Best Credit Counseling Companies

It can happen to just about anyone. Some unforeseen event takes place such as a serious illness or injury, loss of employment, divorce, or some other serious financial setback that takes you from being able to pay all of your bills to finding yourself in a position where the amount you make each month is no longer enough to cover the amount you owe.

Once started down this road, it can be hard to get back in the black without help. And without help, all too often the situation spirals downward resulting in unmanageable credit card debt, repossessed property, lost homes, and bankruptcy.

Credit counseling companies provide services designed to help you get back on your feet. A good credit counseling company can provide a large assortment of services depending on your individual needs ranging from budget counseling, debt counseling, help for first time home buyers, help with foreclosure prevention, and bankruptcy pre-filing counseling and pre-discharge education. And while all these credit services may seem confusing at first, you can take solace in the fact that the ultimate goal is to get your finances under control, stop collectors from beating down your doors, and put you in a position to generate long term financial stability and wealth.

Of course, the first step is choosing the best credit counseling company so to help get you started here is a list of the top companies in the industry.

The Top Ten

1 Accredited Debt Relief Accredited Debt Relief Accredited Debt Relief is one of the largest and most reputable debt consolidation companies in the United States. Founded in 2008, they have helped nearly 300,000 clients consolidate and rid themselves of $4.77 billion dollars of combined debt. ...read more. Visit Website9
2 National Credit Alliance

National Credit Alliance is the best EVER. No one compares. THey don't call him "Frankie the Eraser" for nothing. My credit is getting better, the price is the best I've seen. I'll recommend National Credit Alliance to anyone. They are the pros. I'll even speak to any personally. They'll even do a few deletions for free just to show you it works. If anyone has questions or want a good reference then you can contact me personally. I'm Tim-317-701-2650.. They're real and they get RESULTS. I'm a loyal client and I'll do anything to get the word around about something that can potetially change your life because your credit matters. Visit them at http://www.wefixbadcredit. Org/.. Or call or text me. They get my 100% reccommendation... Some call him "Frankie the Eraser" but I call him "Frankie the truth".

My brother talks about them all day long, I signed up and that's the reason I am here posting this, they are pros!

Call 219-840-0610, they have a membership program that really works, they even pay you to tell people about them.

Great advise!

V 63 Comments Visit Website9
3 CareOne Visit Website9
4 Money Management International Visit Website9
5 AAA Fair Credit Foundation Visit Website9
6 Springboard Visit Website9
7 American Consumer Credit Counseling Visit Website9
8 American Financial Solutions Visit Website9
9 ClearPoint Credit Counseling Solutions

ClearPoint offers unbiased free advice!

Great Agency

Visit Website9
10 Take Charge America

Take Charge America helped me get out of approx $20000.00 credit card debt. It was not painful but took dedication. So appreciative to TCA!

Visit Website9

The Contenders

11 Ooraa Inc

Ooraa Inc is One of the best debt settlement companies in California USA. I 'm their graduated client that's why I'm saying this. Best customer service. I would recommend it to everyone who need help. Thanks Alisha

12 InCharge Debt Solutions
13 Settlement Processors

After drowning in debt and not knowing which way to turn I was put in touch with Settlement Processors, through their help and guidance I am now slowly getting this under control and myself back on track, the staff at Settlement Processors have been professional at all times and have come up with answers that I alone would not have dreamed of. My advice to anyone who finds their self in a similar position would be don't panic give Settlement Processors a call today they really can help thanks Settlement Processors for giving me back peace of mind and my self esteem.

Previously I had signed up with another debt settlement company. I paid thousands of dollars to them and they did nothing. I met Settlement Processors and with their debt relief program we were able to recoup some of the money and I am well on my way to being debt free.

14 CreditFirm.net CreditFirm.net CreditFirm.net is a Deerfield, Illinois based credit services organization providing credit report repair services since 1997. The company claims to have assisted over 80,000 customers in improving their credit reports and increasing their credit scores. ...read more.
15 Alliance Credit Counseling
16 End High Debt
17 Zinu Credit Repair
18 Cure My Score Credit Counseling
19 Credit Boss Inc.
20 Build My Scores
21 Global Financial Services

Golden Financial Services, was made in the province of Florida in 2004 and was one of the primary reimbursement organizations in the country. Inside a couple of years after the fact, the organization ventured into California, and soon after that turned into a national debt relief company. At Golden Financial Services our IAPDA confirmed obligation advisors have practical experience in California debt relief. - swason

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