Top 10 Patient Financing Companies

Here is a list of Top 10 patient financing companies. Once you read about them, then only you will comprehend their features & benefits you get when you enroll. Basically this helps you in decising which one should you choose and why. Let’s see what do they have in store for you.
The Top Ten
1 PrimaHealth Credit

As former owners and operators of healthcare practices, PrimaHealth Credit's team had seen firsthand how patients were struggling to pay for out-of-pocket expenses, particularly the credit-challenged and underbanked consumers. Their vision is to help more patients access the healthcare they need by offering affordable monthly payment options. They are focused on those who need financing the most!

PrimaHealth Credit is a patient finance company that empowers healthcare providers to offer alternative payment solutions at the point of care. Our proprietary platform enables patients - even those with credit challenges - to pay for out-of-pocket healthcare expenses with affordable monthly payments while helping healthcare providers solve the challenges of determining a patient's ability to pay, collecting recurring payments, and managing accounts receivable.

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2 Denefits Denefits is a financial platform that offers patient financing solutions for healthcare providers. Established in 2015, the U.S.-based company provides services such as no-credit-check financing, subscription plans, and recurring billing. Denefits focuses on bridging the financial gap between patients... read more

Denefits helps healthcare providers retain patients by instantly approving financing for their patients. With Denefits, your patients can get dental financing for all types of dental procedures. Moreover, there are no credit checks. Whether patients have a good credit score or a bad one, it simply does not matter.

Secondly, patients can get financing for any number of treatments using just one Denefits account. You do not need to enroll patients in different contracts for different treatments. With just one contract, you can sign in the patients for more than one dental treatment if required.

Thirdly, the interest rates are low, and you can choose the duration in which you wish to repay the sum comfortably. There are no financially dangerous "promotional" loan offers such as deferred interest.

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3 Care Credit Care Credit is a healthcare credit card designed to pay for medical expenses not covered by insurance. Founded in 1987, the U.S.-based company is part of the Synchrony Financial network. Care Credit focuses on offering financing solutions for a wide range of healthcare services, including dental, cosmetic,... read more

They do something very simple at CareCredit: they help people get the care they want for themselves and their families. And, for them, that's very important. Together, with 200,000 health-focused providers and retail locations, they're helping people access care. Thousands of times each day, people are using their CareCredit health, wellness, and beauty credit card to have important dental work done, be fitted with new hearing aids, have vision or cosmetic procedures, and get care for a beloved family pet.

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4 Prosper Healthcare Lending

Prosper Healthcare Lending is a patient financing marketplace company headquartered in Salt Lake City, Utah, at the heart of the Silicon Slopes. They sit at the intersection of the healthcare, technology, and financial services markets. They are using technology to bring innovative financial services solutions to a massive healthcare problem. Their patient financing platform allows healthcare providers nationwide to help Make Healthcare Affordable™ for patients every day by referring patients with good credit to affordable installment loans offered through Prosper.

5 ClearGage

ClearGage offers healthcare providers the ability to present customized financing options to their patients. Their proprietary technology and financial services address the realities of the new healthcare paradigm. Simply put, they treat patients as consumers.

Leverage the flexibility of their technology to determine the financing terms optimal for your practice and your patients. ClearGage patient financing solutions and customized workflows improve adoption at every patient touchpoint, increase patient satisfaction, ensure compliance, and drive ROI to your bottom line.

6 PatientFi

They offer fair credit terms, and I was approved instantly. Also, it's easy to reach their customer support staff if something comes up.

Check out this new patient financing company.

Should be #1 - Great company, hands-on, very helpful.

7 Lending Club

When patients need a simple and more affordable way to pay for the care you prescribe, Lending Club can help. Unlike other plans, applicants will see all amounts, monthly payments, and interest rates they qualify for, with no impact on their credit until they select a plan and move forward.

Their approval rates and practice fees are highly competitive. Moreover, the application process is fast and easy, so your patients will have the funding needed for optimal care. Best of all, your practice can focus on what you do best: care for patients.

8 SimpleSelect

I am a big fan of their true 0% loan offers. I'm not one to make late payments, but there is peace of mind knowing there isn't a default interest rate on their loans.

9 Wells Fargo Health Advantage®

Offered by a stable and experienced company, the Wells Fargo Health Advantage credit card program offers a comprehensive range of financing options. That means your patients have the flexibility to receive general or more complex dentistry work now and pay over time with financing. With competitive provider rates, efficient online tools, and a competitive Annual Percentage Rate (APR), your dental practice can focus on providing dental care to your patients while building your practice.

Your patients can use the Wells Fargo Health Advantage credit card program for many of their or their family members' dental care needs.

10 Curae

Providing patients and providers with simple and smart patient financing. Leveraging technology allows you to receive financing within seconds.

Non-recourse patient financing. Simple application. Decision in minutes.

User-friendly portal and automated payments all in the palm of your hands.

The Contenders
11 Advance Care

Advance Care has been a leading provider of patient financing solutions since 2008. They have worked diligently to provide patients with the most affordable options to finance their procedures or treatment plans. Their programs offer affordable monthly payments with flexible terms.

Whether you choose to use your card for cosmetic surgery, dentistry, orthodontics, chiropractic care, weight loss, or hair restoration, Advance Care combines interest-free financing with the flexibility you want.

12 iCare Financial
13 CarePayment

CarePayment is a great solution that my local hospital offers its patients. It is an interest-free option, with never any interest, and very flexible and easy for the patient to use. The people that work for CarePayment are so polite and helpful every time I call in to make a payment. I love CarePayment and the fact that my hospital offers it as a payment option.

14 CareCentric360

Wow! It was fast and easy to apply for a patient finance loan with CareCentric360 and their CareCentric Pay tool. The application process was easy, and their sincerely amazing Customer Care agent (Natalie) helped me when I had a question about my medical bills.

Their patient portal is the best I have ever used! Everything is in one spot. The great mobile app is a plus too!

Thank you, CareCentric360! You helped my husband and me tremendously!

I worked with CareCentric360 for the rollout of our patient finance program across a large multistate orthodontia and dental conglomerate. They exceeded all of our expectations. At the end of the day, it comes down to people when doing business with a patient finance company partner, and the people at CareCentric360 are world-class professionals.

15 Ajeva
16 Liquid Lending
17 Alphaeon Credit
18 Red Apple Capital, LLC
19 Credee
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