Top Professional Credit Repair Software

Top software for credit repair professionals. Don't agree with the list? Vote for an existing item you think should be ranked higher or if you are a logged in, add a new item for others to vote on or create your own version of this list.

The Top Ten

"We are an existing CSO with HTDI Financial. They have be an integral part of our company's success. We are very happy with he service HTDI offers our clients and our business. HTDI handles everything for us all we have to do go out and recruit clients to get their credit repaired. Our favorite feature is the tracking software every client is at our finger tips and we can give them updates immediatly and we can relay information to our clients. There software is cutting edge and without them our company would be in trouble. Thanks to HTDI for all your help in helping us grow our credit repair company. Thanks HTDI! "
Out of all the software companies I looked at, HTDI Financial has the best system for the best price. I looked at Dispute Suite but the $5000 cost and the blatant BS they filled me with was too much to handle.

SX3 has a great system but they aren't we based, Credit Detailer was OK but the follow up wasn't very good.

Credit CRM was a joke.

Whether you want to handle your own letters or have HTDI do it for you go with the Tracker...

Thanks HTDI!
Completely blows away the competition when it comes to web based systems.

Credit Detail is OK - Credit Money Machine is a mess - and the other two players - Dispute Suite and Credit CRM have merged but didn't they just sue each other? How can you trust people that do business like that?

I chose the Tracker because, again, it blows every other web based system out of the water.
[Newest]We were clients before, we tried another for last couple years and now we are back to Trackstar! Thank You

2Credit Score Techs
Hands down, we are very happy that we made the move to Credit Score Techs. They have new features all of the time, and the tech support that they offer is handled by real support techs that know how to manage the platform. They also have the option to use outsourcing services provided by Score Inc, and we are loving the results so far provided by Score. This move has been one of the best things that we ever did from a credit repair business standpoint.
I really love using this software. The prices are great, the staff is always available to help out, and the platform is very easy to use. There are new features that are constantly released, and my business has grown since I started a year ago.
The best choice for credit repair business software! We started using Credit Score Techs over a year ago, and have been more than happy with the software.
[Newest]Keeps getting better and better
The obvious leader in credit repair software worldwide. DisputeSuite is the only professional credit repair software to be used in every state in the US, Canda, Puerto Rico, and across 4 continents! Hats off to the team at DisputeSuite for creating such a feature rich application that simply stands in another league far away from it's closest competitor. DisputeSuite offeres advanced credit repair training as well as connections to some of the leading providers of outsourced disputing in the industry
I have studied all the other software. As mentioned in other comments, DisputeSuite really is the best. They are the 800 lb Gorilla in the room.. Great Job guys, we are happy customers.

P.S. You will not find any other company as well trained with credit repair tactics.
I used to use another software/outsourcing company but once they changed management everything went to crap. DisputeSuite is hands down the best system for software and outsourcing.. No one else even comes close.


This program caters to companies who like the K-I-S-S (Keep it Simple Stupid) approach to the very complex with detailed options. I love the way they consistently look for ways to improve their program. It keeps them at the top of the game in my book.

4Credit Money Machine
Credit Money Machine Ultimate (The version I use) is absolutely essential for any legitimate CSO that plans on doing more than onesies and twosies. I have previously used 2 of the above mentioned programs and jumped out for many reasons. Two of the main reasons I left were:

1. I was thinking about what would happen if the owner of these sites ever decided it was time to go out of business. This would mean that all of my clients which are stored in their server online (instead of on my hard-drive and back-up server)would be gone forever. I don't want anyone else having that much control of my business!

2. The other programs continue to barrage you with up sale items or upgrades, training camps, additional portal fees, software updates, and in some cases they charge for adding an additional client!

If these programs were so incredible, why would they be trying to milk me by charging for these items? Any software you count on for income should be COMPLETE at the time of sale. Updates should be at no charge.

Another reviewer of this item referenced an intense learning curve. The program although complete has much more to offer than the credit repair necessities. It also allows the program owner to expand to other areas at no additional charge. ( Loan Mod, Debt Settlement, etc... ). There is a learning curve to any product worth owning. The difference is that any owner of the software has the direct ear of the designer who is a programming genius! I am much richer in knowledge for having taken the time to learn it.

I'll close by saying that it is also very non-threatening knowing that the company selling this software is not in competition with me because all they do is create software designed for those in the business. They don't have access to my client list and personal information. Who wants to worry about a rogue employee taking my customer information and selling it or worse yet; doing something illegal with it.

The decision to purchase did not come easily, nor did it come without testing inferior limited productivity products.

I'm very very satisfied with my "Final" decision to purchase Credit Money Machine Ultimate.
I invested in Credit money machine in 2006.. I have watched it grow and change over the years. I love all of the features it offers and all of the updates That are free. Every time I have any types of problems they are handle with importance's. My company CFS have Grown a lot. I have also saved a lot of money by investing in the credit money machine. I really don't have to hire Employees if I don't want too.. I will never forget the days I panic cause my computer crashed. I thought I lost everything. Time & time again credit money machine Customer services.. Have helped me. Fix and recover files.. I though I lost. The computer company would have charged me a lot. But Lorenzo took time out of day to help me out. I didn't get charge. I Appreciated Everything my Business Family have don't for me.
CFS (1888)426-1176
I started using CMM last June when I started my own company. It would have been very easy to use the same CRM that I had been used to with my old company, but never used all the functionality because the system was to slow or we didn’t know the functionality existed. Working with Lorenzo and CMM has been very helpful in growing my business and not having to spend hour’s learning multiple programs and software systems lets me spend more time selling my services. Another important part of growing your own business is to be assured that the companies you hire are there to make sure you are supported and always up and running and CMM does all that, as well as being opened minded and available for tweaking and developing customizing CMM to fit your company’s needs. Thanks Lorenzo!
[Newest]Credit Consultant Association feels that Credit Money Machine is one of the most amazing package available. We highly recommend this package for credit repair companies.
More comments about Credit Money Machine

5Credit Dispute Pro
Utilizing CDP Tracker Processing Center at such a minimal cost per credit file not only keeps profit margins up it also allows you time to grow your business. Credit File Processing is a tedious time consuming procedure so having your very own processing center at your disposal is awesome. The customer service has also been well above expectations.
This program allows you to grow your business very quickly as you spend the majority of your time bringing on new clients and an unlimited amount of referral sources. Both the client and referring agency can track the results 24/7 via online log on. Thanks CDP Processing Center for a job well done!
Awesome system. I get to spend the majority of my time making money instead of being bogged down performing actual credit repair. Growing my business through there back office prevents me from having to hire additional employees. Thanks Cam

6Credit Repair Magic
This is a terrible software! Please do not use! The 6 handwritten letters they offer are worthless. The platform features information that can be found on the web. I don't want anyone to waste their time and money as I did.
Probably the simplest system out there and it has one major advantage: it eliminates the "frivolous and irrelevant" response that I got from the other two systems I tried.
A top consumer choice, and used by some startups, as they segway into the biz

7Credit Doctor
For someone that want to play on the side - this is the option... not for the pro's but can get you by..

8Credit Detailer
Simple system, not nearly as feature rich as the competition but it is cost effective

9ScoreWay Credit Repair Solution
On my initial call with Joshua about Score the one thing he said to me that really stuck out. "We are not here to take your money and run. Were are here to help you grow as a company, Because when you grow, we grow with you" that's when I knew that this was the best discussion I had ever made. Scoreway credit repair solution is not just a piece of software like the rest, it's a complete package of software, processing, and customer support. Love the staff they really help me with any question. Thank you Score for helping me increase my business!
Score's Team, Led by Joshua and Joel couldn't have come at a better time for our company. The system they have in place is top notch, from the software to the processing. The mentoring and cutting edge technology is the best in the business. Not to mention the best in innovative progress in education and simplifying the learning process. Couldn't have ask for a better company to team up with in the industry. Most importantly the honesty, integrity and willing to go the extra mile for their business partners and clients. A++++ Rating!
The ScoreWay Credit Repair Business Solution is a fusion of form and function. Software as a Service (SaaS), Proven Dispute Process Outsourcing, Coaching/Consulting/Mentoring, Value Added Services!
The Proven Credit Repair Outsourcing Industry Leader!
I have been in business for 10 Years and I have used two other systems for my credit repair. If you are outsourcing your disputes (which makes very good sense financially) than they are really the best company to go with. They are very communicative and if they do happen to make a mistake (everyone is human) they are quick to fix it and take responsibility. I would highly recommend Score.

10Credit CRM
Attorney Edward Jamison created a robust client managment system for credit repair professionals. With Paralegal support, and training from Edward - Credit CRM is an option to consider.

The Contenders


Turbo is a good repair tool to use at home but not to run a company. It needs more letters to generate. In comparison to Credit Win Pro, its a no-brainer. It is worth the $30.00 but you will need more in the long run.

Anyone knows it? They sell it for $50/month at cloudcreditfix. Com

14CreditWin Pro
Credit win pro home version is not that good at all. It tends to put a virus on your computer. Please stay away!

15Credit Repair VIP
The best credit repair business software since 2007.


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This list was created 4 years, 344 days ago and has been voted on over 200 times.

Updated Friday, March 27, 2015

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