Best Credit Card Companies

Credit cards have become a way of life for most people so it is little wonder that with so many people using credit, and so many options for people to choose from, that credit card companies have come up with such a wide variety of perks and promotions. From cash back incentives to airline miles to fraud protection to charitable donations, credit card issuers are working hard to make sure you have a card in your wallet that fits your needs.

This top ten list is a collection of the best credit card issuers out there.
The Top Ten
1 Visa

Had to quit using any banks, too many fees and conditions. VISA cards are fab to use for most everything!

It's America's true credit card. The credit card of America. The VISA... wow.

Definitely the best company. VISA can be used anywhere.

2 American Express

I just love American Express. Once, I got a phone call from AMEX because someone tried to charge 1 USD to my card (which was not a big deal). They asked if I approved that transaction or if I had made any payment.

I had no idea who that was, but it was not me who made that payment. The next day, my new card arrived and that 1 USD was returned to my account.

American Express is the best. They give you promotional points that you can use for many good retail stores, such as Neiman Marcus.

They have special rewards, which I used often. They protect you and don't rip you off like Chase.

3 Capital One

They give you many increases. Truly great service.

If you want to be treated as a human, go with Capital One!

Love Capital One. Excellent service.

4 Discover

I didn't want to get a credit card, but the loan officer at the bank said that if I wanted to buy a house, I had to get one because I had no credit cards, loans, or credit history. After looking at reviews, Discover came out on top. Many other companies had pages and pages of horror stories.

I had to get a secured card from them and put down $300. I only spent $30 or less per month, and after the first year, they returned my $300 deposit and increased my limit to $750. Now, after 1 year and 7 months, my limit is at $2,350 and my credit score is 772. I have no problems and no complaints.

Escape Card crushes the competition! Unlimited double miles on all purchases before and AFTER the initial offers are long gone! That, plus great customer service and a fair annual fee - really, who can beat that?

I love the Discover It card! I am very happy and pleased. Discover is the best out of all.

6 Citi

Citi is great. Citi never sleeps!

7 Wells Fargo Wells Fargo & Company is an American multinational banking and financial services holding company headquartered in San Francisco, California, with "hubquarters" throughout the country.
8 MasterCard

Mastercard saved me $500 on my last bill.

9 Bank of America Bank of America is an American multinational banking and financial services corporation headquartered in Charlotte, North Carolina.
10 U.S. Bank

I have never had any trouble with their Visa card. The bankers are always friendly and helpful!

It doesn't charge a fee to get money out, and there is no fee if you use it.

The Contenders
11 Chase JP Morgan Chase Bank, N.A., doing business as Chase, is a national bank that constitutes the consumer and commercial banking subsidiary of the multinational banking corporation JP Morgan Chase.

The best credit card company to work with is the one that offers high credit limits and lowers high interest rates after 6 months with a good credit rating.

This is a good company for your credit card. Just walk in and go to the ATM if you have to, or walk in to get some help with your credit card!

Range of card possibilities with and without cashback/annual fee. No charge for overseas use (major for me).

12 Diners Club

Low interest rate, 1% Cash Back credited at the end of the year. Other excellent bank services. Highly rated bank.

Absolutely the best. The customer service alone is head and shoulders above the rest.

14 RuPay
15 Credit One

They have been good to me. I would like to see a credit line increase soon, since I always make sure to pay on time and usually pay the whole amount.

16 Navy Federal Credit Union
17 Metrobank
18 Barclays
19 Pentagon Federal Credit Union
20 PNC
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