Best Credit Unions In Utah

The Top Ten
1 Mountain America Credit Union

Best Credit Union Ever! I have been with Mountain America Credit Union for almost 40 years and would never change. They have done all my loans at the best rates ever. They will match other financial institution rates so that I can get the best rate. I also did my mortgage with them as well and everything was handled superiorly. The employees know who I am and know my name when I come into the branch. If there is ever a problem they have always gone out of their way to fix it and take responsibility if it was their fault. It is wonderful to be with a credit union that take pride in their job and their work ethics. MACU's online and mobile app is the best. If you don't know how or need help with either one the employees can. They all seem to know how it all works. They are there to make life easier for every member.

Absolutely wonderful credit union. They truly do care about their members and are always kind and courteous both in person and on the phone. I have been with MACU for many years and will not be leaving. I am sad to read some of the other poor reviews here, but I suppose the angry people are the ones that typically post reviews like this. MACU has saved my family and I thousands of dollars in interest in loans. Not only that, but they took the time to help me review my budgets, set up my online banking and overall set me up for success. Thank you thank you thank you MACU for rescuing me from so much stress and being so helpful.

I absolutely LOVE Mountain America Credit Union! They are friendly and professional. NO company is perfect and NO employees is PERFECT, but the staff at MACU is by far some of the most friendly and helpful I've found in ANY financial institution. I recommend 100%.

Just flat out awesome. People complaining on here are not familiar with banking and standard policies. Do yourself a huge favor and go to MACU. Best promotions. I have been with them for years and love it.

2 America First Credit Union

PROS: a lot of locations, decent hours, pretty easy access, easy transferring funds between AFCU accounts, very friendly professional staff.

CONS: if you travel internationally, good luck. THIS IS THE ONLY bank I've used which foreign ATMs automatically access funds from savings, SO if you are like me and carry savings just to keep a checking account -have fun with that. The debit card ties to my checking whether I use it at a cashier or ATM SO WHY CAN'T it does this outside the U.S.A.? Speaking of which, when you DO find a vendor in a foreign country that actually accepts VISA anymore, again comes out of checking -BUT this isn't the fault of AFCU now is it?!?

If you have any problems, good luck again. They apologize this way and that but make very little effort to help. I admit I erred in setting my direct deposit to someone else's account by switching the last 2 numbers around (a "90" instead of "09" easy error to overlook when you see numbers all day. Oh yes Mr... We ...more

I have had an account with AFCU since I was 16 (32 years ago) and they are hands-down the best EVER. They have been awesome with loans, business accounts, personal accounts, lines of credit. Even when we lived out of state, we ended up doing all of our loans through AFCU as there is no comparison with their customer service. They truly know how to take care of their members.

Best option for full service. They have all of the services most people will ever need and nearly all of them are free of fees. They have competitive rates on on loans and savings with plenty of options. They will help you get the best outcome.

In spite of what.05 % of the members are posting, they have a great customer service department. They have always made every effort to address any request I have of them. I have always received prompt and courteous service.

3 Cyprus Credit Union

I've had Cyprus for years, so has all my family, and my husbands family. We have savings accounts, IRA's, REAL free checking, car loans, and have dealt with their home loans department, all with great pleasure.

Great credit union, awesome CD plans! Always forgiving with over draft! No issues, pro staff!

Been with them for 10+ years. Great staff and service!

4 University Credit Union

I love this Credit Union I have been with them for over 20 years. They just keep making it easier to do business with!

Best bank I've used thus far. I've had American first and well Fargo. University Credit Union is #1

Been with them for 20 years and never had a problem.

Joined in 1990 and they are a sound financial credit union that continues to innovate

5 Goldenwest Credit Union

The staff of Goldenwest Credit Union is the most personable of any I've come across. Each staff member makes the client feel as if the company was created with that person in mind. There are some minor flaws, such as the ability to make deposits at every branch and the not-so-easy mobile app. But all in all, I'd say comparing GCU against other well-known credit unions is worth your time. It's always best to research BEFORE investing -- it's your time invested and your money earned -- and you've worked hard to get it. Isn't your money and peace of mind worth protecting?

Pleasant staff that will make sure that you get the care you need. Additionally, convenience is a strong point because there are sufficient branches within their field of membership & the mobile app is user-friendly. Furthermore, the ability to have cards issued in a branch is an example of 5-star service for its members. Basically, despite its minor flaws, it's a great Credit Union for those within its field of membership

Goldenwest is the only answer. Hands down, best customer service I've ever seen! I've never had to talk to a robot, the employees know me by name, and they go the extra mile to make sure my needs are taken care of. I will never change credit unions and am telling you, this is where you need to be. Not the biggest, just the best.

Goldenwest is one of the strongest credit unions in the country. Due to their strength they make it far easier to get the best rate for their loans. They do a bonus dividend on their savings accounts every year. They're service is always top notch, the employees are more than willing to go out of their way to help a member.

6 Utah Community Credit Union

I have been with them for several years now and LOVE them. Even when I moved away for a while banking was so easy with their app! I am so happy that I was able to move back to Utah and have them so close again. I would never take my money anywhere else.

I am using UCCU for over 10 years and have no complain except the number of branch and its locations. Please increase branch especially SLC valley area. That is the only reason I can't make UCCU my main bank.

App is great. Everything is smooth.

I really like them.

7 Jordan Credit Union

Great credit union. They treat me so well and actually seem to have my needs in mind when working with me. I love my credit union!

8 Utah Central Credit Union

WAS an AMAZING place under Utah central credit union, but now they nickle and dime you now under their new name(s).
They have gone through so many changes in the past few years with little to no warning, how many hands it has changed through, how much it is becoming like a bank. Sad to see it go this way. they were great, just not anymore.

I still like the great deals they have and higher interest on savings account vs other places, but I think I am ready to try a new place. Not worth the extra 0.05% I get here. If you want to deal with the possible troubles I dealt with, then I wish you the best, as they were and still are good for some things. Hopefully they will get better with chartway federal credit union in charge. For me, I am worn out from them.

While on my mission I had no idea they were charging me $8 a month fee for having a free account open. You can imagine my surprise when 11 months out I had no money for food after a surprise transfer when my math and ...more

9 Beehive Credit Union
10 Granite Credit Union

Awesome credit union that takes care of all your needs! Has an excellent app and web site. You will never need to go into a branch again, all of you credit union needs can be taken care of over the app.

The Contenders
11 Alpine Credit Union

Alpine has great rates and services. Also Alpine handles almost all it's services in house. Where many other credit unions process service and handle issues outside the state of Utah.

12 Deseret First Credit Union

Dfcu offers best rates and have the best products! There mortgage department saved me 300 a month. I will not go anywhere else.

13 Education First Credit Union
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