Top 10 Best Insurance Companies

The best insurance providers based on pricing, coverage, customer service, and claims support. Don't agree with the list? Vote for an existing item you think should be ranked higher or if you are a logged in, add a new item for others to vote on or create your own version of this list.

The Top Ten

Liberty Mutual
Liberty Mutual
Liberty Mutual is a company that really puts their policy holder's best interest first. They aren't concerned about being the cheapest, they are more concerned with helping people put their lives back together when they need it most. There has never been anything funny about tragedies and too many insurance companies try to make it a comedy.
I wonder if Liberty has better uninsured motorist insurance than State Farm does.
State Farm's UMI is a rip-off. Good luck getting them to pay out from it.
I was nervous to add my teen driver because of the cost but Liberty Mutual offered so many ways to save that it cost me less than $25 dollars a year!
[Newest]Liberty mutual is awesome

3Allstate Insurance Company
Founded in 1931, Allstate provides a wide range of insurance products including auto insurance, homeowners insurance, ranters insurance, business insurance programs, personal liability, life and many more. Allstate is the nation's largest publicly held personal lines insurer and has received numerous awards for their commitment to employee satisfaction, education, and diversity.

Allstate employs over 35,000 and provides insurance products to 17 million households.
Allstate's insurance plans are by far the most comprehensive and at a fair price. You may be able to find cheaper rates at some of the other insurers, but you get what you pay for, I.E. slower claims, poor customer service, inaccessible agents. After being with 2 other insurers I'm sticking with Allstate.
We love Allstate and were with them for five years and we had to claims with them and our van was fixed in a week and our renters policy claim was pain in a week. Loved our agent, but the price was high for what we had and we had to move on to USSA, but we know if we ever need to change it will be Allstate.
[Newest]Good in Technology side to understand end-customer

5Pemco Insurance Company

6State Farm Insurance
State Farm is the best. My agent really cares about my family and our finances. When my son started driving, my agent took time to show him a video regarding texting and driving and the consequences that this had on other young people. Very powerful video. She also offered rewards to my son for driving safely. This is only one of many wonderful things they have done. They will always have my business.
Can't really be touched, in my opinion. My agent, Matthew Yack, has helped me understand what I really need for my insurance. State Farm was also great on my claim when I wrecked my brand new truck in the first week.
State Farm sold it's first auto policy in 1922 for $11.17 and 20 years later became the #1 auto insurer in the United States, a distinction it still hold today. State Farm services over 80 million accounts throughout the United States and Canada.
Visit State Farm Insurance Website

7Royal Sundaram

Perfect company with great people who truly care about you and your family's things
Best customer service I've ever had, every time. Been with them for over 10 years.

10Farmers Insurance Group
Farmers' 20,000 employees provide car insurance, motorcycle insurance, recreational insurance, homeowners insurance, business insurance, and other financial products to more than 15 million customers.
Fantastic coverage. Well worth the money spent.
After being insured by them for over 25 years the first time I had a claim, a burglary, they refused the claim and have done everything they can to cancel my insurance.
[Newest]Great Company to work with.

The Contenders


12The Hartford
Over 200 years old and one of the largest insurance and investment companies based in the United States.
Best products, good returns, LTC excellent

After a house fire that was a total loss to the home and a vehicle in the garage, I was talking to an independent arson investigator. He told me "there are a lot of insurance companies out there. A couple of good ones and a whole lot of bad ones. You got the best! " I found his word to be very truthful. Metlife handled our 2 million plus claim with compassion and professionalism. They got me for life!
MetLife and its affiliates offer a full range of insurance and other financial products and services and is the largest life insurer in terms of life insurance "in-force" in North America
Just spoke with a agent and their quote saved us $500.00 on Auto insurance. Homeowners was a little high. Very nice to get a honest quote from.
The best insurance company for the price and the coverage!

Cigna is a good company.
Is this a car insurance as well?

This is best insurance cop
Insurance for the affluent these guys really just get it. They have the best coverage and best claims I have ever seen in the insurance business. They default on the over payment side of things to make their clients happy.
Gets it. Both on a personal level and as a global giant in the industry.

Nationwide has been in business over 87 years and has a very high claims service rating. They are awesome with claims! They are the first on catastrophy scenes and the first to pay all their claims. They are a mutual company not a stock company. That means they make decisions on what is best for the members/policyholders who are part owners in the company. Others are stock companies who are most concerned with what is best for their stockholders. Ask your agent which one your company is.
Nationwide has the best Agribusiness - complete package, compared to any other company. I was able to put my farming operation, auto, farm store, grain storage and poultry confinement under one policy. Saved significant amount of money with better coverage than I previously had with Farm Bureau, needless to say it's under one policy and not 5. And all with the same date! It is designed specifically for the "Farmer/Business owner"! Check them out you will be glad you did!

17Sunlife Insurance Company
If sunlife insurance company is included in the top ten list of life insurance

18Prudential Financial
Ranked second in FORTUNE's 2010 list of "World's Most Admired Companies" in the life/health insurance category, Prudential focuses on life insurance policies but also offers long term care insurance as well as asset protection insurance such as car, home, and person liability insurance policies.
The products and services are simply excellent!
The best company ever

I have my insurance for 10 years with Geico, 2 times my car was stolen and they pay with out many questions. For a personal reason I change to other company and from that I can't fine any better the GEICO. The only reason I'm not with them now is because they don't have business insurance and commercial. When you pay for insurance is not to give money for them, is for help us when we have a problem, the most of the companies don't do that and after you incident they cancel you insurance. I like Geico I wish to go back with them.
I have been with GEICO insurance company for over 21 years and yes I have had numerous offers from other insurance company trying to offer me a better rate. But the simple truth is GEICO insurance company has proven to be there for me no matter what, and that is why I am still with them today.
It has a cute ad



Covered my vehicle and the other person. Also paid for car rental.

23Tower Hill Insurance

The only company that I have encountered that is willing to sit down with us and educate us on insurance so that we can make the best decision. The information the rep gave matched the research I had done as well as what other consumer advocates have said. Makes me wonder how many people are being SOLD something they don't need but benefits the agent or company more than the consumer. VERY COMPETATIVE rates too! I am a Primerica client for LIFE!
So awesome! They not only provide competitive rates with quality and integrity, but the solutions they provide for financial freedom is unmatched! Truly a blessing!
Primerica offers a superior service. Payoff is quick and efficient.
[Newest]Best customer service, came right to my door. And premiums were very competitive.

Great rates and services
Great customer service always willing to help.
Fantastic deal and customer service

I've been with USAA for more than 45 years and absolutely, never had a problem with them.
Best ever very vet friendly
Very responsive on both auto and homeowner claims

27Auto-Owners Insurance

2821st Century Insurance
The best out their

Aflac is listed 118 on the Forbes list, they also pay pretty quick and their rates don't increase because a claim was filed. Can't beat that!
The only insurance company on Ethisphere's list of most ethical companies for the past 7 years; highest loss ratio, paying $.66 on every dollar of premium they receive. I could go on!
Fortune magazines #1 insurance company 13years 2012 2013 consecutive!



Primarily an investment company, Fidelity puts it's expertise to work to offer industry leading life insurance policies.



35Texas Farm Bureau
The best insurance company hands down!

36Pan American Life Insurance



39Red Shield Insurance Company

40Hallmark Insurance Company

41Country Financial
COUNTRY Financial has been meeting the insurance and financial services needs of its customers since 1925. The company offers a full range of insurance and financial services, from auto, property, business, farm, and life insurance to retirement planning services, investment management and annuities.

42Philamlife Insurance Company
Does Philamlife Insurance Company also included in the top ten list of Life Insurance

43Westwood Insurance


45Lincoln Heritage

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This list was created 4 years, 198 days ago and has been voted on over 700 times. This top ten list has been remixed 1 times and has been blogged about 1 times.

Updated Tuesday, March 31, 2015

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