Best Payday Loans Companies

Payday loans, sometimes referred to as cash advance loans, have received quite a bit of bad press, but when used properly, a pay day loan can have a definite upside. A short term financial bind can happen to a lot of people and being able to get a small loan quickly can save you money by avoiding costly late fees or overdraft charges. Sure, $50 is a steep price to pay for a $300 payday loan, but if it means you are able to get your rent check, house payment, or car payment in on time and avoid the hefty late fees and possible damage to your credit score, it is more than worth it.

When considering a pay day loan, make sure you only get loans when you really need them (not just to purchase non-essentials), that you will be able to repay the loan when it comes due (this is where some people get into trouble), and that you have selected a reputable, reliable, and fair payday loans company. To help with this last step, below is a list of the top ten payday loans providers.

The Top Ten

1 ACE Cash Express

Great direct lender. Have flexible payback dates and offer payment plans if you get overwhelmed. Easy application process and decent customer service

The best vendor company all over United States

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2 CashNetUSA

Have always came through when I needed to get quick cash. Instant approval and the money is deposited the next business day. They've worked with me when I needed an extension. There's a decent payback period. I stand behind cashnet 100%

Worked with me on updating my due dates when my pay cycle changed, was able to avoid overdraft fees.

Great place to get quick cash! Everyone is so helpful! I'm a teacher and I can't afford to be scammed. Never has happened with this company!

I have used them more often than any other... no payday loan is a good one but when it's one of your few choices I would go with this one.

V 4 Comments Visit Website Apply Now9

3 Check City

They are by far the best payday lender out there. Their customer service is always top notch and they truly care about their customers situations and well-being. I am proud to say I am a Check City customer and I would not have made it through some pretty tough situations without them!

Check City is quick, convenient, fair and has the lowest fees of any company I have used

The Lehi location was amazing. Debbie always helps me when I am in a financial bind. She takes time to listen to my needs and even gives suggestions on how to manage my loans. She always looks out for my best interest. I trust her very much and Check city is very smart for having such a great person representing them. Thank you!

Hi, I'm Chad. The holidays broke me, especially not working. Everything is back to normal now. I avg. 45 hrs /wk... I'm just trying to get caught up on all the bills. I also won't have the rent money. I definitely have to figure that out. You were rated 1of the best. I really hope we can do business... Thank you for your time. !

V 3 Comments Visit Website Apply Now9

4 Check Into Cash

Check Into Cash is a financial services retailer with more than 1,100 stores in 30 states. The company was founded in 1993.

Great company, highly recommended.

Fast and easy with clear contract information. Great service!

I was able to get more money here than anywhere else! Super nice!

Great service

V 3 Comments Visit Website9

5 Metro Cash Loan

I heard it is a very good company

V 1 Comment

6 Check 'n Go

Easy qualifications and easy repayment options. Finance fee is great compared to others

The application process was very simple and stress free. I was approved for a loan within minutes.

Is as described. Can't argue overmuch about things with them.

Fast and easy to deal with

V 5 Comments Visit Website9

7 Advance America

Advance America Cash Advance was founded in 1997 and is the largest provider of the non-bank cash advance services in the United States. V 3 Comments Visit Website9

8 LendUp LendUp

LendUp is a direct lender that provides financial education and gamification for responsible lending behavior.

Clear terms and will work with you if something else comes up.

Seamless product that helped me instantaneously when I needed it the most. Their customer service is definitely top notch as well.

Awesome payment plans and very flexible!

Great people and service

V 2 Comments Visit Website9

9 Wonga Wonga

Quick and easy

They are fast and reliable

Visit Website9

10 100DayLoans Visit Website9

The Contenders

11 Speedy Cash

These people run a top notch business in my opinion. Always professional, I am able to get a loan very fast and one time, when I had left my DL at home, was able to get a loan with no ID (store manager recognized me as a regular).

I will say that I have always repaid my loans within five days. Most of the time I repay them in under three days, in which case there is no interest accrued. I borrow $250 on Wednesday and on Friday, when I go to pay I owe just $250. You can't beat 0% interest!

Very nice people easy to work with. Just stay in contact with them. They are helping me with my loan now. I got injured at work and lost my job.

Use it a lot of the years my score is in the upper 500 and I was making about 13,000 first time they approved me online. Not I make more and when I need help they are there.

GREAT PLACE

V 5 Comments

12 Approved Cash Advance

Great customer service

13 Credit On Demand

Credit On Demand is a UK payday loans direct lender, providing instant online payday loan service of £100 to £400 within the United Kingdom. You can get unsecured and bad credit loan through web and SMS (text loans).

14 PaydayUK

15 BadCreditLifeline.com

Great choice! Easy to get qualified

Didn't get a loan but they helped with credit repair. However, my buddy got a loan from then and had a great experience. Highly recommended!

This is the place to go if you have bad credit. Why I vote for them.

Awesome site! Very helpful & informative.

V 1 Comment

16 Castlepayday.com

17 90dayadvance.us

Great site to get an installment payday loan.

18 National Payday V 1 Comment

19 Lending Stream

20 Snappy Payday Loans

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