Best Credit Repair Companies

Anyone with a low credit score can tell you that bad credit is no fun. It's expensive, it's embarrassing, and it can stand in the way of achieving your goals. Fortunately, it is possible to legally and permanently fix your credit with credit repair.

Hundreds of thousands of people have been able to improve their credit scores. By removing bad credit, adding good credit, and better managing their credit profile, people have been able to increase their credit scores from 500s and 600s all the way to 700s and even 800s.

If you have had difficulty getting reasonable loans in the past, raising your credit score through credit repair can help you qualify for lower interest payments. These lower payments can help you purchase a new car or even get into a new home.

Even if your credit score is good enough to get a loan, improving it by just a few more points can save you thousands. Using credit repair to increase your credit score from 680 to 720 can save you a hundred dollars or more per month on your mortgage payment; a savings of tens or even hundreds of thousands of dollars over the course of your loan.

You can clean your credit yourself or you can get help from a credit repair expert. This is a top ten list of the best credit repair companies out there.
Don't agree with the list? Vote for an existing item you think should be ranked higher or if you are a logged in, add a new item for others to vote on or create your own version of this list.

The Top Ten

Lexington Law
1
Lexington Law
I used Lexington to repair my credit. Talking to my personal paralegal about my situation helped me to wade through the mess. Lexington helped me get my score up by 247 points! If you're looking for Credit Repair, go with Lexington
Lexington helped me raise my credit score 70 points in 60 days. This gave me the credit I needed to refinance my house to consolidate my debt, buy a new car at a good rate, and have more options to support my growing family. I love these guys.
I used Lexington and my score went up 130 points to 750. It only took four months. My wife is getting hers worked on next.
[Newest]Has done a really great job repairing my credit. Started at a 632 in July of 2014 and here in SEPT. I'm at a 738.. Great job.
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Free Offer: Credit report summary & consultation:
1-800-594-5595

CreditRepair.com
2CreditRepair.com
When I signed up for CreditRepair.com, I was a little skeptical. I'd heard bad things about credit repair scams and I didn't want to be a victim. But I needed help. It only took a few weeks before I got my first notice of positive results. I know the process might not work that fast for everyone, but I was thrilled. The funny thing is, I had been sitting in church when I got the alert via text message and I just about stood up and shouted! I've found the people at CreditRepair.com to be really helpful and empathetic. It's the one company that doesn't treat me like a second-class citizen because of my poor credit history.

I would recommend CreditRepair.com to anyone - and I often do.
CreditRepair did very well and improve my credit rating. I keep my faith with this CreditRepair all the way.
Great service, have not been with them long but I like the progress they have made so far!
Free TransUnion Credit Score and consultation. Call:
1-855-255-0267

Sky Blue Credit Repair Services
3Sky Blue Credit Repair Services
Sky Blue Credit, one of the more seasoned members of the credit repair community, has been in operation since 1989. Once a south-east regional operation with a significant following, Sky Blue now offers its powerful credit repair program nationally. Completely dedicated to producing the optimal result for each customer they utilize an impressive array of tools gathered over almost two decades of operation.

The hands-on approach utilized by Sky Blue insures that each customer gets the personal attention that makes it possible to produce truly dramatic results. Sky Blue provides their complete range of services for a single low monthly fee without requiring any upgrades or costly program options. The Sky Blue program includes expert credit bureau disputes, debt validation, and comprehensive counseling services. The Sky Blue program is ideal for anyone interested in real and lasting credit improvement.
Sky Blue was referred to me by a friend who described them as a smart, more personal alternative to the big automated credit repair companies. They did an amazing job for me and I thought I'd pass the recommendation along. Here are a few things about my experience with Sky Blue I want to share. 1) They didn't charge me until they reviewed my credit, gave a consultation, and made sure I was comfortable. 2) They went to work really fast, stayed on the case, and kept me updated. 3) The customer service was completely satisfying and I never felt lost. 4) They did everything for me, and I'm a busy person, so that's exactly what I needed. 5) Their program was worth its weight in gold. It wasn't an overnight fix, but in six months my scores improved 120 points and my reports are amazing to see. To sum it up, they were exceptionally professional and effective. I strongly suggest you try them too.
After reading reviews for the top 5 credit repair services, I decided to go with Sky Blue. This was because others had commented that Sky Blue is honest about whether or not they can help you; they won't charge you if they believe you can do better on your own or if there is nothing more they can do. That is precisely what happened to me. I received a call today from a Sky Blue representative telling me that I only have one negative item on my credit report. Because it should not have been on my credit report, she said it would be very simple to dispute on my own. She told me how to do it, and then said they'd refund my money (I had just ordered the service). I would rate this service #1 for integrity and customer service, and I have already recommended it to friends. It's not often that one finds a company that is more concerned about helping people than about getting the business. Thanks, Sky Blue!
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4Ovation Credit
This is a very nice company, highly focused on your account and getting results. They are careful and diligent and will not set off alarms with the credit reporting agencies. Ovation Law will not rush in, instead they take a strategic course of action to clean up your credit reports. There is no such thing as a quick fix for damaged credit, only careful and concise action over time will work. Ovation Law will clearly explain the process, time frame and expected results up front for you. I recommend this firm for your credit repair needs, they have done me a great service so far and continue to provide excellent customer care.
For those of you who may be thinking of starting the credit repair process, but still doing your homework, you can stop right here. I am a client of Ovation and have been on and off since 2006. You will get white glove service here at Ovation. The best part is there is no contract, you are free to cancel anytime. These guys are great! Ovation Credit Services, thanks a million
They are the best of the best plain and simple been there done that nobody compares to Ovation
Visit Ovation Credit Website

5CreditFirm.net
I was very skeptical about credit repair industry at first. You hear so many bad things about it. At the same time there are some exciting stories about fellows who used credit repair service, fixed credit and started new life. So I decided to become one of them and start a new life with EXCELLENT credit. So I did lot's of reading about how to choose credit repair company, what questions to ask etc. Etc. And decided to go with CreditFirm.net There are several reasons why I chose Credit Firm.net but I will mention only 2: results and price. I read feedbacks about CreditFirm.net and they did sound good to me, price - very affordable. I don't know about you, buy price is very important factor for me. Anyway, I am very proud to say that I made a right choice (now I know I did! ) and with Credit Firm system I was able to fix my credit and get a brand new truck!
My realtor suggested I give CreditFirm.net a try because a lot of her clients have had such success with them. Well, I did, and they increased my credit score from 520 to 647. I'm happy to say that I'll be closing on my home in 2 weeks, and have CreditFirm.net to thank for that. I'm very fortunate that my realtor told me about them, so I feel it is my obligation to tell anyone else with bad credit that there is a place where you can get help. And that place is CreditFirm.net!
I was a little hesitant about hiring a credit repair company at first. I heard about all of the credit repair scams and the people getting ripped off, but I needed to fix my credit so I took a gamble on CreditFirm.net. I am happy to say that this was the best decision of my life, I finally have a credit score which I can be proud of.
[Newest]749 Credit Score Baby!

These guys DELIVER!
Visit CreditFirm.net Website

6Veracity Credit Repair
I have been a client of Veracity Credit Consultants only since June, so one month now. I came to them because I want to purchase a home early next year and unfortunately where my credit score is currently will never qualify me for a home loan. Veracity is REALLY working hard for me! And they are helping me to become so informed about my credit. They do not promise overnight results and I have not had any improvements in my credit score YET. However, I feel SO confident that with Veracity my credit situation WILL improve and that I WILL buy my first home next year as planned. The staff is so knowledgeable and very kind. I am EXTREMELY happy with the decision I made in choosing them.
I have only been with veracity for one month.. trying to buy a home and credit score had to be at certain number to apply for loan... happy to say veracity gave me great advice and my score is already good enough for home loan. trying to fix your own score even when you have the money to pay off debts is a bad idea... there are certain things you have to know or it can really hurt you... now I don't assume anything without talking to a veracity agent.
Veracity Credit Repair help me during a tough time. Not only did they understand a few months when I was unable to pay them, they kept the account open until I was back on me feet to continue paying the small amount. I did it for two months and they removed about 4-6 items. Imagen if I did it for one year. I will be starting back up with them in a few weeks because due to unemployment my bills fell behind. I need there help once again. I will do it for 12 months striaght. I hope my points go up from 575 to at least 680!
[Newest]I'm impressed with the professional service month after month I've received from veracity. The services I received was exactly what they said they would provide.. Thanks again
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7National Credit Fixers
I am 100% absolutely satisfied with the results I got from National Credit Fixers and I recommend them to my real estate clients all the time! Over the year Matt worked on my file he solved numerous problems which mostly occurred through my own inability to communicate properly and to understand the system! It's not that you couldn't do this yourself but it would be a full time job and most people, including me, don't even have the knowledge to know where to start. All around best team, changed my life.
I have been working with NCF for a few months now. Matt has done a tremendous job with my credit thus far. They're always available to answer any questions I have regarding my credit report. Matt takes out time to also explain different things about my credit that I may not understand. He's very patient with me. He is very welcoming! Matt builds a rapport with his clients which is important. He doesn't make me feel like he's not into what he's doing. He's very knowledgeable. I would recommend him to friends and family anytime.
After my fiance and I looked around everywhere for help with our credit, we never expected to fix anything within the next 10 years. Then we came across the National Credit Fixers and met Matt! We thought for sure that it was too good to be true, but he is a great guy and you feel like you're actually top priority when working with them. They've kept in touch and e-mailed daily while we made progress and within weeks our credit is better than ever and we are already on our way to hopefully owning a house! Thanks, Matt!
[Newest]I being know Matt for a very long time and I would recommend him to anyone who needs help to fix their credit. He also is a great guy.
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8180 Credit Solutions
They literally saved me thousands. I was refinancing and my score was affected by over a 105 points from a late that appeared on my report. The refinancing lender told me that based on my low credit score that I would have to pay an additional 1.5 in points. In my loan amount that equated to a little over $4,000.00. Credit Solutions had the damage on my credit removed and my middle score went back to 762 and the points were removed prior to closing the loan. You delivered what you promised. Thanks
I wanted to thank everyone on the team at 180 Credit Solutions. They were so helpful and focused on my needs and concerns throughout this very stressful time. I really felt like my needs were #1 and that I wasn't just another person with bad credit. I finally was able to get the home loan I so desperately wanted and am now an official homeowner... WHAT A GREAT FEELING! Thanks a million guys!
Just in case you are interested I am very satisfied with the results I received! My credit score has not just increased a few points; it has increased a lot of points. I started out in the low 500's back in October of 2009 and now I am currently in the low 700's now that is what I call a success story. Just wanted to say thank you for your hard work on getting myself and my credit back in line!
[Newest]Friendly and great at what they do!

9My Credit Group
This company is legit. Not like other large companies that make you do all the work yourself and just send out generic dispute letters. My Credit Group had a custom plan setup just for me. And so far it has worked great. I have went from a 554 to a 682 in 2 months. They get my vote!
The biggest benefit I got out of my credit group was the knowledge

I feel like I know so much more now. Give a man a fish and feed him for a day - teach him to fish and you feed him for life
My credit group did a wonderful job for my wife's credit. Our program lasted almost 7 months and her score increased by 83 points. We also established our first new line of credit since our bankruptcy.

Money well spent

10Trinity Credit Services
I was impressed to find that before Trinity would even begin working on my credit they where concerned about any current late payments. They would not do anything unless everything was current. We didn't have any late payments when we went with them; however, we had a few struggles going on when we first checked them out.

You have to be patient with the program as it will take at least 6-9 months to start seeing the best results. They wanted even better results on mine and when even futher to remove items. To date they have removed 19 items off my credit including some that were reporting balances of 2,500 or more. Also, they were sucessful in removing a repo on one of the Credit Bureau. This is one they have continued to work on. Another thing they did for me was to give me good advice on other methods of raising my score. One of those methods was piggy backing off of a resposible friend's credit card. I can tell you that my score was nearly in the 400's when I got started with them and in 10 months I have seen it at a 742 at one point with one of the Bureaus. I was able to get a large line of credit, finance a loan at 6. 69, and refinance my vehicle at 6.93 percent with a credit union. I was paying 17 percent on that vehicle. All in all I have been very impressed and would recommend Trinity to anyone. Just remember the results can take time and they have a login on their system where you can see all the results and them at work.
These guys really helped my wife, and I clean up our credit. We primarily sought out a credit repair company to help us get approved for a home loan. Trinity Credit Services helped us meet, and surpass that goal. Until we worked with this company I honestly thought all credit repair companies were scams. I remember telling my that this was probably a waste of money, but for the price we ended up giving it a shot. The prices were higher than average, but considering what we got for our money I feel it was very much worth the investment. Since completing their credit restoration program I've even noticed that my self confidence has increased. It's crazy how much your credit score not only effects your finances, but also your self image. If you're looking for a credit repair company that actually delivers on what the sales rep tells you I would definitely recommend checking these guys out.
One of few credit repair companies I've seen that's registered with the Secretary of State and bonded. It's hard to give a company your confidential information if they can't prove that they are legal. At least with Trinity, you can have that re-assurance. They have proof of their credentials posted on their website. I used their services in the middle of last year and was hesitant to refer them to anyone until I had received all of my results. I had a Chapter 7 bankruptcy, several collections, a reposession and a whole mess of bad credit. When I started the program, my credit score was 523. The bankruptcy was deleted! I couldn't believe it when I got an updated credit report and it wasn't there. They pretty much deleted everything else as well, but the bankruptcy was all that I really cared about. My score is a 672 now and they gave me steps to follow to get above a 700 within the next few months. I'm so excited and recommend Trinity Credit Services whole heartedly!
[Newest]Thanks Trinity! Very professional, helpful and friendly staff. I wanted a new car, but wasn't willing to pay the high interest rates and high payments. My scores went from 540 to 685 and I got my new car at 3.5% interest! You guys are amazing and I have recommended everyone I know to Trinity!
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The Contenders

11Better Credit Reports Consulting
I began searching credit repair companies. However, I was suspicious with good reason. Many credit repair companies today charge you a lot of money upfront and you end up with little results. It's not unheard of for a person to spend more on credit repair companies than they would paying off the debts on their credit.

After a lot of looking I stumbled upon a new company. One that no amount of looking seemed to reveal much about. There were no scam reports, no positive reviews, just many people posting in forums asking the same question I was, "Does BCR consulting work? "

BCR consulting is a credit repair company that offers repair before payment. It works like this, you send them a copy of your credit report, and then they write you back with the verdict as to whether they can or cannot help you. If they can help they will dispute the charges and bill you only when the items are removed. Their rate is 33 dollars per removal on each credit report. Meaning if they remove one negative account from all three reports, you would owe 99 dollars.

I contacted them and received a, "We can help" as well as a contract which I read very, very carefully, due to still being suspicious of any credit repair company. After I set my magnifying glass down, I found there literally was no way these people could rip me off. The contract made it very clear that ONLY when the items were removed did I owe anything, and that the bill would be only for 33 dollars per item.

I thought, there is no risk, let's give it a go. It did take BCR consulting some time to get started. They are a small company of a mere four credit repair experts. It was around a month before they even began.
However, once they began, I saw results within a month. Negative accounts began dropping like flies and my husband's score began to soar.

In one month they increased his score over 200 points and saved us over six grand in debts that were not even ours. The bill from BCR consulting was a measly $150.

I chose to write this review of BCR consulting as there were none. I wanted everyone looking for a real, no risk credit repair company to know that BCR consulting is legitimate and works, but is not a quick fix.

The agent which was assigned to my case was the only credit repair agent I spoke with. He was polite and helpful. He answered all of my questions whether they were related to my case or just credit in general. His response was always prompt and complete.

Overall I was extremely satisfied with the company and would recommend them to anyone with bad credit.

No, I am not being paid to write this by BCR consulting. No, I do not hold any investment in the company. I'm just one house wife who needed credit repair and found an inexpensive way to do so when my own efforts failed.
No other credit repair company would do the work and charge me only for the accounts they have deleted. Searching on Google I've found several credit repair sites who claim at the front page to charge only per results but buried in the fine print there is always a initial payment in advance. Others want my credit card or bank account number to charge their fees as soon as 3 days after sign up. With so many credit repair scams on the internet I wouldn't feel comfortable paying anything in advance, specially when the FTC says that credit repair is not possible.

BCR Consulting really charge only per account deleted, that speaks of their confidence on their ability to take off negative accounts from my report, When I hired BCR I thought "They better do something good for me or they won't get my money".

They did get my money, I like that, they are the only credit repair that never tried to trick me, honest, reliable stand up people. I'm recommending their services to anyone with bad credit, if they can't do it nobody can, but with them you won't have give away a few hundred dollars just to know if its possible or not.

(Working with them for 3 months now, my score went from 587 to 668, they still working on the remaining bad trade lines)
They get results, client support is not too good, looks like this is a small company and they are too busy to answer calls and emails the same day but eventually they write or call back. I found out that this lack of contact doesn't mean that they are not working in my file, letters from the credit agencies and credit cards keep coming even when I can't get anybody on the phone. No hard sale tactics at all, just an invoice by email after they get something removed from my reports.

Another problem is that they don't take debit or credit card payments, its not really big deal for me I don't have any credit cards anyway so I always send them a check but it would be nice if I can pay for they services online with my debit card.

Botton line is that this is a honest and effective company, big difference with the one I tried before, with Lexington I had to pay them every month with or without results and their customer support is just useless. This people got deleted in 2 months more negatives than lexinton in a year
[Newest]One of the most fairest and transparent credit repair companies out their if not the most transparent where they get paid only if they perform... And they perform. Shah

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12National Credit Consultants
I was very skeptical when my mortgage broker requested that I call National Credit Consultants for credit repair. I researched the company and found them to be accredited by the Better Business Bureau. They were very honest and up front and the final result was more than I ever expected. They raised my score from a 560 to a 720 in less than 3 months. My wife and I now have a new home, "The American Dream" and I don't think we could have done it without National Credit Consultants. We are forever grateful to the. WE HIGHLY RECOMMEND THIS COMPANY!
This company was God sent to me! After speaking with 5 different companies, National Credit Consultants was the only company that did not try to mislead me into signing up with them and all my credit issues would go away. The Credit Consultant Mr. Richard Rivera explained to me how my money would be better spent and have better results on my credit score by paying down an account I was currently past due on and then come back to start the credit repair process. Very Honest and at the end my credit score went from a 540 to a 690 in less than 60 days, and they tell me to expect more of a credit score increase by the time the service ends next month. HIGHLY RECCOMENDED.
National Credit Consultants has been more then helpful, I was not even ready to begin this process, it was my mother who had received their service earlier this year and actually started the process for me because I didn't feel it was the right time to spend that money. But thankfully it worked out for the best and my credit score went up within the first two months. The people are very helpful at national credit consultants and are very quick to delivered status updates and results.
[Newest]My credit is horrible currently at 550, sign up with them on 03/20/14. My rep name is Andre, he seems nice but I guess I will come on here as soon as I start to see some changes. Its being over a month now 04/22 not certain if there was any changes because my credit karma is still the same number :( :(... I really wanted 640 to get a house next year but a bit disappointed too :( the reviews on here LOOKS so good. Still praying and hoping for some good news
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13The Credit People
I can't believe what The Credit People have done for me. I am not the easiest person to reach and I'm definitely not the most organized (which is why I chose them honestly) but they managed to raise my credit score by 72 points already, so I'm happy!
I just signed up my wife for The Credit People's service. They did wonders with my credit so we're going to have them work on hers now too.
I used this company last year and now I see them here, they are everywhere. I had a great experience and thought I would let folks know they are a great company and do a great job for much less cost than anyone else. When you compare them like I did it's no contest.

14MSI Credit Solutions
I applied to receive a home loan through a mortgage company and was denied due to a bad credit score. I didn't even realize my credit score was low at this time and was a little shocked. The mortgage company turned around and told me about MSI and I'm grateful they did. Within 3 ½ months, my credit has increased over 100 points and now the mortgage company has approved my loan request. Without the help of Jason Long at MSI, my chances of buying a home would be near impossible especially within this time frame. So, I would and have recommended MSI to family members and friends and would definitely use them again if ever needed. Well worth every penny!
We first signed up my husband, so we could purchase a house. After only 4 months in their program we were signing the papers! Thanks to Justin & everyone else at MSI we just bought a new truck too! We now have them working on my credit reports & after the first month they have already gotten several deletions. MSI has turned our lives around, and I promise they can do the same for you! Thanks a million Justin!
MSI has proven that a GREAT company does exist and GREAT customer service does as well. When I contact MSI they began working on scenarios that would best fit my needs and at the end of the conversation I was well educated on what was about to take place! 45 days later my credit scores have risen from the dead! Thanks MSI!
[Newest]Great service. Understood the inside and out. I was lost. Credit can be very misunderstanding. They told me step by step what to do
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15Academy Credit
Academy Credit has great customer service. I was really impressed by there professionalism.
Academy Credit made me feel like they really took into consideration my situation and worked with me to get my score up. They helped me a ton!

16Credit Scoring Advisor
I spent months making phone calls and writing letters about a problem with a monthly billing of five dollars. You wrote one letter to them and within one month they deleted all negative information and my score went up 90 points!
Our managing partner, Daniel Sater C.C.E. is a Nationally Recognized Credit Expert. Dan had written the authoritative book on the credit industry, "Credit Scoring Secrets... the Credit Industry Doesn't Want You to Know"

17National Credit Alliance
National credit alliance is wonderful! They jumped my score over 250 points in less than 30 days, This company actually cares about fixing credit not just putting band aides on it. They walk you through every step and make it easy to successfully have higher scores. Thanks guys!
Thanks to NCA I was able to get my first home! They are great to work with! Fast and efficient! The staff is very friendly and understanding.
Keith the VP of sales was so nice to us, he found us the lowest home rate out there.
[Newest]Hands down the best!

18The Credit Pros
Been enrolled only for a short time, and in that short time I have been with them my credit score has gone up by 100pts!
These Guys are Amazing. My scores went up over 75 points in the first month. they are up front and honest. Thank you so much. Chris
I'm a mortgage broker, and thank god for these guys! They are making me money. No joke!
[Newest]Best Services I have had so far

19Best Legal Credit Repair
Best Legal Credit Repair did an amazing job on my credit repair. I saw several deletions and my score rise over 100 points. I was with them for about 4 months, and during that time span I truly felt like a valued customer. My credit counselor assigned to my case was knowledgeable and responsive. I would highly recommend this credit repair company to anyone that would like to see real results.
This is by far the best company for the price. They explained everything about how the process would work to me from the very first minute I signed up and they got to work on my case the same day without charging me a dime. Three months in so far and Best Legal Credit Repair was able to get 12 items deleted for me already. Great customer service. I highly recommend this company!
Best legal credit repair is one of the best credit repair company I came across it gives guaranteed satisfaction to its customers. From my opinion and experience if you want to deal with your credit repair you should be very cautious to choose a company and "Best Legal Credit Repair" is the company I will recommend to go with
[Newest]Great first experience... Have used other well known companies that usually shown up in the top 10 lists consistently. These guys have been super helpful in comparison. The other guys were good, but these guys WENT AFTER the creditors
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20Fowler and Fowler Credit & Debt Solutions, Inc
Had no problems with their service--after six months at a low fee my credit in now completely cleaned up. I wish I had done this years ago!
In business doing Credit Repair exclusively for 11 years with a combined experience of over 30 years repairing consumer credit files. BBB members since 1998 with an A rating and a money back gaurentee. What else could you ask for?
I am elated with the job they did on my credit reports! My score jumped from 534 to 677 on Experian, amazing! I reccomend Fowler and Fowler every chance I get, They are the best!

21Attractive Credit
I want to take this opportunity to thank Attractive Credit for the hard work that has been invested in repairing my credit. In just 3 months I was fortunate enough to notice a huge increase in my credit score thanks to you Attractive Credit. Attractive Credit offers professional and exceptional customer service. For a moment I though my credit had no hope, but now, thanks to Attractive Credit I am on my way to accomplish my goals. The economy is bad, and many people feel that there is no way out, that is why I will make sure I let everyone I know about your services. If you ever run into a customer who doubts your services, have them call my office and I will be glad to share with them my experience as a customer with Attractive Credit. Attractive Credit is an example of a company who cares, your company is priceless! Once again thank you.
They pay attention to details and follow up. I got burnt in the past with companies taking my money and not following up as well as having very detailed contracts that were tilted in their favor. Attractive Credit has followed up and has walked my wife and myself through the process and has been very reasonable with their pricing with a guarantee as well. I would recommend them to anyone.
I was with another company.. no names.. and gave me no results over a period of 6 months. They left a bad taste and was skeptical to hire anyone else. Attractive Credit gave me a discount for the sign up and figured it was no risk. I saw results in the first month. I am still with them and I am very happy.
[Newest]Superior knowledge. Great customer service. Attractive Credit increased our scores significantly and has made a positive change in our life. Would definitely recommend Attractive Credit to anyone in need of credit repair. You will not regret it!

22Premier Credit Consulting
I cannot thank Premier Credit enough for making the credit repair process so smooth. Not only were they professional when addressing my credit discrepancies, but were prompt in their communication and great to work with. I was assigned my own team of 3 Credit Analysts allowing me access to advise, account updates and coaching at any time. Thank you for restoring the confidence I needed with a good credit score.
You have help lift such a weight from our shoulders! We 're so glad this is all behind us, and now we can move on! You have been instrumental in helping us reach our goals, and we are now able to move forward with our lives! Thank you so much, we appreciate all your hard work over the past months. Best wishes, and keep up the good work!
The team at Premier Credit Consulting helped me qualify to purchase a home in Utah. My home builder recommended their services and they were awesome!
[Newest]Premier Credit was professional and efficient. They helped me overcome difficult situations on my credit. I would refer anyone to them as they are a trusted company!

23Credit One, LLC
Robert at Credit One, LLC is very knowledgeable when it comes to credit repair! I had a state tax lien in Kentucky for unpaid taxes and an unpaid collection from one of the cell phone companies. After finally paying off the tax lien, it was still majorly affecting my credit score. The credit bureaus said they wouldn't remove the lien for another 7 years from the date of payment. It was also causing me to be denied any size line of credit! Which makes it impossible to begin improving your score. Credit One was able to get the tax liens and the collections removed. Since then I have been able to open multiple lines of credit. In 6 months they were able to get my score from a 634 to a 710! Now that's progress! I would highly recommend this company to anyone in need of any type of credit repair, large or small!
Very very great company extremely legit, had doubts coming in but robert took my score from a 580 to a 725 in the matter of no time which allowed me and my wife to purchase our dream home! Thanks Robert and credit 1 staff amazing job!

24Pay After Deletion Credit Repair
I signed my wife up and it was like danny said the first 6-10 would come flying off, the last few are the real stubarnd ones. Let me get this straight though, while things were getting harder to come off, danny had name variants come off, old addresses come off, inquiries come off, and I wouldn't believe it if I didn't see it, her bankruptcy came off. Danny takes this very seiously. He is a great man of faith and right and wrong, Danny does exactly what he says he's going to do, you hold up your end and make the payments on time to Danny and any new accounts you've opened, I usually ask danny whats the max my wife should put on each card as she has two credit cards, one for $750 and one for. "$3200 thanks to danny. Also a few months ago we were sweating it as we needed a new car, my wife didn't want a used one, well, I swear on everything I hold dear to me,3 months ago, we leased a gorgeous brand new 14.5 Hyundai Sonata, fully loaded, put $1880 out of pocket, included first months payment, registration, tax, tag and title, so it was like putting $1200 down with a 24 month lease and the payment being her score was sooo high, 2
$210.00 a month, I swear. You can't even get a corolla for that amount down and monthly payment. Without Danny, we'd be lost. Stop trying these big guys with big budgets, Danny will call you same day, if you call before 5p, and he'll STAY ON THE PHONE, NO CHARGE UNTIL YOU FEEL COMFORTABLE WITH THE INFO HE'S GIVEN YOU. MY NAME IS JOHN ZERBINI, AND PLEASE CALL ME AT ANY TIME TO VERIFY WHAT I SAID OR ASK ME ANY QUESTIONS. OBVIOUSLY I'm NOT A FAKE FOR DANNY AS HE DOESN'T NEED THEM. NONE BETTER THAN DANNY, I'm A BIG BELIEVER IN GOD AND I wouldn't LIE FOR ANYONE OR ASSOCIATE ANYONE WHO DOES. GOD BLESS YOU ALL. PERSONALLY I THINK THE GOVT SHOULD HAVE GIVEN CREDIT AMNESTY AS THEY DID TO THE BIG COMPANIES, BUT DANNY IS THE SECOND. BEST THING. AMEN.
I hired Danny about 45 days ago to address some issues on my credit report. Utilizing his pay after deletion program, I was happy to know I was only going to pay if he could get results. He was able to produce the desired results I needed in a very short amount of time exceeding my expectations. Danny did for me in 45 days what other firms couldn't do for me in a year of service! I have since recommended Danny to several friends and family members. If you have something nagging you on your credit report and need solutions, I highly recommend Danny's pay after deletion program. Thank you for the excellent and quick results Danny!
Danny takes his business extremely seriously, maybe he doesn't have the hundreds of people these other companies have, but what he does have is his respect and he is true to his word. Sure, there are cheaper companies that send out form letters each month and if they be one whopie! Danny takes pride in his company, if he doesn't call you back the same day as the message says, he'll call you the very next day. I think you are all being bamboozled by companies that have the money to splurge on search engine optimization and marketing. Not Danny, he'd rather spend your hard earned money putting it back in the company. I'VE been working on my wives credit file sine the end of April, and I can honestly say to you that a bankruptcy on one bureau was deleted while the same for a judgment had taken place in only 3 short months, my wife has gotten her 1st credit card! If you're in a jam with $, tell Danny about it instead of ignoring it. Danny will help you. He is truly doing God's work helping others the way he does. My name is John Zerbini and I'm proud to know Danny.
[Newest]They are truly the best credit repair service out there.
More comments about Pay After Deletion Credit Repair

25Best Credit RX, LLC.
Professional, caring, and they get the job fine!

26Zinu Credit Repair
I am thankful to Zinu credit for all the help they have done for me. Earlier I used to never qualify for loans or credit cards but now I am getting loans and cards that too with less interest rates. All credit goes to the guy Harry who helped me in increasing my credit and removing down my negative items. He was very patient and answered me all my queries.
Its amazing and I am happy with the work they have done.
Thanks again Harry & to Zinu Credit Repair. It's a thumps up for all the help you'll gave.
After deletion of settled accounts, collections, charge off & late payment my credit improved with more that 60 points. Before credit repair I had denied for Amazon credit card but now I get letters in mail for pre approved chase, capital one cards. I'm overwhelmed to see the results.

Thank you Zinu Credit Repair. Your service is AWESOME.
I'm really thankful to Zinu personally. The biggest quality what I have noticed in there service is quickness. They really repair my bad credit very quickly. I personally thanks to Adam for his politeness and dedication to work. My credit score has been improved by 175 point within few days. I'm really grateful.
[Newest]Thanks for repairing my bad credit.
More comments about Zinu Credit Repair

27The Credit Builders

28FINIV Credit Counseling
I did a research on finivcredit.com and their track record is impressing no complains, like they say they are a small company with big results I will recommend this company to everyone I know. They only ask you to do three simple things pay everything on time, send them all your results and don't touch your credit if you guys are able to do that they will take care of the rest no doubt. Please call them before you do anything else you will not regret it. By the way they are not the cheapest company around but remember like they told me you have nothing to loose and a lot to win look at it as an investment and you will do good. Adjust your budget do anything you need to but fix your credit if you want to get out of debt and survive these economy.
I was a victim of identity theft and after several times I tried to contact the bureaus and disputed myself so many accounts, they kept on coming back even the bureaus after calling them and sending infinite letter they all were ignored. I found finivcredit through a friend that used their service and enrolled with them immediately after 1 month my scores increased significantly to the point that I was able to refinance my house. I am very pleased with their work and outstanding customer service I will post another testimonial when my program is done in about 3 months. I hope this helps whoever is hesitant about their service they are worth it.
At first I was very skeptical credit repair has a very tainted name due to so many scams I did a lot of research and after talking to 10 different companies I finally decided to go with this guys they were the only ones that did not lie to me I did a lot of research on how credit repair companies can work and what type of companies are good and others don't, please understand that I am not rich so I need to make sure I invest my money properly and the investment I did with them has been the best investment in my life I have no regrests and I am leaving this comment so people like me can know about this good guys, give them a try you have nothing to loose.
[Newest]Luis helped me get into the house I always wanted and will definitely send him some of my friends the program lasted 5 months and my scores went from the low 500 to high 600 he is super good at what he does call him 18662904949 tell him Marie Gonzalez sent you laugh out loud if you do ill get a monthly processing fee waived
More comments about FINIV Credit Counseling

29Alexander Credit
It took Alexander Credit less than 2 hours to respond to my inquiry - I couldn't get any other company to respond to me. Then Alexander Credit successfully educated me on my case - told me to think about the option of performing credit repair myself. I was shocked. Everyone I interviewed promised the world and never mentioned the idea that I could do things myself. I ended up retaining Alexander Credit and I've learned more about the industry and consumer's rights - a class act company. Alexander Credit is excellent, hands down.
They always want to meet in person, but I'm out of state. I went with them anyways. If you're a client, you can log on and watch the whole process and you get updates regarding your file, which you can see for yourself online. The technology is awesome, the people are awesome at Alexander Credit. They actually CARE. What a concept!?!?
I called them, and they did an extensive review of my credit reports and history. They told me several things I could do to improve my situation, they told me all about how credit works, what does what to your score, they answered all my questions... all of this was BEFORE I even hired them. They're just good people.
[Newest]Helping veteran and military service members only at this time, but they managed to provide me helpful advice at no charge.

30CRE Credit Services
I used CRE credit services and so have several members of my family. We have all gotten qualified for homes now! I was kind of shocked when I saw this list, because I used two of the companies in the top 3 first and paid them a lot of money and got terrible results. My sister and her husband used another company that was in the top 5 and had a very bad experience as well. CRE was recommended to me by my cousins wife who manages a mortgage branch. She told me their entire branch used CRE and had great results so we gave them another try. I can tell you these guys are nothing like these other companies. They explained the difference between what they did and why they were different, and how one of their owners worked in a legal department at Experian. I am so happy I gave them a chance, because we were pretty down that we could just not get qualified for a home. We closed on our house september 2009 and since then three of my family members have already closed on houses by using CRE. The great thing is they didn't just get me qualified, but I got such good credit that we got a really low interest rate and saved a lot of money. After all of my bad experiences I can say don't gamble with a company to fix your credit, I still don't understand how CRE is ranked number 1. It looks like the top 3 are "sponsored" and I would guess some of these other ones have employees voting or something. I can't say everyone is bad, but I know 4 bad ones and 1 great one. I don't want to say names, but I can just recommend CRE personally!
I went from the low 500's to well over the 700's! Brett K. was the consultant I worked with and he broke everything down for me, made me understand how my score is calculated, and gave me a free consultation where we put together a "plan of action" as he called it, and we started repairing my credit right away! Brett even offered to help me find a job, which I am now currently employed and my credit is AMAZING! I had 14 of the 24 negative items deleted in just 38 days! He even helped me with referrals and signed up my sister and best friend which saved me two of my monthly investments, and they are currently in the program seeing great results, and my friends getting more deletions than me! Best Credit Repair Company! Can actually TRUST! I was very hesitant but after speaking on the phone for only 5 minutes I knew right away I could trust this place! Also they have a 100% guarantee and can remove anything on your report if it ever reports again, and you know right away with their free credit monitoring system they give you for free as part as a benefits package, along with hundreds of other benefits and savings! A
I used CRE Credit Services at the car dealership I was working at to refer customers who didn't have good enough credit to purchase the exact vehicle they wanted, or sometimes, they couldn't purchase a vehicle at all, or were paying insane interest rates if the bank would give them a loan, because of their awful credit history. I had heard good things about CRE Credit Services on radio stations and I knew they were local in the DFW area so I told a potential buyer about their services. He came back within about 3 months and purchased the car from me. I have sent about another 6 or 7 customers and the 5 customers who signed up with CRE all bought cars from me! And the best thing was, that not a single one of the 5 buyers worried about the price for a vehicle because CRE had gotten each customer very close to 700's. I literally seemed like each buyer had a 1000 pounds liftede off their back. I will continue to send every single customer to CRE because I know that they are for sure coming back to buy the car they wanted. I will never refer customers anywhere else because I know these guys are for real, and as far as credit repair goes, CRE CREDIT SERVICES has set new bar for credit repair companies. A
[Newest]CRE is the best ever. Thanks guys!
More comments about CRE Credit Services

31Credit Attorney
I have been with for almost a year and have not seen a lot of change in my score. They do however, have a very fast response time when you contact them.
It's a good company and they never promise more than can deliver. I recommend for every body.

32Onyx Legal Credit Repair
I've dealt with 2 other companies, and didn't have much luck. I ran across the website for Onyx... and completely happy that I did so. Onyx was like a bulldog, they went head on for me and raised my credit score and was able to secure an auto loan. Thank you Onyx for everything, and you definitely get my vote!
By far the best credit repair company in Detroit! I searched long and hard for a reputable credit repair company in the metro Detroit area and finally found one that raised my credit score to a whopping 750. I would recommend this credit repair company to any one the the Michigan area.
Best Credit Repair Service in Detroit! This is by far the best credit repair company in Detroit, fast prompt service as well as excellent customer service. I highly recommend Onyx Legal Credit Repair. 313.228.5572
[Newest]Onyx Legal Credit Repair is Michigan's best credit repair company, they raised my score by 130 points in 60 days. by far the best credit repair company in Detroit

33Veritas Credit LLC
Veritas Credit does more then credit repair as this is only one aspect of credit optimization. Veritas Credit Focuses on the entire scoring model for its clients to help them achieve the best results. Simply put with Veritas Credit you only pay for credit correction if we get you a positive results. No result, no charge.

Learn if you qualify for our advanced services with a FREE Credit Report Review.

Veritascredit


34Credit Repair Systems, Inc.
We have been the "Helping Hands" to our clients credit repair needs for over 11 years. Serving South Florida and the rest of our nation with all your credit repair.

35Prime Credit Experts
Great company who actually does do what they said they were going to do. I was actually able to follow the process and see it working which would make anyone feel confident they were being taken care of... Thanks, Chad
The employees truly know what they are doing. This place has delivered successes in the past and I have full faith in them as I move forward with my credit repair efforts.

36Credit Mindset, Inc
Credit Mindset takes a whole new approach to credit repair. Most of these companies that you are mentioning do not educate the client on how they got their in the 1st place, and teach them the behaviors needed to avoid going down that road again. Credit Mindset puts education 1st... Just because you have the money to do the program does not mean you will be accepted. You have to prove that you are willing to change because Credit Mindset does not want repeat clients... And the process should not take longer than 3-4 months tops... Why companies stretch it only over years, I have no idea, I guess to get the consumer to pay for a longer period of time? If you want to get a home and get educated... Go to Credit Mindset.. 215.256.4242... Based out of Philadelphia, Credit Mindset is the leader in Credit Repair with Education!
This team is amazing! No only do they help you fix your credit, but they educate you on how to maintain it! I would have gone back to my old ways if it wasn't for Brian and his team. Thanks guys!
560 to a 640 in 3 months! Not sure how they do it, but they did it! Don't know if they are "the best"? But they did what they told me they would do! A in my book.

37Aggressive Credit Repair LLC
Love these guys. I can tell you that they were genuinely helpful in both repairing my scores and helping me repay my debts.
Awesome! Best reputation in the industry. With this company you work directly with the owner. This is really helpful.
They are in Utah (I'm in Salt Lake City). They helped me get a mortgage, post credit repair. Was very happy.
[Newest]This company did a good job for me.

38Creditease Credit Service
Great Service and I would recommend Creditease Credit Services
Meet Bradley thru tweeter @creditease and talked over the phone for 10 minutes, I felt comfortable talking about my personal affairs, and we set
A game plan, I will follow up in a few weeks
I enjoyed working with Brad, who recommend using their services.
[Newest]They rank me at number 38th in the country, but I am sure, Creditease is number #1 in cost. My service is always FREE. Credit Advocacy @creditease

39Teamer Financial Service Agency
A great company I would recommend to everyone. Great service and very honest.

40Credit Care Corp
They are now running a 50 percent discount program due to the tough times.

skipmull

Credit Care Corp has been in business at the same location for the past 23 years. They are members of the BBB and are known for doing Debt Negotiation and Credit Repair.

skipmull

Are currently running a 50 percent discount and A BBB rating.

skipmull


41Credit Saint
Credit Saint is a company that strives to separate itself from the competition. You can always get a human on the phone but no receptionists, everyone there is a credit specialist who can help you with whatever you need. No getting sent to voice mail or bounced around from department to department.

As far as costs, they are not the cheapest credit repair firm out there but you do get what you pay for and they are very easy to deal with if you need to move a payment back a few weeks or can't afford to pay your inital fee upfront.

Credit Saint is all about speed speed speed. Some Credit Repair companies limit the number of disputes they will send out per month to drag out the time it takes to get your credit fixed, Credit Saint disputes everything on your report the first day. And then gives you progress reports each month to keep you informed of the status of your repair.

They also offer nice options, like once your credit repair is complete, they will refer you to a mortgage lender who will credit you back every dollar you paid them for credit repair.

I worked with Peter. My repair is complete I have my new house and car and I still call him just for the free credit advice.

I would recommend Credit Saint to anyone who is serious about credit repair.
I truly enjoyed working with Credit Saint, when they fixed my credit. They were very attentive and committed to dealing with my account. I called often with questions or concerns and they were always happy and willing to help.

When I was looking at some different sites to explore credit repair companies I found Credit Saint was a very user friendly site. You can make appointments to speak with representatives or even request to speak live with one.

I would highly recommend Credit Saint to anyone who wants fast, personalized, and committed service.
Choosing Credit Saint is the best decision I ever made. They raised my score 115 points in 5 months and now I am able to buy a house (with 6% finance). I have recommended them to everyone I know because they really are that good. They are a great team of people and always so nice and understanding when you call.

THANKS SO MUCH CREDIT SAINT!

42Online Credit Attorney
I was up late one night looking at websites on credit repair and trying to figure out what the heck I was going to do about getting my family into our first home. I made the mistake of being young and dumb for the first portion of my young adult life and felt like I was going to have to live with bad credit. I called a couple of companys that over promised things and made it sound to good to be true- I applied for a mortgage with a couple different companys and was turned down by all of them for credit reasons... OCA gave me a call the next day letting me know that they understood how stressfull it was and how crazy you feel about being a first time home buyer! They let me know that I wasnt approved for the house but they had a solution for my problem- within 6 months My mid score went up over 150 points landing me and my family in our dream home. due to the credit score increase I got to spoil myself with a new car and boat! I want to thank Justin Howard and the whole team if you have bad credit and are sick of being turned down call OCA and ask for Justin!
I was beat down by my credit score. My wife was always pushing for us to get into a house. It got to the point where I was hopeless. Then the news came, my wife told me that she was pregnant and I knew I had to do something fast. I applied on line for a home loan and was turned down because of the credit score. I talked with several different companies about credit restoration, and was hesitant to commit. Then finally I called Online Credit Attorney. it was one of the best choices I have ever made.
Its been a year after they increased my credit score by 180 points and I still call up there for advice... Justin Howard has taken very good care of me and my family, when he tells you that he is going to be your go to guy it's the truth. If you feel like I did about being up to your ears in debt call OCA they will take care of you!
[Newest]Great company they NEED to be at the top of this list!
More comments about Online Credit Attorney

43Credit-CPR
They really are the best in the business. I have been lied to numerous times in the past by companies who claim to be able to work magic. Credit CPR is NOT like that at all. They actually turned down my money because they felt that they could not truly improve my score, and that was definitely the first time any business has declined to take a payment for me. It's that type of INTEGRITY that makes Credit CPR the best. They will only accept your money if they genuinely feel that they can make a difference.
Credit-CPR Helped me and all my family members improved their our credit reports, saving us literally thousands of dollars in high interest rate. This company has been in our community for many years as they came highly recommended to me nearly 10 years ago. I can tell that Credit-CPR was successfully doing business years before many others even decided to get involved in this business after the credit crash.
Credit CPR is all about getting things done fast. Some Credit Repair companies will limit the number of disputes they will do for you each month to drag out the time it takes to get your credit fixed. Credit CPR disputes everything on your report the day you get started. In the first 30 days you get your updated reports with all the results of their efforts. Very pleasing to say the least.
[Newest]Ask for Erik. He is without a doubt the best at what he does.

44United Credit Education Services
I was referred to United Credit by a friend who spoke very highly of the company and decided to take a chance and enroll in their services. Was definitely worth it, my score went from a 522 to a 749 within 12 months! Finally a credit repair company that does what they say they can do!
I was very skeptical. A service price this reasonable could be this good. But I was wrong in the first 45 days my credit improved drastically
Awesome customer support and results. Priced right for the market.

45The National Heavensent Company
I visited their office in Fayetteville, NC and took advantage of their free consultation. I was not in horrible shape but my identity was stolen while I was in Iraq. Nikki helped me dispute inaccurate items on my report, file proper police reports, put a fraud alert on my reports and advised me on ways to build positive credit. That was a couple months back and I reffered 6 Soldiers to them since and they have done an amazing job with their credit and saved one Soldier's security clearance. They are an amazing company and I am please to say last month, they financed my first home and got me the $8,000.00 tax credit. This is truly a great company and they provided me with all my rights and the credit repair laws. Highly recommend them to anyone.
Great Veteran Owned Business.. Did my Credit and Home Loan in Virginia. They also did my brother home loan in North Carolina, excellent and pleasure to work with.
This company is owned by a Combat Wounded Disabled Veteran. They are a Christian company and do wonderful business. The have a multitude of experts and provide Credit Repair Service, Home Loan Lending, Commercial Lending and Financial Planning. Many of the credit repair companies if you look on BBB have so many complaints. NHC has been in business for over 7 years and they do not have a single complaint ever filed and their bonding has never been inquired for a refund. They do amazing business and are true experts in the industry of nation wide credit repair.

Credentials for NHC:
* Accredited by the Better Business Bureau (BBB)
* Maintain an (A) rating on BBB with 0 complaints ever!
* Back and monitored by Dun & Bradsteet (D&B)
* Federally registered in accordance with the FOCA
* Licensed nationally
* Bonded Nationally
* Combat Wounded Disabled owned business
* Lifetime guarantee on services

Credit Repair Service: Free Consultation & Lifetime Guarantee

NHC's Credit repair service is what we are known for world wide. We say world wide due to the fact that we work with a lot of Soldiers, displaced civilians and US citizens living abroad who need help fixing their financial situation, no matter where they are in the world. We have an amazing software and a group of financial experts to work with you to get started on the financial path you deserve.

johny182


46Andorra Credit Repair

47MyCreditSpecialist.com
We are a compliant, ethical credit repair company that has consumer's best interest in mind.
No up Front Costs
No Enrollment Fees
No Reoccurring Monthly fees
You only pay after we achieve results for you!

48Prime National Credit Repair
The best company on the web! I have used a few companies to repair my credit and this company was the only one to do it successfully. I would recommend this company to anyone that is serious about improving their credit
The best company in Credit repair by far! I used to believe that all of these companies were scams until I did business with Prime National Credit Repair. Eliminate your frustration with the rest and deal with these guys for real results.
Awesome to deal with and great pricing. Finally a company who can actually repair credit. I have gone through two other companies previously and was charged a lot more. I am blessed to have gone through the process with this company.

49CreditUs

50Consumer Credit Capital
Consumer Credit Capital is a Registered/bonded Credit Service Organization in Texas and a Registered/Bonded Debt Management Company in Oregon

They Never-Ever Charge any Up-Front Fee. Call them for a free Evaluation.

Here is what one of their clients had to say. A real testimonial.
SNIP

"I was well aware from the news reports about the many false promises made by companies claiming to be credit repair companies and guaranteeing to fix a persons credit. So I was skeptical, but we were also in need of expert help. I appreciated your honesty and the fact that you did not make guaranties about her credit.

I was also wary of the contract and how much help we would get for one round of service. I realized owning a business myself that you need a contract to define what work will be completed for the agreed payment. So at first I figured we would take the chance because we needed the help.

Wow, was I impressed by the amount of work you put in on our daughters behalf. I am not sure how much you went above and beyond your standard contract but I feel like we under paid you. While it proved difficult to improve her credit dramatically and it still took time waiting on the companies to update even with your writing all the letters and addressing all the envelopes, we could not of accomplished what we did or as fast as we did without you. I will definitely recommend you to anyone that needs advice and help with fixing there credit. It is apparent to me now that starting right away is the best approach but also doing things the right way when dealing with debt collections companies makes all the difference in fixing your credit.
I learned a lot working with you and thank you again for your diligent work.
Bert I. "

Kingston

Great free credit repair evaluation, which included a review of credit reports and scores. As good as the free evaluation was the credit repair service was even better.
Great Service and program as there is no upfront fee and their specialists take time to teach credit reporting and scoring during the free evaluation process.

51Legacy Legal Services
Legacy was great! I had been with Lexington Law Firm with only one deletion in a year in a half. When I canceled Lexington I had five tax liens left on my reports. Then I joined Legacy Legal they removed them in about six months. Where I couldn't get a hold of anyone at Lexington, I had a great experience with speaking with the paralegals at Legacy. They taught me how to build my credit while they removed the negatives. My scores ended up in the mid 700s. I would tell everyone to trust their credit to Legacy Legal!
Legacy Legal really helped me get my credit scores up so I could get my new truck! The customer service was great they were really nice and down to earth and explained everything to me. The best part they help answer all my questions about my credit AND DELETED MY BAD MARKINGS... I send everyone I know to them because they helped me so much! Thanks Legacy Legal Services!
Legacy Legal cleared the negative items off of my credit reports within 3 months... I had NEVER used my credit, but that didn't stop the credit bureaus from adding negative accounts to my reports. To my suprise when I applied for a credit card, found a list of negatives that had been paid off long ago, and didn't belong on my reports. Legacy Legal also explanied to me that the Bureaus are not motivated to removed negative items on their own as consumers are not the ones that pay the credit bureaus... BOY WERE THEY RIGHT! Even with a letter from the CREDITORS saying oopps that doesn't belong on your reports, I still had to have Legacy Legal help me, Thanks for you help Legacy Legal and I am now the proud owner of my first home!
[Newest]Legacy Legal is doing a great job for me. I lost my house last year and my credit dropped into the 500s. I am now in the high 600s in only 6 months. I am also learning a lot of new things to keep my scores high. So far, I am very happy with all the help they have given. Thanks Legacy Legal!

52National Credit Solutions
There isn't another credit repair company out there

53Go Clean Credit
Very good results. Tons of education. I never knew everything worked that way until their team sat down and explained everything to me. Would highly recommend!
I am so thankful I went to go Clean Credit. They raised my score from 493 to 665! They changed my life. They remove items as quickly as possible and have great one on one service.
Their Customer service, experience, and knowledge was the BEST! Thank you for your help!

54Monarch Credit Repair
I read many reports about rip-off companies. These guys gave me a written agreement and only charged me for what they were able to do and there were no monthly billing fees. I paid a flat price.
I had 2 incorrectly reported accounts and a collection that was showing unpaid. Monarch was able to have the collection account marked paid and the accounts updated to pays as agreed.
Monarch Credit Repair was very helpful and compassionate. Answered all my questions and raised my fico score by 103 points in 2 months.
[Newest]I can not believe how fast Monarch Credit Repair fixed my credit report. it took about 60 days and all 8 items were removed!

55Beaufort Credit Services, Inc
I used them to help me repair my credit, and they increased my score over 182 point in a matter of 21 days. I got the referral of merchant circle and these guys are GREAT!
Thanks to Beaufort Credit Services I have a second chance to life again. I trusted them with my personal information. All of the foreclosures were deleted and other collections were deleted also.

56Unique Consulting Group

57Green Credit, LLC
My credit score jumped 163 points! Thanks to Green Credit we were able to finance ourselves into a new home. This would not have been possible without your help. Thank you!
- DJ

58Credit Assistance Network
My husband and I have been members of Credit Assistance Network for the past eight months. In that time my husband's credit score has gone up by 90 point for one agency and 83 points in another. We are pleased with his results. My results have not been nearly as impressive. My best increase is only 38 points with one of the agencies. Still overall I would highly recommend Corey and his team to anyone that would like help improving their credit scores. It is rare to find a company that does what it says they are going to do all while providing excellent customer service.
I used em, they took 8 months to remove a bankruptcy, a judgment and about 15 collections, money well spent
They were polite, informative, and understanding of my situation. Overall they helped me achieve my goals in less time than I had expected, and increased my credit score tremendously.

59National Credit Care

60Credit Doctor Company
They were pretty good. Got approved for the home loan I wanted. They also showed me hot to refinance my car through a nearby credit union.
Decent results received... They offer free consultations to explain service.
Toni Mendoza helped me understand different problems with my reports
[Newest]Plan Advance is just exactly what I need, thanks for the help! By the way, great customer service!

61Easy Solutions - Financial Credit Services
As being a credit advisor at Easy Solutions Credit Repair, it is always a pleasure and honor working here. Easy Solutions Credit Repair changes people's lives and gives them hope in finding financial solutions. My experience here at ES Credit Repair has been enjoyable and life changing experience for me as a person and for whoever seeking our professional credit repair services. Easy Solutions Credit Repair is creating a new image with honest and professional assistance. When people walk through the door here at Easy Solutions Credit Repair Services, they walk out through the shining light with financial solutions.
After the 1st 45 days, I have seen a drastic credit score increase! Easy Solutions are credit experts, they've been very helpful during their service and they've shown they know what their doing. So I strongly recommend anyone who's trying to improve their credit to take advantage of their credit repair service.
Easy Solutions offers a great service. They were able help reduce negative marks and drastically increased my credit score. They provided a flexible payment plan, because of them, I am now able to better provide for my family. Thank you Easy Solutions Credit Repair

62Edit Your Credit, LLC
My husband and I had very little knowledge about our FICO scores; we started looking for a house and started to learn a little more as the days past. We were starting to get really frustrated with the responses and thought we would have to rent and deal with the high interests rates in the future due to mistakes we made in the past. After sitting down with Neal we have regained our confidence, he shows us monthly how our scores are improving. Sitting down with Neal is the best decision we have made. "
Thanks for everything Neal.
My wife and I were pleasantly surprised with our credit scores after 4 months. I went from a 548 to a whopping 669 on Equifax, a 572 to a 654 on Experian, and a 571 to a 666 with TransUnion. I am so happy we had stuck this out with this company. They were courteous and professional at all times. The thing that I like most was they were very responsive and knowledgeable. They continue to answer any questions even after completing our service with them. They really do care about their clients. Thank you so much Neal. We have our lives back on track. Financially we will now be able to purchase our first home within the next 30 days. You have given us our American Dream. The Brown's

63Credit Assistant Service
This company is great, they kept me in the loop and within 60 days I had 10 out of 15 items deleted

64Credit Unlimited
Loved how upfront they are, no contracts or cancellation fee's. If I had a question I was always able to get in-touch with my case worker and I noticed my credit score increase much sooner and higher then expected.
Good price, simple service, great results

65Coast to Coast Consulting
Credit repair done the right way

66Nationwide Credit Clearing
I have had the opportunity to work with Nationwide Credit Clearing over a period of time to help me resolve numerous credit issues. I have found their ownership and support staff exceptionally helpful, professional and eager to provide current updated information as well as other advice to help me in the future. I would recommend their organization without hesitation to anyone seeking to work with a company that goes overboard to help YOU the client succeed in your efforts for a better life.
All of my clients have benefited from using Nationwide Credit Clearing. I work with a major bank all of the bankers at my branch have had the same success with getting mortgages. They are a pleasure to do business with! And their results far exceed our expectations. We've been using them for 5 years. I also know another major bank that uses them as well. We call them the "miracle" credit repair company. Our clients rave about them!
Simple, easy, effective. Highly recommended. They are very professional.

67New Age Credit Corporation
New Age Credit gave me a step by step report that told me how to raise my credit score 90 points in 30 days. Now I'm getting somewhere.
The only business that did not sale sunshine and delivered exactly what I needed.
They just removed my Bankruptcy Chapter 13! Wow!

68Credit Repair 1st
I was denied for a new car loan over the holidays but after only 4 months of credit repair services, I was approved for a loan 50% higher than the one before. A special thank you to James over at Credit Repair 1st, he really walked me through everything step by step and made sure I knew how to get an even lower interest rate after my credit was fixed!
The Best Credit Repair Company in Los Angeles I signed up with Credit Repair 1st and just sat back and received all the updates in my mailbox. My credit score went up over 60 points in the first 2 months. It was that easy. This is probably the best credit repair company to go with if you're in the market to fix your credit.
Credit Repair 1st has been great since day one. Every time I called in with a question, I had my own personal Account Rep to answer all my uncertainties. Thanks for such great customer service would recommend to others.

69Get Credit Healthy
I followed the Plan and all the results happened!
GCH is a great company.. HONEST and EDUCATES... I have tried other companies including Lexington Law and NOTHING compares... I refer them to everyone..

70Context Credit
Context Credit and Portland Credit Clinic, LLC only work with commercial businesses and business principals. If you are a business owner searching for financing and need to have inaccurate items corrected, Context can quickly turn your file around. Info@contextcredit.com.

71National Credit Federation
I have my new results in, I signed with this company about 3 months ago, and honestly forgot that I even had moved forward. I did the monthly "check voicemail" and my "case worker" left multiple messages informing me of different negative she had lifted from my report. My credit wasn't "terrible" (644) but it's obviously was not good. Because of this company, I am now, just now informed of being at a 695, and I have literally only been on board for 3 months. I am trying to buy a new house, and they are guiding me in the right direction. They also have student loan options too, I am very impressed with their level of service and open communication. Thank you.
Joe was the one who took my case last summer and has since helped me settle some debts, he also was able to reach beyond the boundaries and consolidate my student loans dropping my payment over $200 because of a program I didn't even know existed. I heard about this company from a member of my church and have since told at least 5 people. I think most of their business is referral based, which makes me feel good because I am not swayed by fancy advertising to begin with, word of mouth is best and proves to be because of proven results.
I really appreciate this company's help. I am really seeing a lot of the negative things that used to show being lifted by this team and their lawyers. I get constant updates, and the online sign in portal keeps my informed. I really admire their people and the passion there. I feel like they aren't a typical BIG firm, but a small business looking to keep close knit with their people.
[Newest]They deal with student loans too, a great way to get your credit back on track, and I've been talking to the same paralegal the entire time I've been on the program, she knows my case and keeps my updated on every round of challenges.

72Credit Innovations
Credit Innovations restored by credit by 150 points. It did take about 6 months but I am very happy with their service. This is the only credit repair service I will ever use.
Credit Innovations does work. I'm a local mortgage lender and they've closed dozens of my bad credit clients and got them approve for a new home purchase.
This company is amazing. I am a Realtor in the Houston Metropolitan area and this company is not only professional, but they get the job done. The owner, Scott knows what he is doing and always exceeds my expectations. I am closing more buyers now that I am sending Credit Innovations my business for those who cannot buy because of bad credit. I wouldn't reccomend anyone else.

73Ambassador Law
I have to say that I have found a new law firm that has been the best of help to me. Ambassadorlaw.com has been able to help me on my credit reports immensely. Let me tell you my story.

During the recent economic downturn I was laid off from my position which made it impossible for me to make my bills. I made arrangements with all my creditors to pay them what I could and settled a lot with them. Keep in mind I even asked the companies to remove the negative marks on my credit reports which they all stated that the would do. Of course they didn't do that and so my score went from 780 in January of 2009 to 610 in January of 2010. I found Ambassador Law and I just pulled my report on July 14th, 2010 and my score has now jumped back up to 730 with just a couple more negative items left on the report.

I can't tell you how much this has helped me in my job hunt situation. The more I look at the credit bureaus and the way our credit system works the more I realize how unfair it all is sometimes. With all the recent civil rights movements that have happened this one area still is left untouched. Again, take a moment of your time and take a look at Ambassadorlaw.com. Or give one of their paralegals a call to see how they can assist you. If anything just to see what your reports says about you. You can also go to their other site, ImproveURCredit.com.

I hope everyone can find a firm that can work with them as much as Ambassador Law has worked with me.

Unbelievable results. I could not believe it was possible. When my husband left me in debt and with all the credit in my name, he not only ruined my credit he made it impossible to fix it. Ambassador Law helped me get back on my feet with understanding and hard work we were able to remove the innacurate negative marks and get my score back up to over 700. All this took place in less than a year. Completely amazing. I highly recommend anyone to use Ambassador Law. Thank you, thank you, thank you...
Wow! I put in my report with these guys and in just a couple of months they got my whole report clean. Like 15 items removed from each report! I checked around, and these guys are much cheaper than the other guys out there too. I can't say enough, great customer services, great results I would recommend them to my family and friends.

74ScoreCure.com
Got 9 deletions with Scorecure! I definitely recommend using scorecure if you need help with your credit.

scorecure


75National Credit Educational Services
No one Educates like NCES W. Ncesnow. Org

76Rising Point Solutions LLC
Awesome company. Always striving to give clients unsurpassed service. Thank you, Rising Point.
I couldn't be happier with my results!
RPS won the award for Best Affiliate Program due to how they cater to loan originators and provide for them and the clients with 5 star service.

77Credit Strategies
A lot of free credit information through their blog, and a 100 percent money back guarantee.

78Liberty Credit Partners, LLC

79CreditSense

80The Credit Repair Agents

81JSL Consultant Group, LLC
THESE GUYS OFFER GOOD EDUCATION AND THEY HELP ME CLEAN MY CREDIT AND BOOST UP THE CREDIT SCORES. I LOVE THEM. THERE ARE GOOD.

82Burel Credit Consulting
This firm is the best and most reasonable priced of all companies. Within 60 days, I was approved for a new home AND car. Before I wasn't even eligible for a secured credit card. Ericka Burel is the best in the business.

83Cure My Score
Cure My Score Credit Repair has extensive experience in the credit restoration and education industries. Our track record speaks for itself and we have an outstanding local team who our customers trust from day 1.

When you work with us, the Cure My Score difference is clear.

-No contracts
-Our President of Credit Education is a Nationally Recognized FICO Expert Credit Witness (He personally reviews each person's credit report)
-We provide a customized game plan for each of our clients
-We don't charge until we do the work (results driven atmosphere)
-We give realistic expectations
-1 contingency on people working with us is that they share their success story with us after they complete our program
-Work efficiently to get people OUT of our program, not keep them in it
-No monthly fees
-A real person answers the phone 100% of the time during business hours. No computer automated customer service.

CureMyScore


84Credit Boss Inc.

85Xpert Credit Repair
Xpert Credit Repair's Delete Then Pay program is the best way to approach credit repair. They are fast and the company offers a free consultation so you can learn what you need to do first before hiring any company and then refers you on to a consumer credit attorney to finish any remaining unresolved issues.

86PerfectCreditAgain.com
I just love how their customer service. I get my updates every 30 days. I don't have to worry if the credit bureaus respond or not. I don't have to be calling. I hate talking on the phone and don't have time neither, so they send me emails often and I know what's going on with my credit. 100% Recommended.

87Advanced Credit Help
Get the Best Results Fast!

88Credit On Point Inc.
Credit On Point will work to restoring your credit. Unlike most credit repair companies, they aggressively attack inaccurate items to get you results quicker.

89Freedom Credit Repair
FCS offers among the quickest turn around in the industry, without dragging on monthly fees forever. From late payments to bankruptcies and everything in between, FCS has removed every kind of derogatory mark on credit reports, for less than the industry average cost.

90Quick Credit Clean
After my husband was medically separated from the military, our already shaky credit plummeted down hill. With work difficult to find, it took us a while to get back on top financially. The unfortunate thins was that even though we were started doing alright financially, our credit still held us back! I stumbled upon Ron and Quick Credit Clean, and with some hesitation, I gave him a call. I was won over by his positive attitude and willingness to help and not judge. We just started round 2 and have already been blown away by the dollar amount of debt that has disappeared, as well as the increase in our credit scores. Looking forward to seeing the end result and not being held back by our credit anymore!

91InWorks Credit Solutions
Luis Valdez was amazing he helped me and my husband get into our first VA loan 100% financing after he worked on our credit for the past 6 months. Now my scores have almost reached the 700 and my husbands have passed the 720 mark already. Thank you so much for everything

Marie M Kirkland
Great guys over there got my credit fixed in just 4 months
Thanks to Luis

92Park View Legal
Park View Legal provides affordable and effective credit repair services by attacking the negative items affecting your credit score.

93Tyrone's Clean Credit Solutions

94Quality Acceptance Group
These guys are awesome! They helped me and my husband become able to purchase a home, and they even went over and beyond on helping me build my credit further. The customer support was excellent and the friends/family that I have referred have been happy with their services as well.

95Sleb Credit Solutions
They made me feel comfortable. They worked with my mortgage guy & were able to help me get my credit together so I could get approved for my mortgage. They are good credit repair specialist. I like how they are local. I am happy with the service I got from them. I would recommend Sleb to a friend who was in need of help with their credit.
Sleb is a great credit repair company. Wonderful credit repair specialist that truly are expert in credit. Great results! Really go the extra mile. Credit coaching, credit repair, mortgage prep, creditor mediation/negotiation. Sleb is local to the Southern Indiana, Kentucky area but serve clients nationwide.
I called just to see what it was all about. My husband's credit was ruined from his previous divorce. I had tried to work on it myself and didn't get anywhere. I can't tell you how nice they were. They made me feel comfortable and they got us great results. They always kept in touch with what was going on. Credit repair does work.

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This list was created 4 years, 309 days ago and has been voted on over 8,000 times. This top ten list contains 116 items, has been remixed 27 times and has been blogged about 31 times.

Updated Tuesday, October 21, 2014


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