Top 10 Best Credit Counseling Companies

It can happen to just about anyone. Some unforeseen event takes place such as a serious illness or injury, loss of employment, divorce, or some other serious financial setback. This can take you from being able to pay all of your bills to finding yourself in a position where the amount you make each month is no longer enough to cover the amount you owe.

Once started down this road, it can be hard to get back in the black without help. Without help, all too often, the situation spirals downward resulting in unmanageable credit card debt, repossessed property, lost homes, and bankruptcy.

Credit counseling companies provide services designed to help you get back on your feet. A good credit counseling company can provide a large assortment of services depending on your individual needs. These services range from budget counseling, debt counseling, help for first-time home buyers, help with foreclosure prevention, and bankruptcy pre-filing counseling and pre-discharge education.

While all these credit services may seem confusing at first, you can take solace in the fact that the ultimate goal is to get your finances under control. The aim is to stop collectors from beating down your doors and put you in a position to generate long-term financial stability and wealth.

Of course, the first step is choosing the best credit counseling company. So, to help get you started, here is a list of the top companies in the industry.
The Top Ten
1 Accredited Debt Relief Accredited Debt Relief is one of the largest and most reputable debt consolidation companies in the United States. Founded in 2008, they have helped nearly 300,000 clients consolidate and rid themselves of $4.77 billion dollars of combined debt... read more Visit Website
2 America, Fix Your Credit! (formerly National Credit Alliance) is the best!

After drowning in debt and not knowing which way to turn, I was put in touch with NCAC. Through their help and guidance, I am now slowly getting my finances under control and getting myself back on track. The staff at NCAC have been professional at all times and have come up with solutions that I alone would not have dreamed of.

My advice to anyone who finds themselves in a similar position would be: don't panic. Give NCAC a call today. They really can help. Thanks, NCAC, for giving me back my peace of mind and self-esteem.

They helped me for FREE! Yes, FREE advice, no charge.

Sally Dandra, just a housewife.

Visit Website
3 CareOne Visit Website
4 Money Management International
5 (formerly Springboard)
6 American Consumer Credit Counseling
7 American Financial Solutions
8 Clearpoint

ClearPoint offers unbiased, free advice!

9 Take Charge America

Take Charge America helped me get out of approximately $20,000.00 credit card debt. It was not painful but took dedication. So appreciative to TCA!

10 Ooraa

Ooraa Inc. is one of the best debt settlement companies in California, USA. I'm their graduated client, that's why I'm saying this. Best customer service. I would recommend it to everyone who needs help. Thanks, Alisha.

The Contenders
11 InCharge Debt Solutions
12 is a Deerfield, Illinois based credit services organization providing credit report repair services since 1997. The company claims to have assisted over 80,000 customers in improving their credit reports and increasing their credit scores... read more Visit Website
13 Alliance Credit Counseling
14 Debt-Free Solutions
15 Credit Boss Inc.
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