!" Makes me laugh every time!

I honestly don't know anyone who is insured with them, but their rates aren't bad, so they're in the top tens.

Great cover. Fast claim service.

All Trades Cover was established with one aim: to provide competitive insurance for all trades across Australia, regardless of their size. To achieve this, we have partnered with Australia's largest insurer and developed competitive products for:

- Motor Vehicle Insurance
- Tools of Trade Insurance
- Personal Accident and Illness Cover
- Public Liability Cover
- Workers Compensation
- General Property and Tools Cover
- Home and Contents Insurance

We found many other insurers out there with hard-to-use online systems, so we set about making life easy for our clients online. We also ensured we offered other products clients would want, like Home Insurance or Motor Vehicle Insurance. Additionally, we wanted to provide as many free services and information as possible, such as our Tips for Tradies section and our Sum Insured Calculators.

Very transparent company. If you read your annual renewal, then you know exactly what you're in for, rather than all the hidden clauses with other for-profit companies.

There are many companies emerging in Australia in the insurance field, and one of the unique ones is TradeCover. They provide valuable services to Aussies to make them financially strong.