Best Credit Repair CompaniesAnyone with a low credit score can tell you that bad credit is no fun. It's expensive, it's embarrassing, and it can stand in the way of achieving your goals. Fortunately, it is possible to legally and permanently fix your credit with credit repair.
Hundreds of thousands of people have been able to improve their credit scores. By removing bad credit, adding good credit, and better managing their credit profile, people have been able to increase their credit scores from 500s and 600s all the way to 700s and even 800s.
If you have had difficulty getting reasonable loans in the past, raising your credit score through credit repair can help you qualify for lower interest payments. These lower payments can help you purchase a new car or even get into a new home.
Even if your credit score is good enough to get a loan, improving it by just a few more points can save you thousands. Using credit repair to increase your credit score from 680 to 720 can save you a hundred dollars or more per month on your mortgage payment; a savings of tens or even hundreds of thousands of dollars over the course of your loan.
You can clean your credit yourself or you can get help from a credit repair expert. This is a top ten list of the best credit repair companies out there. Don't agree with the list? Vote for an existing item you think should be ranked higher or if you are a logged in, add a new item for others to vote on or create your own version of this list.
The Top Ten
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A - Stellar service, and great results.
Been enrolled only for a short time, and in that short time I have been with them my credit score has gone up by 100pts!
These Guys are Amazing. My scores went up over 75 points in the first month. they are up front and honest. Thank you so much. Chris
marie12More comments about FB Credit Law
this company did a great job and improved our credit
They pay attention to details and follow up. I got burnt in the past with companies taking my money and not following up as well as having very detailed contracts that were tilted in their favor. Attractive Credit has followed up and has walked my wife and myself through the process and has been very reasonable with their pricing with a guarantee as well. I would recommend them to anyone.
attractive credit is the best, don't be fooled by the other credit repair companies.More comments about Attractive Credit
The team at Premier Credit Consulting helped me qualify to purchase a home in Utah. My home builder recommended their services and they were awesome!
Simple Credit Online gave me such superior professional service from beginning to end.
A co-worker recommended credit ladder to me when they heard I was upside down on some payments. I was skeptical at first, but the service I received was outstanding and they helped me fix my bad credit score so easily, I was very pleased.
Credit Ladder helped assess my personal situation and provide the outmost excellent customer service I have ever received. Nick at Credit Ladder was kind enough to evaluate my credit history and offer several alternative options to getting back on track. He treats every client with the utmost respect and courtesy.
The enrollment process was very easy. They didn't charge my account until they drafted letters... every item, all three bureaus, every round. Online tracking and automatic emails... and they give $100 referrals if you are still an active client!
Great results! Client support always answers the phone. Thanks HTDI!
Great company with unmatched results. Members of NACSO. In business about ten years. Client support staff that answers every time I call. Money well spent.More comments about HTDI Financial
We have been helping consumers for over 15 years to analyze their credit reports. Over the years we've developed a program designed to analyze your credit giving us over 100 points of correction to help raise your score to 720 or better. And we work hard for you
Veritas Credit does more then credit repair as this is only one aspect of credit optimization. Veritas Credit Focuses on the entire scoring model for its clients to help them achieve the best results. Simply put with Veritas Credit you only pay for credit correction if we get you a positive results. No result, no charge.
Learn if you qualify for our advanced services with a FREE Credit Report Review.
We have been the "Helping Hands" to our clients credit repair needs for over 11 years. Serving South Florida and the rest of our nation with all your credit repair.
Excellent credit repair services. They offer free consultations to explain service. Great company!
Best credit repair company in Michigan!
Detroit credit repair company that cares! Thanks Ray!
Best Credit Repair Service in Detroit! This is by far the best credit repair company in Detroit, fast prompt service as well as excellent customer service. I highly recommend Onyx Legal Credit Repair. 313.228.5572More comments about Onyx Legal Credit Repair
We have been assisting individuals in the Chicago area for 4 years. We strive to ensure young professional are educated about credit before entering the corporate environment.
We are a very easy service for our clients to use and understand. We also care about our clients and the results of our service.
CommonWealth Credit has over 14 years experience in the credit industry and is registered with the Sec. of State, and with thousands and thousands of satisfied clients. Are you ready to be one?
Consultations are always free and we never promise more than we can deliver, our clients see averages of 75-150 point increases in their credit scores. Whether you have collections, slow pays, medical bills, judgments, tax liens or any type of negative information in your credit files, CommonWealth can help repair your credit and get you back on the road to a better credit score and future!
Accomplish Credit is beyond amazing! In just three months my credit score increased a wopping 152 points. The staff is firendly and work very hard to get your score up. Thanks Accomplish Credit
A great company I would recommend to everyone. Great service and very honest.
Are currently running a 50 percent discount and A BBB rating.
They not only eliminate unsecured debt but they restore your ccredit also.
They are now running a 50 percent discount program due to the tough times.
Strong financial background, a lot of experience, and are easy to talk to. I thought I had a real complicated situation, because I owned a business, and had a UCC loan, which fell apart. Well, these guys really went after the lender, and got it all taken care of. They are local, and no BS. They actually came recommended from my mortgage agent when I wanted to buy a house. Now, 8 months later, I'm in it.
Im a single mom that needed help being that I'm a single mom I was really tight on funds, I'm glad that I found a compnay that does what they say they can for a fair price! Thanks OCA...
Great company the Techknowledge and the sheer excellent customer service they provide is second to none! I started with OCA two years ago, around 9 months ago they completly satisfied all of the deraugatory information on my credit report... the only reason I'm still with them is for consulting purposes any time I have a question and or concern about the market I call and they take care of the problem. Great service fair price couldn't ask for anything more! Thanks Justin and the whole OCA team if it wasent for Yall I wouldn't be in my home!
Great company they NEED to be at the top of this list!
LordhastaMore comments about Online Credit Attorney
Choosing Credit Saint is the best decision I ever made. They raised my score 115 points in 5 months and now I am able to buy a house (with 6% finance). I have recommended them to everyone I know because they really are that good. They are a great team of people and always so nice and understanding when you call.
THANKS SO MUCH CREDIT SAINT!
Credit Saint is a company that strives to separate itself from the competition. You can always get a human on the phone but no receptionists, everyone there is a credit specialist who can help you with whatever you need. No getting sent to voice mail or bounced around from department to department.
As far as costs, they are not the cheapest credit repair firm out there but you do get what you pay for and they are very easy to deal with if you need to move a payment back a few weeks or can't afford to pay your inital fee upfront.
Credit Saint is all about speed speed speed. Some Credit Repair companies limit the number of disputes they will send out per month to drag out the time it takes to get your credit fixed, Credit Saint disputes everything on your report the first day. And then gives you progress reports each month to keep you informed of the status of your repair.
They also offer nice options, like once your credit repair is complete, they will refer you to a mortgage lender who will credit you back every dollar you paid them for credit repair.
I worked with Peter. My repair is complete I have my new house and car and I still call him just for the free credit advice.
I would recommend Credit Saint to anyone who is serious about credit repair.
I truly enjoyed working with Credit Saint, when they fixed my credit. They were very attentive and committed to dealing with my account. I called often with questions or concerns and they were always happy and willing to help.
When I was looking at some different sites to explore credit repair companies I found Credit Saint was a very user friendly site. You can make appointments to speak with representatives or even request to speak live with one.
I would highly recommend Credit Saint to anyone who wants fast, personalized, and committed service.
AggressiveCreditRepairMore comments about Aggressive Credit Repair LLC
Highly effective with proven results! A online credit services company that is the most cost effective among the rest. They actually encourage consumers to use there "Do It Yourself CD-Rom Kit" in lieu of there services for educational purposes. Awesome company!
Consumer Credit Capital is a Registered/bonded Credit Service Organization in Texas and a Registered/Bonded Debt Management Company in Oregon
They Never-Ever Charge any Up-Front Fee. Call them for a free Evaluation.
Here is what one of their clients had to say. A real testimonial.
"I was well aware from the news reports about the many false promises made by companies claiming to be credit repair companies and guaranteeing to fix a persons credit. So I was skeptical, but we were also in need of expert help. I appreciated your honesty and the fact that you did not make guaranties about her credit.
I was also wary of the contract and how much help we would get for one round of service. I realized owning a business myself that you need a contract to define what work will be completed for the agreed payment. So at first I figured we would take the chance because we needed the help.
Wow, was I impressed by the amount of work you put in on our daughters behalf. I am not sure how much you went above and beyond your standard contract but I feel like we under paid you. While it proved difficult to improve her credit dramatically and it still took time waiting on the companies to update even with your writing all the letters and addressing all the envelopes, we could not of accomplished what we did or as fast as we did without you. I will definitely recommend you to anyone that needs advice and help with fixing there credit. It is apparent to me now that starting right away is the best approach but also doing things the right way when dealing with debt collections companies makes all the difference in fixing your credit.
I learned a lot working with you and thank you again for your diligent work.
Bert I. "
Great Service and program as there is no upfront fee and their specialists take time to teach credit reporting and scoring during the free evaluation process.
Great free credit repair evaluation, which included a review of credit reports and scores. As good as the free evaluation was the credit repair service was even better.
Legacy Legal cleared the negative items off of my credit reports within 3 months... I had NEVER used my credit, but that didn't stop the credit bureaus from adding negative accounts to my reports. To my suprise when I applied for a credit card, found a list of negatives that had been paid off long ago, and didn't belong on my reports. Legacy Legal also explanied to me that the Bureaus are not motivated to removed negative items on their own as consumers are not the ones that pay the credit bureaus... BOY WERE THEY RIGHT! Even with a letter from the CREDITORS saying oopps that doesn't belong on your reports, I still had to have Legacy Legal help me, Thanks for you help Legacy Legal and I am now the proud owner of my first home!
Legacy Legal is doing a great job for me. I lost my house last year and my credit dropped into the 500s. I am now in the high 600s in only 6 months. I am also learning a lot of new things to keep my scores high. So far, I am very happy with all the help they have given. Thanks Legacy Legal!
I normally don't comment on these types of things but Legacy Legal simply did a great job in getting me the credit scores I needed to get my house. They are Awesome!More comments about Legacy Legal Services
Very good results. Tons of education. I never knew everything worked that way until their team sat down and explained everything to me. Would highly recommend!
did great for my customer who is buying a house now!
Their Customer service, experience, and knowledge was the BEST! Thank you for your help!More comments about Go Clean Credit
Somebody in the is business who tells you the truth?! Way to go Andres at Credit CPR!
Thank you, you were a world of help.
Ask for Erik. He is without a doubt the best at what he does.
Could not belive that they did what they said they would do for the price I was quoted. I highly recomend their services.More comments about Credit-CPR
A responsive company that has a holistic approach to financial difficulties. They aren't just interested in a quick results, but provide all the financial planning tools to embrace a better future.
Thank you! I got my Loan!
Very reasonable and kept their promise to remove inaccurate information.
Excellent Service and value. Fees were very reasonable about $675.00 less then other companies. And my Report is accurate now.More comments about Monarch Credit Repair
A lot of free credit information through their blog, and a 100 percent money back guarantee.
Thanks to Beaufort Credit Services I have a second chance to life again. I trusted them with my personal information. All of the foreclosures were deleted and other collections were deleted also.
I used them to help me repair my credit, and they increased my score over 182 point in a matter of 21 days. I got the referral of merchant circle and these guys are GREAT!
We are a compliant, ethical credit repair company that has consumer's best interest in mind.
No up Front Costs
No Enrollment Fees
No Reoccurring Monthly fees
You only pay after we achieve results for you!
Credit Solution Group truly cares about their clients. They help set goals and give us the tools to make it happen. I would recommend them to anybody serious about getting there credit fixed once and for all.
I have never talked to anyone who understands the complexities of credit scores more than the people at Credit Solution Group. I have been in the lending industry 13 years. I have seen what some so-called credit repair companies do. No one gets better results faster than CSG. All of my clients who need help, regardless of how much or how littlethey need, go to Credit Solution Group. Everyone is extremely happy and so am I. They have 100% customer satisfaction with us.
Credit Solution Group is friendly, honest and upfront. There website is great and lays everything out you need to get your credit imporved. They have made such a difference in my life! I would recommend them to everybody who was in my situation.More comments about Credit Solution Group
Toni Mendoza helped me understand different problems with my reports
They were pretty good. Got approved for the home loan I wanted. They also showed me hot to refinance my car through a nearby credit union.
Decent results received... They offer free consultations to explain service.
After the 1st 45 days, I have seen a drastic credit score increase! Easy Solutions are credit experts, they've been very helpful during their service and they've shown they know what their doing. So I strongly recommend anyone who's trying to improve their credit to take advantage of their credit repair service.
Easy Solutions offers a great service. They were able help reduce negative marks and drastically increased my credit score. They provided a flexible payment plan, because of them, I am now able to better provide for my family. Thank you Easy Solutions Credit Repair
As being a credit advisor at Easy Solutions Credit Repair, it is always a pleasure and honor working here. Easy Solutions Credit Repair changes people's lives and gives them hope in finding financial solutions. My experience here at ES Credit Repair has been enjoyable and life changing experience for me as a person and for whoever seeking our professional credit repair services. Easy Solutions Credit Repair is creating a new image with honest and professional assistance. When people walk through the door here at Easy Solutions Credit Repair Services, they walk out through the shining light with financial solutions.
My wife and I were pleasantly surprised with our credit scores after 4 months. I went from a 548 to a whopping 669 on Equifax, a 572 to a 654 on Experian, and a 571 to a 666 with TransUnion. I am so happy we had stuck this out with this company. They were courteous and professional at all times. The thing that I like most was they were very responsive and knowledgeable. They continue to answer any questions even after completing our service with them. They really do care about their clients. Thank you so much Neal. We have our lives back on track. Financially we will now be able to purchase our first home within the next 30 days. You have given us our American Dream. The Brown's
My husband and I had very little knowledge about our FICO scores; we started looking for a house and started to learn a little more as the days past. We were starting to get really frustrated with the responses and thought we would have to rent and deal with the high interests rates in the future due to mistakes we made in the past. After sitting down with Neal we have regained our confidence, he shows us monthly how our scores are improving. Sitting down with Neal is the best decision we have made. "
Thanks for everything Neal.
This company is great, they kept me in the loop and within 60 days I had 10 out of 15 items deleted
I am still in amazement as to what the credit doctor president mike antonelli was able to achieve in a matter of days. Without mr. Antonelli my family would be without a home. Thank you Michael. Our entire family owes you immensely.
It took only 3 months and I had a score increase of 163 points! Thanks Dr. and all your staff.
New Age Credit gave me a step by step report that told me how to raise my credit score 90 points in 30 days. Now I'm getting somewhere.
They just removed my Bankruptcy Chapter 13! Wow!
The only business that did not sale sunshine and delivered exactly what I needed.
CCRS are true professionals in every sense of the word. They do not advertise because they don't have to. Real estate and finance professional use them over and over.
"They are the best company iv's seen in a while. This company is in McKinney TX and has a great customer service department as well as research division. They took my score up 120 points in 5 months. " I would refer them to everyone I know...
They were honest and took their time to explain the program to us. Very nominal pricing with a great track record of results. So far I'm very happy with NFA.
Great results with online tracking and automatic emails. They get the job done!
No pressure sales and very helpful throughout the whole process. Thanks Billy!More comments about Nationwide Financial Advocates
I was denied for a new car loan over the holidays but after only 4 months of credit repair services, I was approved for a loan 50% higher than the one before. A special thank you to James over at Credit Repair 1st, he really walked me through everything step by step and made sure I knew how to get an even lower interest rate after my credit was fixed!
The Best Credit Repair Company in los angeles I signed up with Credit Repair 1st and just sat back and received all the updates in my mailbox. My credit score went up over 60 points in the first 2 months. It was that easy. This is probably the best credit repair company to go with if you're in the market to fix your credit.
Credit Repair 1st has been great since day one. Every time I called in with a question, I had my own personal Account Rep to answer all my uncertainties. Thanks for such great customer service would recommend to others.
I followed the Plan and all the results happened!
GCH is a great company.. HONEST and EDUCATES... I have tried other companies including Lexington Law and NOTHING compares... I refer them to everyone..
Excellent service! No wasted monthly fees. You only pay for performance! I highly recommend this service.
These guys fixed all of my negatives
This company is fantastic people working for them. I am not only beyond satisfied with the service that VG Consulting provided; I am exceptionally pleased with their customer service. I am really blessed to have received this second chance and will never make the mistakes I had made in the past, this is all thanks to VGC. Thank you.
They said it would take two-four months, it took 6, but hey, I am happy, score went from 540ish to 724, which is actually more than I have ever had in the past so I would recommend these guys, plus its refreshing to actually talk to a real person rather than being given the run around. thumbs up.
I tried these guys out and randomly found them on this list, just wanted to give my two cents... I highly recommend...More comments about V G Consulting
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Updated Sunday, December 08, 2013