Best Credit Counseling Companies
It can happen to just about anyone. Some unforeseen event takes place such as a serious illness or injury, loss of employment, divorce, or some other serious financial setback that takes you from being able to pay all of your bills to finding yourself in a position where the amount you make each month is no longer enough to cover the amount you owe.Once started down this road, it can be hard to get back in the black without help. And without help, all too often the situation spirals downward resulting in unmanageable credit card debt, repossessed property, lost homes, and bankruptcy.
Credit counseling companies provide services designed to help you get back on your feet. A good credit counseling company can provide a large assortment of services depending on your individual needs ranging from budget counseling, debt counseling, help for first time home buyers, help with foreclosure prevention, and bankruptcy pre-filing counseling and pre-discharge education. And while all these credit services may seem confusing at first, you can take solace in the fact that the ultimate goal is to get your finances under control, stop collectors from beating down your doors, and put you in a position to generate long term financial stability and wealth.
Of course, the first step is choosing the best credit counseling company so to help get you started here is a list of the top companies in the industry.
The Top Ten
Accredited Debt Relief is one of the largest and most reputable debt consolidation companies in the United States. Founded in 2008, they have helped nearly 300,000 clients consolidate and rid themselves of $4.77 billion dollars of combined debt. ...read more. Visit Website
www.Americafixyourcredit.com is the best!
After drowning in debt and not knowing which way to turn I was put in touch with NCAC, through their help and guidance I am now slowly getting this under control and myself back on track, the staff at NCAC have been professional at all times and have come up with answers that I alone would not have dreamed of. My advice to anyone who finds their self in a similar position would be don't panic give NCAC a call today they really can help thanks NCAC for giving me back peace of mind and my self esteem.
They helped me for FREE! Yes FREE advice, no charge.
Sally Dandra just a house wife.
My brother talks about them all day long, I signed up and that's the reason I am here posting this, they are pros!
The coaching strategies this company has is the best I ever heard, I am an attorney and we send clients to Frankie, he really knows his business.
So glad I took there advice I now have a new car and a few credit cards in my own name, NCAC has my business for life. I now have an 800 score.
Visit WebsiteClearPoint offers unbiased free advice!
Take Charge America helped me get out of approx $20000.00 credit card debt. It was not painful but took dedication. So appreciative to TCA!
The Contenders
Ooraa Inc is One of the best debt settlement companies in California USA. I 'm their graduated client that's why I'm saying this. Best customer service. I would recommend it to everyone who need help. Thanks Alisha
CreditFirm.net is a Deerfield, Illinois based credit services organization providing credit report repair services since 1997. The company claims to have assisted over 80,000 customers in improving their credit reports and increasing their credit scores. ...read more. Visit Website
Golden Financial Services, was made in the province of Florida in 2004 and was one of the primary reimbursement organizations in the country. Inside a couple of years after the fact, the organization ventured into California, and soon after that turned into a national debt relief company. At Golden Financial Services our IAPDA confirmed obligation advisors have practical experience in California debt relief.