Best Payday Loans Companies

Payday loans, sometimes referred to as cash advance loans, have received quite a bit of bad press, but when used properly, a pay day loan can have a definite upside. A short term financial bind can happen to a lot of people and being able to get a small loan quickly can save you money by avoiding costly late fees or overdraft charges. Sure, $50 is a steep price to pay for a $300 payday loan, but if it means you are able to get your rent check, house payment, or car payment in on time and avoid the hefty late fees and possible damage to your credit score, it is more than worth it.

When considering a pay day loan, make sure you only get loans when you really need them (not just to purchase non-essentials), that you will be able to repay the loan when it comes due (this is where some people get into trouble), and that you have selected a reputable, reliable, and fair payday loans company. To help with this last step, below is a list of the top ten payday loans providers in the United States.

The Top Ten

1 CashNetUSA CashNetUSA

Have always came through when I needed to get quick cash. Instant approval and the money is deposited the next business day. They've worked with me when I needed an extension. There's a decent payback period. I stand behind cashnet 100%

Worked with me on updating my due dates when my pay cycle changed, was able to avoid overdraft fees.

Great place to get quick cash! Everyone is so helpful! I'm a teacher and I can't afford to be scammed. Never has happened with this company!

I have used them more often than any other... no payday loan is a good one but when it's one of your few choices I would go with this one.

5 CommentsVisit Website Apply Now
2 ACE Cash Express ACE Cash Express ACE Cash Express, Inc. is a financial services provider, specializing in short-term consumer loans, check cashing, bill pay, and prepaid debit card services. In business since 1968, ACE Cash Express focuses on serving consumers seeking alternatives to traditional banking relationships by providing convenient, ...read more.

Great direct lender. Have flexible payback dates and offer payment plans if you get overwhelmed. Easy application process and decent customer service

The best vendor company all over United States

Visit Website Apply Now
3 Check Into Cash Check Into Cash Check Into Cash is a financial services retailer with more than 1,100 stores in 30 states. The company was founded in 1993.

Old company with proven results.

Great company, highly recommended.

Fast and easy with clear contract information. Great service!

Great service

4 CommentsVisit Website Apply Now
4 Check City Check City CheckCity offers payday loans, cash advances; many other financial services in over 20 states. Apply now and receive your funds in less than 24 hours.

They are by far the best payday lender out there. Their customer service is always top notch and they truly care about their customers situations and well-being. I am proud to say I am a Check City customer and I would not have made it through some pretty tough situations without them!

Check City is quick, convenient, fair and has the lowest fees of any company I have used

The Lehi location was amazing. Debbie always helps me when I am in a financial bind. She takes time to listen to my needs and even gives suggestions on how to manage my loans. She always looks out for my best interest. I trust her very much and Check city is very smart for having such a great person representing them. Thank you!

Check City has the best customer service. I can tell the people who work there actually care about me and want to help.

3 CommentsVisit Website Apply Now
5 Check 'n Go Check 'n Go

Easy qualifications and easy repayment options. Finance fee is great compared to others

The application process was very simple and stress free. I was approved for a loan within minutes.

Is as described. Can't argue overmuch about things with them.

Great American speaking Company easy to do business with.

5 CommentsVisit Website
6 Advance America Advance America Advance America Cash Advance was founded in 1997 and is the largest provider of the non-bank cash advance services in the United States.

"Amazing! Received what I was looking for in just a matter of minutes, done deal"

Love this Place!

Definitely the best!

Very nice n trust able company

1 Comment
7 LendUp LendUp LendUp is a direct lender that provides financial education and gamification for responsible lending behavior.

Clear terms and will work with you if something else comes up.

Seamless product that helped me instantaneously when I needed it the most. Their customer service is definitely top notch as well.

Awesome payment plans and very flexible!

Phenomenal. Eventually reports to credit bureaus.

2 Comments
8 Speedy Cash Speedy Cash

These people run a top notch business in my opinion. Always professional, I am able to get a loan very fast and one time, when I had left my DL at home, was able to get a loan with no ID (store manager recognized me as a regular).

I will say that I have always repaid my loans within five days. Most of the time I repay them in under three days, in which case there is no interest accrued. I borrow $250 on Wednesday and on Friday, when I go to pay I owe just $250. You can't beat 0% interest!

Very nice people easy to work with. Just stay in contact with them. They are helping me with my loan now. I got injured at work and lost my job.

Use it a lot of the years my score is in the upper 500 and I was making about 13,000 first time they approved me online. Not I make more and when I need help they are there.

I love it, they are very helpful to me.

5 Comments
9 BadCreditLifeline.com

Great choice! Easy to get qualified

This is the place to go if you have bad credit. Why I vote for them.

Awesome site! Very helpful & informative.

This is the only loan site I recommend, as the site actually tries to educate you with real information about getting a loan online for short term help, so that in the long term you can fix your financial problems, and then repay the loan back on time to make sure you have best financial health!

2 Comments
10 Snappy Payday Loans

The Contenders

11 National Payday

Horrible! I think this is a scam. I should've known better and looked them up. I gave them all my banking info and personal info. when I applied. They said they would get back to me in 24 hrs. It's been almost 7 days now. There is no human being who answers their 800 number it just says to email them. I've sent numerous emails with no response. I put fraud alerts on my credit reports in fear they are going to do something with my personal info. Going down tomorrow to close my bank acct so they can't fraudulent take money from my acct. stay away from this lender!

12 Approved Cash Advance

Great customer service

13 Cash Central

Cash central has help me a lot that's its easy and fast

14 Faaast Cash

FaaastCash is simply amazing! I have used 3-4 payday loan companies till now and FaaastCash is undoubtedly the best among them.

15 Green Trust Cash

Good company, always ready to work with you

16 Hotpayday.com

Honest, reasonable flat fee. Cash overnight. Great customer service.

17 Instant Cash Advance
18 MoneyKey

Fast and easy over the phone loan

19 LendingBear

Great company

20 NetCredit
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List Stats

1,000 votes
16 listings
9 years, 154 days old

Top Remixes (17)

1. Check 'n Go
2. Check City
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