Best Payday Loans Companies

Payday loans, sometimes referred to as cash advance loans, have received quite a bit of bad press, but when used properly, a pay day loan can have a definite upside. A short term financial bind can happen to a lot of people and being able to get a small loan quickly can save you money by avoiding costly late fees or overdraft charges. Sure, $50 is a steep price to pay for a $300 payday loan, but if it means you are able to get your rent check, house payment, or car payment in on time and avoid the hefty late fees and possible damage to your credit score, it is more than worth it.

When considering a pay day loan, make sure you only get loans when you really need them (not just to purchase non-essentials), that you will be able to repay the loan when it comes due (this is where some people get into trouble), and that you have selected a reputable, reliable, and fair payday loans company. To help with this last step, below is a list of the top ten payday loans providers.

The Top TenXW

1CashNetUSATheTopTens Trusted Partner*

CashNetUSA is a good website to get online payday loans. Also you can go with Tammy's Cash to get your payday loans online with Best lenders. Tammy's Cash makes it easy to find best payday lender with one online application of payday loan.

Have always came through when I needed to get quick cash. Instant approval and the money is deposited the next business day. They've worked with me when I needed an extension. There's a decent payback period. I stand behind cashnet 100%

Worked with me on updating my due dates when my pay cycle changed, was able to avoid overdraft fees.

I have used them more often than any other... no payday loan is a good one but when it's one of your few choices I would go with this one.

V5 CommentsVisit Website Apply Now9
2Check CityTheTopTens Trusted Partner*

They are by far the best payday lender out there. Their customer service is always top notch and they truly care about their customers situations and well-being. I am proud to say I am a Check City customer and I would not have made it through some pretty tough situations without them!

Check City is quick, convenient, fair and has the lowest fees of any company I have used

The Lehi location was amazing. Debbie always helps me when I am in a financial bind. She takes time to listen to my needs and even gives suggestions on how to manage my loans. She always looks out for my best interest. I trust her very much and Check city is very smart for having such a great person representing them. Thank you!

Check City has helped me in the past several times. Always fast, and courteous.

V3 CommentsVisit Website Apply Now9
3Check Into CashTheTopTens Trusted Partner*Check Into Cash is a financial services retailer with more than 1,100 stores in 30 states. The company was founded in 1993.

Great company, highly recommended.

Fast and easy with clear contract information. Great service!

I was able to get more money here than anywhere else! Super nice!

V4 Comments Visit Website9
4Metro Cash Loan

I heard it is a very good company

V1 Comment
5Check 'n Go

Easy qualifications and easy repayment options. Finance fee is great compared to others

The application process was very simple and stress free. I was approved for a loan within minutes.

Is as described. Can't argue overmuch about things with them.

Fast and easy to deal with

V5 Comments Visit Website9
6Advance AmericaAdvance America Cash Advance was founded in 1997 and is the largest provider of the non-bank cash advance services in the United States.V3 Comments Visit Website9
7LendUpLendUp is a direct lender that provides financial education and gamification for responsible lending behavior.

Clear terms and will work with you if something else comes up.

Seamless product that helped me instantaneously when I needed it the most. Their customer service is definitely top notch as well.

Phenomenal. Eventually reports to credit bureaus.

Awesome payment plans and very flexible!

Visit Website9
9Speedy Cash

These people run a top notch business in my opinion. Always professional, I am able to get a loan very fast and one time, when I had left my DL at home, was able to get a loan with no ID (store manager recognized me as a regular).

I will say that I have always repaid my loans within five days. Most of the time I repay them in under three days, in which case there is no interest accrued. I borrow $250 on Wednesday and on Friday, when I go to pay I owe just $250. You can't beat 0% interest!

Very nice people easy to work with. Just stay in contact with them. They are helping me with my loan now. I got injured at work and lost my job.

Use it a lot of the years my score is in the upper 500 and I was making about 13,000 first time they approved me online. Not I make more and when I need help they are there.

I love it, they are very helpful to me.

V4 Comments Visit Website9
10ACE Cash Express

Great direct lender. Have flexible payback dates and offer payment plans if you get overwhelmed. Easy application process and decent customer service

The best vendor company all over United States

Visit Website9

The Contenders

11Credit On Demand

Credit On Demand is a UK payday loans direct lender, providing instant online payday loan service of £100 to £400 within the United Kingdom. You can get unsecured and bad credit loan through web and SMS (text loans).

Visit Website
12Approved Cash AdvanceV1 CommentVisit Website
13PaydayUKVisit Website
14BadCreditLifeline.com

Didn't get a loan but they helped with credit repair. However, my buddy got a loan from then and had a great experience. Highly recommended!

Great choice! Easy to get qualified

This is the place to go if you have bad credit. Why I vote for them.

Awesome site! Very helpful & informative.

V1 CommentVisit Website
15Castlepayday.comVisit Website
16National PaydayV1 CommentVisit Website
17Lending StreamVisit Website
18Snappy Payday LoansVisit Website
1990dayadvance.us

Great site to get an installment payday loan.

Visit Website
20Nextcredit

Great service. Strongly recommend to avail benefits from Nextcredit for instalment loans.

Visit Website
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*A Trusted Partner designation denotes a listing whose rank has been determined by our staff. Typically, TheTopTens receives compensation for these placements in the form of commissions on sales or leads generated through this site. Because our compensation is tied to consumer behavior, we are incentivized to promote the companies and products people are more likely to respond favorably toward.

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List StatsUpdated 25 Sep 2016

1,000 votes
27 listings
6 years, 129 days old

Top Remixes (16)

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