Best Health Insurance Companies

Everybody's talking about health care. It's too expensive; too complex; too exclusive. While there's a lot of debate about what can be done to fix it, there's one truth that cannot be refuted: you need health insurance.

Going without health insurance is a constant stress and worry. Not only is there a nagging threat of something serious happening - where a week in the hospital can cost as much as many make in an entire year - but even the cost of simple doctor's visits and prescriptions can empty your wallet faster than you can fill it.

With the importance of health insurance comes the necessity to pick the best health insurance company for your needs. To help you make the right decision, we've invited feedback from others who have experience with the health insurance companies you have to choose from.

This top ten list includes health care insurance companies that offer coverage in the United States.
Don't agree with the list? Vote for an existing item you think should be ranked higher or if you are a logged in, add a new item for others to vote on or create your own version of this list.

The Top Ten

1
BlueCross BlueShield
I'm an HR Director. Once we engaged BCBS, 99.8% of our claims were paid.
It's not considered a benefit if the employees don't consider it a benefit. Groups that don't pay claims reliably are perceived as "not a benefit".
I would recommend Blue Cross Blue Shield! They have great customer service when you call and need help or have questions
BCBS has the best prescription drug coverage, I absolutely cannot stand #2 on this form would never do business with them.
But I love love love Blue Cross and recommend to everyone
[Newest]I'm still receiving bills from them that are jacked up and I've been on a different health care system for a year and a half. The billing is worse then a person with a good imagination can conceive. I've never had a worse experience with billing in my life and I'm old.

2UnitedHealthCare
I have United HealthCare. The policy is great and the pricing is competitive and the representatives for the company are always so very helpful. Love this company!
My care with this company was awful. Medication approval was slow and stingy. You definitely had the impression that it was all about profit over patient care.
I Love It, I Had it ever since I was a child and they are accepted almost everywhere.
[Newest]Where my dad works

3Aetna
Aetna has always been easy to work with and has covered any costs related to my health, especially in tough times.
They are the worst insurance company ever. I pay more for my insulin with aetna then I did with out insurance
Great follow-up. Especially the call fro the nurse to check up.

4Humana
I don't know how anyone can pick Blue Cross as a State Employee in Wisconsin after I retired the state dropped Blue Cross for gulging the system and went to WPS. My retirement healthcare would have been paid after retirement for another 2-4 years if Blue Cross didn't screw us. I now have a ppo with Humana that cost me nothing but $5. Each time I see my physician and if I see a specialist it cost me $35. It would be a cold day in hell before Blue Cross would be that cheap.
I found and applied for Humana through this site. I researched several different health insurance companies and this one had the best plans for me and my family. I have been with them for a couple of years now, and have never had a single complaint. They have always taken care of our needs and generally made live easier and better where healthcare is concerned. Thanks Humana.

dallinatkinson

Love Humana and their customer service

5Kaiser Permanente
Been with Kaiser for 2.5 years and every visit and talk to doctor or nurse has been fruitful. I had to move to Cigna this year because the new employer did not carry Kaiser. I can't wait to get back to Kaiser asap.
I have had mixed reviews of Kaiser. They have been great in some areas like urgent care and psychiatric care, but their attitude has been to over copay the members without taking care of the medical issue or doing a simple surgical procedure. Also they promise to have the doctor call and often don't call.
In all the places I lived in the US over the past 35 years, Kaiser was the best health care system I dealt with. Customer focused, efficient, accountable, etc., etc. Wish more of the US health care providers would copy this great model.
[newest]
If you can figure out how to get a PA or Primary Care Dr. that stays for more than a year.. It is a good service.

6CIGNA
I had Cigna the precentage of co-pay was affordable! And even beater service as well! But I have moved to blue cross blue shield
I love Cigna. They are constantly wanting to improve and do whats best for their customers. The mail order pharmacy is a great help and they make it very easy to sign up for.
I have been with Cigna for a few years now.. I have had BCBS in the past, but I prefer Cigna... Thanks Cigna
[newest]
Cigna is overall the best in my opinion. Customer service is top notch in my book.. Compaired to other companies I have had in the past- Cignas customer service is above the rest.. East to talk to, very suggestive and they actually seem to genuinly care.

7Molina Healthcare
They are the cheapest for people who have AIDS

8Celtic Healthcare

9Assurant Health
Assurant does business the right way. They pay when they're supposed to, they answer their calls in a timely manner, they offer diverse plans, use excellent national networks, and are polite to their customers.
Assurant helps in getting you the best prices when using a Dr or hospital

10SelectHealth
Very happy with this plan and the customer service.

The Contenders

11MetroPlus

12Altius (Coventry)

13CDPHP

14Fidelis Care

15Peakin

16AvMed

17LIC of India

18LifeWise

19Aflac

20Priority Health
QUALITY COVERAGE WITH VERY AFFORDABLE PREMIUMS

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This list was created 3 years, 318 days ago and has been voted on over 500 times. This top ten list has been remixed 2 times and has been blogged about 1 times.

Updated Friday, November 21, 2014


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